Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2016 (1)
  1990 1995 2000 2005 2010 2014 2015 2016
Housing 30.0% 31.7% 31.7% 31.9% 33.7% 32.6% 32.1% 32.1%
Transportation 15.9 16.4 17.5 16.0 13.9 14.9 15.0 15.8
Food 15.0 14.0 13.6 12.8 12.7 12.6 12.5 12.6
Retirement (2) 8.8 8.0 7.8 10.4 10.5 10.1 10.7 11.4
Total insurance 5.8 6.8 6.3 6.5 7.3 8.8 8.7 8.9
  Health 2.0 2.7 2.6 2.9 3.8 5.4 5.3 5.5
  Vehicle 2.0 2.2 2.0 2.0 2.1 2.1 1.9 2.0
  Homeowners 0.5 0.7 0.7 0.7 0.8 0.7 0.8 0.8
  Life 1.2 1.1 1.0 0.8 0.6 0.6 0.6 0.5
  Other 0.1 0.1 0.1 0.1 (3) 0.1 (3) (3)
Other 10.6 10.2 10.5 10.4 10.4 10.0 10.1 8.5
Entertainment 5.0 5.0 4.9 5.1 5.2 5.1 5.1 5.1
Clothing 5.7 5.3 4.9 4.1 3.5 3.3 3.3 3.1
Healthcare 3.1 2.7 2.8 2.8 2.8 2.7 2.4 2.5
(1) Ranked by 2016 expenditures. (2) Mostly payroll deductions for retirement purposes such as Social Security (72% of retirement expenditures), government and private pension plans (12%) and nonpayroll deposits such as IRAs (15%) in 2016. (3) Less than 0.1 percent. Note: Percentages may not add to 100 percent due to rounding. Source: U.S. Department of Labor, Bureau of Labor Statistics.