ESTIMATED PERCENTAGE OF UNINSURED MOTORISTS BY STATE, 2007 (1)
State Uninsured Rank (2) State Uninsured Rank (2)
Alabama 26% 3 Montana 15% 10
Alaska 13 12 Nebraska 8 17
Arizona 18 7 Nevada 15 10
Arkansas 15 10 New Hampshire 11 14
California 18 7 New Jersey 8 17
Colorado 15 10 New Mexico 29 1
Connecticut 9 16 New York 5 20
D.C. 15 10 North Carolina 12 13
Delaware 10 15 North Dakota 5 20
Florida (3) 23 5 Ohio 16 9
Georgia 12 13 Oklahoma 24 4
Hawaii 12 13 Oregon 11 14
Idaho 9 16 Pennsylvania 7 18
Illinois 15 10 Rhode Island 14 11
Indiana 14 11 South Carolina 9 16
Iowa 12 13 South Dakota 7 18
Kansas 10 15 Tennessee 20 6
Kentucky 16 9 Texas 15 10
Louisiana 12 13 Utah 8 17
Maine 4 21 Vermont 6 19
Maryland 12 13 Virginia 9 16
Massachusetts 1 22 Washington 16 9
Michigan 17 8 West Virginia 8 17
Minnesota 12 13 Wisconsin 15 10
Mississippi 28 2 Wyoming 9 16
Missouri 14 11      

(1) Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claims frequencies.
(2) States with the same percent uninsured receive the same rank.
(3) In Florida, compulsory auto laws apply to PIP and physical damage, but not to third party bodily injury coverage.

Source: Insurance Research Council.