Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2016
Rank State Number of paid claims Insured losses ($ millions) Average cost per claim
1 Florida 10,385 $67.8 $6,526
2 Texas 9,098 87.2 9,580
3 Georgia 8,037 66.3 8,250
4 Louisiana 5,956 31.5 5,291
5 North Carolina 5,889 42.2 7,162
6 California 4,764 47.4 9,951
7 Alabama 4,294 28.4 6,604
8 Illinois 3,870 28.7 7,424
9 Arkansas 3,422 20.1 5,882
10 Virginia 3,331 26.8 8,036
  Total, top 10 59,046 $446.3 $7,559
Source: Insurance Information Institute, State FarmĀ®.