Commercial Multiple Peril Insurance, 2010-2019

 

  Total ($000)  
Year Net premiums written (1) Annual percent change Year Net premiums written (1) Annual percent change  
2010 $28,913,516 (2) 2015 $34,741,695 1.1%  
2011 29,995,201 3.7% 2016 34,099,664 -1.8
2012 31,502,689 5.0 2017 34,190,669 0.3
2013 33,245,146 5.5 2018 37,558,700 9.9
2014 34,375,127 3.4 2019 38,929,805 3.7
  Nonliability Portion ($000)
Year Net premiums written (1) Annual percent change Combined ratio (3) Annual point change (4) Year Net premiums written (1) Annual percent change Combined ratio (3) Annual point change (4)
2010 $18,210,612 1.6% 102.9 4.5 pts. 2015 $21,478,010 -2.3% 91.6 -5.2 pts.
2011 18,657,799 2.5 119.1 16.2 2016 20,840,849 -3.0 98.2 6.6
2012 19,513,568 4.6 113.9 -5.1 2017 20,673,258 -0.8 111.8 13.6
2013 21,058,709 7.9 93.3 -20.6 2018 22,570,966 9.2 107.7 -4.0
2014 21,983,697 4.4 96.8 3.5 2019 23,330,758 3.4 102.8 -4.9
  Liability Portion ($000)
Year Net premiums written (1) Annual percent change Combined ratio (3) Annual point change (4) Year Net premiums written (1) Annual percent change Combined ratio (3) Annual point change (4)
2010 $10,702,904 -2.7% 96.0 1.8 pts. 2015 $13,263,685 7.0% 99.2 -4.4 pts.
2011 11,337,402 5.9 101.8 5.8 2016 13,258,815 (2) 105.5 6.4
2012 11,989,121 5.7 94.1 -7.7 2017 13,517,411 2.0 101.4 -4.1
2013 12,186,437 1.6 103.8 9.7 2018 14,987,734 10.9 103.3 1.9
2014 12,391,430 1.7 103.6 -0.2 2019 15,599,047 4.1 108.1 4.8
(1) After reinsurance transactions, excludes state funds. (2) Less than 0.1 percent. (3) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (4) Calculated from unrounded data. Source: NAIC data, sourced from S&P Global Market Intelligence; Insurance Information Institute.