Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2019

 

Rank State Number of claims Value of claims ($ millions) Average cost per claim
1 Florida 6,821 $93.2 $13,669
2 Texas 5,780 88.3 15,278
3 California 5,100 71.9 14,105
4 Georgia 4,436 49.3 11,115
5 Louisiana 3,540 31.9 9,025
6 New York 2,866 39.5 13,792
7 North Carolina 2,849 31.8 11,165
8 Pennsylvania 2,838 27.3 9,612
9 Alabama 2,514 30.3 12,051
10 Illinois 2,438 24.6 10,078
  Total, top 10 39,182 $488.2 $12,460
  Other states 37,678 431.8 11,461
  Total U.S. 76,860 $920.1 $11,971
Source: Insurance Information Institute.