WORKERS COMPENSATION INSURANCE, 1999-2008
      Combined ratio (1)
Year Net premiums written (2) ($000) Annual percent change Calendar year (3) Annual point change Accident year (3) Annual point change
1999 $23,090,325 -4.7% 120.0 NA 143 10 pts.
2000 26,185,928 13.4 114.9 -5.1 pts. 137 -6
2001 27,123,299 3.6 117.3 2.4 124 -13
2002 30,612,127 12.9 108.7 -8.6 106 -18
2003 32,919,340 7.5 108.9 0.2 97 -9
2004 36,734,514 11.6 105.5 -3.4 88 -9
2005 39,724,580 8.1 100.5 -5.0 87 -1
2006 41,820,365 5.3 93.8 -6.7 85 -2
2007 40,860,378 -2.3 99.3 5.5 96 11
2008 36,932,620 -9.6 99.3 0.0 100 (4) 4

(1) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(2) After reinsurance transactions, excluding state funds.
(3) Calendar year data are from National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC., calculated from unrounded data. Accident year are from the National Council on Compensation Insurance (NCCI).
(4) Estimated by NCCI.

NA=Data not available.

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC; National Council on Compensation Insurance.