EARTHQUAKE INSURANCE, 1999-2008

($000)

Year Net premiums
written (1)
Annual
percent
 change
Combined
 ratio (2)
Annual
point
 change (3)
1999 $730,494 NA 64.5 NA
2000 762,443 4.4% 77.7 13.2 pts.
2001 857,562 12.5 108.9 31.2
2002 999,455 16.5 86.6 -22.3
2003 1,048,714 4.9 55.7 -31.0
2004 1,098,441 4.7 48.4 -7.3
2005 1,106,395 0.7 50.7 2.3
2006 1,315,494 18.9 40.1 -10.6
2007 1,261,400 -4.1 29.7 -10.3
2008 1,258,563 -0.2 33.3 3.5

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.