Fidelity Bonds, 2011-2020

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2011 $1,098,225 1.4% 102.0 6.2 pts.
2012 1,096,406 -0.2 99.4 -2.6
2013 1,124,199 2.5 92.9 -6.5
2014 1,165,280 3.7 92.7 -0.2
2015 1,161,375 -0.3 77.3 -15.4
2016 1,093,925 -5.8 80.1 2.8
2017 986,403 -9.8 73.9 -6.1
2018 1,215,457 23.2 73.3 -0.6
2019 1,274,474 4.9 90.6 17.2
2020 1,338,681 5.0 77.6 -12.9
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded numbers. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.