COMMERCIAL MULTIPLE PERIL INSURANCE, 1999-2008
  Total
 ($000)
Year Net premiums
written (1) 
Annual percent
change
1999 $18,983,821 -2.4%
2000 20,072,151 5.7
2001 22,230,355 10.8
2002 25,421,072 14.4
2003 27,430,022 7.9
2004 29,074,586 6.0
2005 29,695,831 2.1
2006 31,850,088 7.3
2007 31,336,813 -1.6
2008 30,119,061 -3.9
         
Nonliability Portion
($000)
Year Net premiums
written (1) 
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
1999 $10,293,766 -1.4% 121.7 NA
2000 11,706,119 13.7 114.8 -6.9 pts.
2001 13,010,431 11.1 117.2 2.4
2002 15,251,130 17.2 96.1 -21.1
2003 16,352,256 7.2 88.1 -8.0
2004 16,971,835 3.8 96.7 8.6
2005 17,706,117 4.3 93.8 -2.9
2006 18,246,349 3.1 83.8 -10.0
2007 18,366,674 0.7 89.5 5.7
2008 18,049,658 -1.7 105.4 15.8
         
Liability Portion
($000)
Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
1999 $8,690,055 -3.6% 113.4 NA
2000 8,366,032 -3.7 115.4 2.0 pts.
2001 9,219,924 10.2 121.3 5.9
2002 10,169,942 10.3 113.9 -7.4
2003 11,077,766 8.9 115.0 1.1
2004 12,102,751 9.3 105.4 -9.5
2005 11,989,714 -0.9 102.7 -2.7
2006 13,603,739 13.5 101.9 -0.8
2007 12,970,139 -4.7 93.2 -8.7
2008 12,069,403 -6.9 97.4 4.2

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.