Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2020

 

Rank State Number of claims Average cost per claim Value of claims ($ millions)
1 Florida   6,756 $21,953 $148.3
2 Georgia   4,686   9,821   46.0
3 Texas   4,675   16,847   78.8
4 California   4,233   217,555   920.9
5 North Carolina   2,898   13,283   38.5
6 New York   2,791   16,533   46.1
7 Louisiana   2,757   8,475   23.4
8 Alabama   2,741   11,334   31.1
9 Pennsylvania   2,378   14,724   35.0
10 Illinois   2,247   10,312   23.2
  Total, top 10   36,162 $38,473 $1,391.3
  Other states   35,389   19,087   675.5
  Total U.S.   71,551 $28,885 $2,066.7
Source: Insurance Information Institute.