Flood Insurance In The United States, 2015 (1)
  Direct NFIP business WYO business Total NFIP/WYO
State Number of policies Insurance in force (2) ($ millions) Number of policies Insurance in force (2) ($ millions) Number of policies Insurance in force (2) ($ millions)
Alabama 10,645 $2,141.1 44,619 $10,145.6 55,264 $12,286.7
Alaska 762 168.3 2,033 548.2 2,795 716.5
Arizona 6,416 1,479.3 29,286 7,070.7 35,702 8,550.0
Arkansas 3,468 525.9 15,225 2,570.9 18,693 3,096.8
California 47,099 12,730.0 238,038 66,521.0 285,137 79,251.1
Colorado 4,379 1,011.0 18,888 4,635.6 23,267 5,646.7
Connecticut 2,649 612.8 38,011 9,560.3 40,660 10,173.1
Delaware 4,674 1,231.6 22,169 5,619.8 26,843 6,851.3
D.C. 106 27.7 2,039 444.4 2,145 472.1
Florida 139,718 36,132.2 1,682,198 400,138.6 1,821,916 436,270.8
Georgia 17,484 4,278.5 71,251 18,358.9 88,735 22,637.3
Hawaii 2,546 574.8 57,416 12,742.8 59,962 13,317.6
Idaho 1,097 247.3 5,096 1,202.8 6,193 1,450.0
Illinois 12,269 2,126.3 33,302 6,454.1 45,571 8,580.4
Indiana 6,246 983.1 20,291 3,994.7 26,537 4,977.8
Iowa 2,804 436.1 11,564 2,313.2 14,368 2,749.3
Kansas 2,568 405.9 8,643 1,582.4 11,211 1,988.3
Kentucky 3,853 535.8 18,945 3,137.5 22,798 3,673.3
Louisiana 118,622 28,635.0 334,201 82,497.7 452,823 111,132.7
Maine 654 132.9 8,081 1,880.5 8,735 2,013.4
Maryland 7,006 1,674.1 62,034 14,092.7 69,040 15,766.8
Massachusetts 5,156 1,147.8 58,558 14,664.4 63,714 15,812.2
Michigan 4,745 691.9 18,717 3,542.2 23,462 4,234.2
Minnesota 1,877 400.9 8,654 1,965.7 10,531 2,366.6
Mississippi 14,844 3,460.2 51,598 12,165.7 66,442 15,625.8
Missouri 4,294 687.7 18,641 3,488.7 22,935 4,176.4
Montana 880 170.1 4,340 868.5 5,220 1,038.6
Nebraska 2,426 380.1 8,579 1,623.4 11,005 2,003.5
Nevada 2,342 533.5 10,572 2,768.8 12,914 3,302.3
New Hampshire 644 132.1 8,218 1,778.0 8,862 1,910.1
New Jersey 18,246 4,021.9 215,534 53,049.4 233,780 57,071.3
New Mexico 2,444 451.4 11,938 2,407.1 14,382 2,858.5
New York 20,998 5,227.3 167,204 44,945.4 188,202 50,172.7
North Carolina 15,143 3,730.9 114,864 27,914.4 130,007 31,645.3
North Dakota 2,021 528.4 10,234 2,714.5 12,255 3,242.9
Ohio 7,623 1,107.3 30,744 5,665.4 38,367 6,772.7
Oklahoma 3,669 651.2 12,124 2,448.3 15,793 3,099.6
Oregon 6,573 1,528.3 24,191 5,827.8 30,764 7,356.1
Pennsylvania 10,136 1,639.2 55,270 11,393.4 65,406 13,032.6
Rhode Island 591 144.4 14,512 3,731.4 15,103 3,875.8
South Carolina 24,133 6,548.6 175,949 44,510.7 200,082 51,059.3
South Dakota 952 201.4 3,862 886.5 4,814 1,087.9
Tennessee 5,560 1,254.5 24,782 5,732.6 30,342 6,987.1
Texas 105,268 28,419.4 482,424 127,454.0 587,692 155,873.4
Utah 669 147.6 3,317 827.7 3,986 975.3
Vermont 365 65.2 3,731 827.4 4,096 892.6
Virginia 17,375 4,300.7 87,697 22,247.2 105,072 26,547.9
Washington 6,178 1,385.1 33,694 8,298.4 39,872 9,683.5
West Virginia 4,646 549.6 13,181 1,966.6 17,827 2,516.2
Wisconsin 2,038 332.7 12,004 2,317.4 14,042 2,650.1
Wyoming 408 90.7 1,613 388.1 2,021 478.8
American Samoa 0 0.0 0 0.0 0 0.0
Guam 159 31.1 72 14.8 231 45.9
N. Mariana Islands 5 0.4 10 1.8 15 2.1
Puerto Rico 118 15.3 9,497 1,353.9 9,615 1,369.3
Virgin Islands 279 52.2 1,342 262.2 1,621 314.4
United States (3) 687,870 $166,118.7 4,421,000 $1,075,564.7 5,108,870 $1,241,683.4
(1) Direct and Write Your Own (WYO) business may not add to total due to rounding. (2) Total limits of liability for all policies in force. (3) Includes WYO policies written in unknown areas. Source: U.S. Department of Homeland Security, Federal Emergency Management Agency.