Medical Professional Liability Insurance, 2009-2018

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2009 $9,206,794 -3.3% 85.5 6.3 pts.
2010 9,096,345 -1.2 88.9 3.4
2011 8,833,365 -2.9 88.0 -1.0
2012 8,713,595 -1.4 93.1 5.2
2013 8,531,233 -2.1 89.4 -3.8
2014 8,475,474 -0.7 104.8 15.4
2015 8,201,438 -3.2 102.3 -2.5
2016 8,194,935 -0.1 106.4 4.1
2017 8,062,046 -1.6 101.6 -4.8
2018 8,344,628 3.5 104.2 2.6
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded numbers. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute