Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2018

 

Rank State Number of claims Value of claims ($ millions) Average cost per claim
1 Florida 7,108 $74.2 $10,436
2 Georgia 5,539 52.2 9,430
3 California 4,909 137.1 27,932
4 Texas 4,559 67.6 14,819
5 Louisiana 3,553 22.7 6,377
6 North Carolina 3,119 36.1 11,561
7 Alabama 2,942 34.6 11,768
8 New York 2,938 31.9 10,873
9 Pennsylvania 2,590 30.0 11,572
10 Illinois  2,475 25.5 10,290
  Total, top 10 39,732 $511.8 $12,882
  Other states 38,166 397.1 10,405
  Total U.S. 77,898 $908.9 $11,668
Source: Insurance Information Institute.