Excess Workers Compensation Insurance, 2008-2016

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $926,487 NA 148.3 NA
2009 941,117 1.6% 34.8 -113.5 pts.
2010 799,733 -15.0 50.9 16.0
2011 816,435 2.1 134.7 83.8
2012 815,770 -0.1 153.6 18.9
2013 844,098 3.5 69.3 -84.3
2014 920,223 9.0 112.2 43.0
2015 929,393 1.0 113.6 1.4
2016 889,191 -4.3 111.6 -2.0
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded numbers. NA=Data not available. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.