Excess Workers Compensation Insurance, 2009-2018

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2009 $941,117 1.6% 34.8 -113.5 pts.
2010 799,733 -15.0 50.9 16.0
2011 816,435 2.1 134.7 83.8
2012 815,770 -0.1 153.6 18.9
2013 844,098 3.5 69.3 -84.3
2014 920,223 9.0 108.2 39.0
2015 929,393 1.0 113.6 5.4
2016 889,191 -4.3 111.6 -2.0
2017 796,587 -10.4 101.0 -10.6
2018 722,354 -9.3 110.4 9.4
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded numbers. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.