Insurance Provided By FAIR Plans By State, Fiscal Year 2021 (1)

 

  Number of policies    
State Habitational Commercial Total Exposure (2) ($000) Direct premiums written ($000)
California 226,524 5,543 232,067 $160,401,838 $475,987
Connecticut 1,315 32 1,347 245,107 1,834
Delaware 1,183 51 1,234 215,408 461
D.C. 106 14 120 44,571 123
Florida (3) 808,431 4,973 813,404 232,502,324 1,814,135
Georgia 9,307 357 9,664 1,938,500 14,001
Illinois 2,014 45 2,059 284,410 3,094
Indiana 806 23 829 106,400 1,017
Iowa 1,057 7 1,064 63,175 767
Kansas 12,564 174 12,738 801,000 7,416
Kentucky 5,936 258 6,194 280,546 3,130
Louisiana (3) 45,072 2,021 47,093 8,583,728 75,859
Maryland 836 46 882 280,472 703
Massachusetts 202,424 186 202,610 85,805,084 296,276
Michigan 15,752 242 15,994 2,296,987 10,765
Minnesota 4,045 48 4,093 291,782 2,935
Mississippi (4) 3,361 0 3,361 197,794 2,220
Missouri 2,000 92 2,092 161,015 1,658
New Jersey 8,423 225 8,648 1,214,337 5,653
New Mexico 8,020 240 8,260 78,568 4,627
New York 25,106 1,801 26,907 7,413,000 27,322
North Carolina 205,650 6,016 211,666 29,087,267 128,425
Ohio 12,151 252 12,403 3,513,606 11,253
Oregon 1,647 50 1,697 255,569 987
Pennsylvania 10,646 934 11,580 1,193,454 4,738
Rhode Island 13,501 94 13,595 3,958,950 22,217
Texas (4) 72,520 0 72,520 11,471,201 75,648
Virginia 23,953 421 24,374 3,551,975 16,042
Washington 96 41 137 49,702 327
West Virginia 297 46 343 28,274 241
Wisconsin 4,465 120 4,585 492,125 2,332
Total 1,729,208 24,352 1,753,560 $556,808,169 $3,012,193
(1) Excludes the FAIR Plans of Arkansas and Hawaii. (2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December. (3) Citizens Property Insurance Corporation, which combined the FAIR and Beach Plans. (4) The Mississippi and Texas FAIR Plans do not offer a commercial policy. Source: Property Insurance Plans Service Office (PIPSO).