HOMEOWNERS MULTIPLE PERIL INSURANCE, 1999-2008

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
1999 $30,814,719 5.4% 107.9 NA
2000 32,729,981 6.2 110.4 2.5 pts.
2001 35,364,334 8.0 120.6 10.2
2002 40,238,172 13.8 108.6 -12.0
2003 46,035,860 14.4 97.9 -10.7
2004 49,980,417 8.6 95.8 -2.1
2005 53,016,247 6.1 104.7 8.9
2006 55,828,097 5.3 89.2 -15.6
2007 57,065,559 2.2 93.6 4.4
2008 57,369,454 0.5 115.1 21.5

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.