Homeowners Multiple Peril Insurance, 2007-2016

($000)

Year Net premiums written (1) Annual percent change Combined Ratio (2) Annual point change (3)
2007 $57,053,137 2.2% 93.9 4.4
2008 57,375,139 0.6% 115.4 21.5
2009 58,478,195 1.9% 105.7 -9.7
2010 61,659,466 5.4% 106.0 0.3
2011 64,131,058 4.0% 121.0 15.0
2012 67,847,033 5.8% 103.0 -18.1
2013 72,773,216 7.3% 89.6 -13.4
2014 77,914,406 7.1% 91.6 2.0
2015 79,931,345 2.6% 91.3 -0.3
2016 81,191,455 1.6% 93.1 1.9
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded numbers. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.