Workers Compensation Insurance, 2008-2017

($000)

      Combined ratio (1)
Year Net premiums written (2) Annual percent change Calendar year (3) Annual point change (4) Accident year (5) Annual point change
2008 $36,939,016 -9.0% 101.5 -0.2 pts. 104 6 pts.
2009 32,247,870 -12.7 107.9 6.4 107 3
2010 31,643,087 -1.9 116.1 8.2 115 8
2011 35,664,230 12.7 117.6 1.5 111 -4
2012 38,947,491 9.2 110.4 -7.2 103 -8
2013 41,147,216 5.6 103.0 -7.4 97 -6
2014 43,753,885 6.3 101.9 -1.2 93 -4
2015 45,355,102 3.7 95.5 -6.4 94 1
2016 45,619,831 0.6 95.6 0.1 95 1
2017 45,047,380 -1.3 92.2 -3.4 99 (6) 4
(1) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (2) After reinsurance transactions, excludes state funds. (3) Calendar year data are from S&P Global Market Intelligence. (4) Calculated from unrounded data. (5) Accident year data are from the National Council on Compensation Insurance (NCCI). (6) Estimated by NCCI. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute; ©National Council on Compensation Insurance.