INSURANCE PROVIDED BY FAIR PLANS BY STATE, FISCAL YEAR 2010 (1)
  Number of     
State Habitational policies Commercial policies Exposure (2) ($000) Direct written premiums ($000)
California 135,023 6,796 $41,276,819 $65,304
Connecticut  3,178 152 594,327 3,476
Delaware 2,054 92 289,691 628
Florida (3) 1,446,892 56,852 460,703,299 2,604,265
Georgia 24,592 1,748 3,393,587 20,139
Illinois 6,185 114 543,708 5,543
Indiana 1,780 55 156,122 1,405
Iowa 811 38 57,515 539
Kansas 10,229 185 530,543 4,792
Kentucky 10,550 606 NA 5,738
Louisiana (3) 154,897 6,101 23,923,775 209,946
Massachusetts 214,991 579 77,597,516 283,010
Michigan 32,461 598 3,795,954 34,021
Minnesota 6,872 5 643,595 5,216
Mississippi 11,096 (4) 643,264 7,156
Missouri 5,089 233 275,006 2,526
New Jersey 22,057 758 3,016,107 11,755
New Mexico 11,597 270 NA 3,511
New York 54,255 4,695 14,219,672 35,735
Ohio 35,338 669 7,163,529 22,374
Oregon 2,674 106 196,554 1,055
Pennsylvania 25,138 1,695 1,767,885 8,843
Rhode Island 17,530 134 4,121,242 21,206
Texas  110,593 (4) 14,246,998 73,924
Virginia 29,239 590 3,429,181 15,901
Washington 32 36 18,446 154
West Virginia 668 79 28,845 414
Wisconsin 2,915 57 NA NA
Total 2,378,736 83,243 $662,633,180 $3,448,576

(1) Does not include the FAIR Plans of Arkansas, Hawaii, Maryland, North Carolina and the District of Columbia.
(2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December.
(3) Citizens Property Insurance Corporation, which combined the FAIR and Beach Plans.
(4) The Mississippi and Texas FAIR Plans do not offer a commercial policy.

NA=Data not available.

Source: Property Insurance Plans Service Office (PIPSO).