INSURANCE PROVIDED BY FAIR PLANS BY STATE, 2008 (1)
  Number of    
State Habitational policies Commercial policies Exposure ($000) Direct written premiums ($000)
California 159,380 9,582 $43,690,861 $69,522
Connecticut 3,817 208 710,897 4,231
Delaware 2,446 106 280,533 714
D.C. 635 150 175,326 681
Florida (2) 1,330,550 63,803 421,900,358 2,771,846
Georgia 23,322 1,991 4,018,181 18,409
Illinois 6,900 148 538,250 5,258
Indiana 2,543 79 170,529 1,482
Iowa 919 46 63,294 594
Kansas 10,127 214 470,552 4,757
Kentucky 10,365 713 107,144 6,413
Louisiana (2) NA NA NA 279,970
Maryland 4,330 135 550,484 2,375
Massachusetts 230,890 769 81,538,212 305,546
Michigan 40,812 1,266 5,474,271 46,839
Minnesota 7,735 3 1,219,672 5,908
Mississippi (3) 12,785 (3) 749,194 8,468
Missouri 6,500 369 331,146 2,712
New Jersey 30,548 1,074 3,822,631 14,668
New Mexico 11,255 351 620,657 3,509
New York 57,542 5,776 13,706,101 34,558
Ohio 40,589 837 8,019,884 22,198
Oregon 3,314 139 243,299 1,271
Pennsylvania 29,732 2,031 1,808,558 10,121
Rhode Island 19,390 160 4,667,860 24,084
Texas (3) 106,561 (3) 14,060,851 64,488
Virginia 33,206 724 3,757,927 14,637
Washington 52 38 18,888 153
West Virginia 910 100 34,193 582
Wisconsin 3,034 64 NA 1,317
Total 2,190,189 90,876 $612,749,753 $3,727,311

(1) Does not include the FAIR Plans of Arkansas, Hawaii and North Carolina.
(2) Citizens Property Insurance Corporation, which combined the FAIR and Beach Plans.
(3) The Mississippi and Texas FAIR Plans do not offer a commercial policy.

NA=Data not available.

Source: Property Insurance Plans Service Office (PIPSO).