Insurance Provided By FAIR Plans By State, Fiscal Year 2020 (1)

 

  Number of policies    
State Habitational Commercial Total Exposure (2) ($000) Direct premiums written ($000)
California 198,206 4,690 202,896 $118,203,282 $308,640
Connecticut  1,461 43 1,504 272,264 2,034
Delaware 1,272 54 1,326 224,842 490
D.C. 128 14 142 51,095 143
Florida (3) 568,051 5,376 573,427 144,799,737 1,182,125
Georgia 12,508 364 12,872 1,780,475 15,826
Illinois 2,427 38 2,465 313,000 3,417
Indiana 1,041 25 1,066 988,600 1,058
Iowa 1,120 16 1,136 67,606 823
Kansas 13,476 169 13,645 851,530 7,576
Kentucky 6,849 304 7,153 340,815 3,765
Louisiana (3) 39,671 1,471 41,142 6,658,437 59,195
Maryland 925 43 968 314,977 729
Massachusetts 209,342 192 209,534 86,249,126 299,350
Michigan 15,334 233 15,567 2,278,644 10,996
Minnesota 4,399 52 4,451 421,493 3,107
Mississippi (4) 4,309 0 4,309 216,999 2,651
Missouri 2,088 82 2,170 153,986 1,588
New Jersey 9,418 236 9,654 1,351,405 6,281
New Mexico 9,168 145 9,313 86,821 4,885
New York 27,756 1,869 29,625 8,152,000 28,444
North Carolina 193,723 5,104 198,827 24,677,084 111,968
Ohio 13,917 295 14,212 3,703,892 12,227
Oregon 1,669 45 1,714 228,185 901
Pennsylvania 11,483 984 12,467 1,244,562 5,109
Rhode Island 14,430 94 14,524 4,108,832 23,246
Texas (4) 79,575 0 79,575 12,618,291 79,477
Virginia 25,980 544 26,524 3,873,206 17,129
Washington 68 7 75 24,311 108
West Virginia 309 40 349 26,098 241
Wisconsin 4,513 116 4,629 534,121 2,513
Total 1,474,616 22,645 1,497,261 $424,815,716 $2,196,042
(1) Excludes the FAIR Plans of Arkansas and Hawaii. (2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December. (3) Citizens Property Insurance Corporation, which combined the FAIR and Beach Plans. (4) The Mississippi and Texas FAIR Plans do not offer a commercial policy. Source: Property Insurance Plans Service Office (PIPSO).