Insurance Provided By FAIR Plans By State, Fiscal Year 2016 (1)
  Number of policies    
State Habitational Commercial Total Exposure (2) ($000) Direct premiums written ($000)
California 122,335 4,355 126,690 $46,316,568 $78,775
Connecticut 2,345 72 2,417 440,243 3,384
Delaware 1,778 69 1,847 257,260 605
D.C. 255 36 291 85,241 263
Florida (3) 502,090 18,304 520,394 124,063,056 973,840
Georgia 21,985 859 22,844 2,963,769 23,674
Illinois 5,449 68 5,517 614,579 6,176
Indiana 1,866 48 1,914 197,410 1,758
Iowa 1,529 38 1,567 94,830 985
Kansas 16,486 168 16,654 1,001 8,931
Kentucky 9,924 409 10,333 499,742 6,480
Louisiana (3) 78,174 2,833 81,007 10,349,958 105,099
Maryland 1,596 72 1,668 464,933 1,101
Massachusetts 219,729 299 220,028 84,843,463 299,225
Michigan 19,363 320 19,683 2,446,443 18,219
Minnesota 5,678 49 5,727 865,778 4,300
Mississippi (4) 7,944 0 7,944 477,402 5,997
Missouri 3,361 104 3,465 208,272 2,010
New Jersey 14,685 376 15,061 2,084,152 9,617
New Mexico 11,104 294 11,398 85,104 4,865
New York 43,567 2,728 46,295 12,263,000 34,705
North Carolina 166,344 3,464 169,808 17,113,601 78,079
Ohio 22,720 423 23,143 5,356,782 19,412
Oregon 1,827 56 1,883 282,831 895
Pennsylvania 15,959 1,267 17,226 1,439,726 7,383
Rhode Island 17,895 136 18,031 4,560,594 23,847
Texas (4) 143,599 0 143,599 19,883,768 122,486
Virginia 32,147 508 32,655 4,464,803 19,962
Washington 65 13 78 18,726 115
West Virginia 431 52 483 28,955 307
Wisconsin 6,200 102 6,302 370,000 3,249
Total 1,498,430 37,522 1,535,952 $343,141,990 $1,865,744
(1) Excludes the FAIR Plans of Arkansas and Hawaii. (2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December. (3) Citizens Property Insurance Corporation, which combined the FAIR and Beach Plans. (4) The Mississippi and Texas FAIR Plans do not offer a commercial policy. Source: Property Insurance Plans Service Office (PIPSO).