Incurred Losses By State, Homeowners Insurance, 2018 (1)

($000)

State Incurred losses State Incurred losses
Alabama $1,090,658 Montana $173,787
Alaska 100,859 Nebraska 384,676
Arizona 1,028,336 Nevada 315,521
Arkansas 612,384 New Hampshire 188,457
California 14,176,373 New Jersey 1,473,504
Colorado 3,024,658 New Mexico 341,004
Connecticut 1,014,471 New York 2,991,783
Delaware 147,222 North Carolina 2,460,298
D.C. 117,061 North Dakota 92,265
Florida 9,717,195 Ohio 1,337,015
Georgia 2,404,014 Oklahoma 591,910
Hawaii 183,789 Oregon 386,985
Idaho 362,711 Pennsylvania 1,993,042
Illinois 2,419,038 Rhode Island 225,788
Indiana 923,085 South Carolina 723,100
Iowa 533,054 South Dakota 185,929
Kansas 486,110 Tennessee 955,255
Kentucky 590,670 Texas 4,069,510
Louisiana 657,619 Utah 326,968
Maine 161,897 Vermont 85,252
Maryland 1,630,930 Virginia 1,747,816
Massachusetts 1,070,236 Washington 943,232
Michigan 1,418,857 West Virginia 286,739
Minnesota 1,248,328 Wisconsin 753,849
Mississippi 401,859 Wyoming 260,302
Missouri 923,061 United States $69,738,457
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.