Incurred Losses By State, Homeowners Insurance, 2016 (1)

($000)

State Incurred losses State Incurred losses
Alabama $670,506 Montana $326,915
Alaska 64,597 Nebraska 698,557
Arizona 757,869 Nevada 314,146
Arkansas 550,629 New Hampshire 153,368
California 4,158,620 New Jersey 1,078,146
Colorado 1,745,328 New Mexico 337,652
Connecticut 536,638 New York 2,170,228
Delaware 118,821 North Carolina 1,379,438
D.C. 61,472 North Dakota 203,795
Florida 3,456,451 Ohio 1,106,456
Georgia 1,773,172 Oklahoma 638,506
Hawaii 98,432 Oregon 361,213
Idaho 170,078 Pennsylvania 1,308,092
Illinois 1,958,191 Rhode Island 171,045
Indiana 1,003,810 South Carolina 891,835
Iowa 291,074 South Dakota 93,309
Kansas 537,799 Tennessee 1,153,112
Kentucky 549,229 Texas 7,247,618
Louisiana 711,090 Utah 306,502
Maine 131,123 Vermont 75,753
Maryland 836,597 Virginia 1,269,321
Massachusetts 808,147 Washington 813,868
Michigan 1,163,733 West Virginia 244,752
Minnesota 897,178 Wisconsin 585,360
Mississippi 414,262 Wyoming 132,496
Missouri 1,060,782 United States $47,587,134
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.