Insurance Provided By FAIR Plans By State, Fiscal Year 2015 (1)
  Number of policies    
State Habitational Commercial Total Exposure (2) ($000) Direct premiums written ($000)
California 123,162 4,701 127,863 $45,551,156 $76,448
Connecticut 2,538 80 2,618 487,144 3,632
Delaware 1,732 76 1,808 281,471 617
D.C. 276 42 318 89,000 287
Florida (3) 671,641 29,456 701,097 150,495,190 1,267,754
Georgia 24,865 1,872 26,737 3,741,795 25,554
Illinois 6,067 81 6,148 678,952 6,921
Indiana 2,029 50 2,079 230,413 2,123
Iowa 1,437 50 1,487 96,174 999
Kansas 17,482 197 17,679 1,009,000 9,166
Kentucky 10,947 478 11,425 557,853 7,257
Louisiana (3) 100,555 3,529 104,084 13,861,836 140,386
Maryland 1,730 181 1,911 358,000 1,261
Massachusetts 215,808 334 216,142 80,844,528 285,495
Michigan 20,712 381 21,093 2,664,680 20,719
Minnesota 5,389 47 5,436 929,115 4,297
Mississippi (4) 9,518 0 9,518 592,423 7,431
Missouri 3,957 162 4,119 230,213 2,380
New Jersey 15,826 416 16,242 2,283,978 10,261
New Mexico 11,514 298 11,812 105,842 4,771
New York 48,199 3,098 51,297 13,419,000 35,490
North Carolina 165,189 3,166 168,355 15,663,995 72,832
Ohio 25,648 533 26,181 6,157,943 22,391
Oregon 1,867 53 1,920 289,475 1,063
Pennsylvania 17,515 1,329 18,844 1,568,967 8,006
Rhode Island 17,497 131 17,628 4,372,091 23,006
Texas (4) 165,073 0 165,073 22,154,369 132,879
Virginia 33,325 510 33,835 4,654,544 20,947
Washington 67 21 88 20,776 133
West Virginia 476 55 531 32,519 330
Wisconsin 6,382 116 6,498 407,000 3,346
Total 1,728,423 51,443 1,779,866 $373,829,442 $2,198,182
(1) Excludes the FAIR Plans of Arkansas and Hawaii. (2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December. (3) Citizens Property Insurance Corp., which combined the FAIR and Beach Plans. (4) The Mississippi and Texas FAIR Plans do not offer a commercial policy. Source: Property Insurance Plans Service Office (PIPSO).