Warranty Insurance, 2012-2021

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2012 $1,386,404 -18.2% 99.5 2.5 pts.
2013 1,155,338 -16.7 104.2 4.7
2014 1,020,188 -11.7 93.5 -10.8
2015 1,017,790 -0.2 107.9 14.4
2016 930,240 -8.6 88.8 -19.1
2017 1,090,590 17.2 90.6 1.8
2018 1,247,678 14.4 95.4 4.8
2019 1,155,275 -7.4 102.3 6.9
2020 1,238,138 7.2 84.6 -17.6
2021 1,426,674 15.2 87.7 3.1
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded numbers. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.