INSURANCE PROVIDED BY FAIR PLANS BY STATE, FISCAL YEAR 2012 (1)

 

  Number of    
State Habitational policies Commercial policies Exposure ($000) Direct written premiums ($000)
California 124,122 5,710 $40,222,201 $65,630
Connecticut  2,872 133 544,239 3,521
Delaware 1,980 73 290,962 601
D.C. 370 74 120,949 384
Florida (3) 1,515,169 46,948 429,424,399 3,180,755
Georgia 26,996 1,685 3,588,963 23,665
Illinois 6,332 95 640,124 6,626
Indiana 2,119 50 198,870 1,803
Iowa 1,009 33 65,573 657
Kansas 12,768 170 728,864 6,254
Kentucky 10,532 551 510,921 6,806
Louisiana (3) 137,037 5,848 19,975,000 189,106
Maryland 2,403 90 427,021 1,481
Massachusetts 214,546 444 76,046,929 272,533
Michigan 26,662 416 3,198,256 28,238
Minnesota 5,530 42 678,643 4,279
Mississippi 11,379 (4) 692,045 7,760
Missouri 4,267 163 231,458 2,162
New Jersey 18,893 592 2,707,750 11,027
New Mexico 10,279 251 67,777 3,619
New York 54,435 3,762 14,158,321 35,497
North Carolina 93,544 1,757 6,753,354 33,879
Ohio 31,828 575 6,910,928 24,714
Oregon 2,357 81 184,388 920
Pennsylvania 21,602 1,496 1,689,170 8,207
Rhode Island 15,772 126 3,799,590 19,954
Texas 135,050 (4) 17,966,799 102,383
Virginia 28,321 522 3,834,422 16,468
Washington 36 24 15,911 145
West Virginia 598 65 31,323 372
Total 2,518,808 71,776 $635,705,150 $4,059,446
(1) Does not include the FAIR Plans of Arkansas, Hawaii and Wisconsin. (2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December. (3) Citizens Property Insurance Corporation, which combined the FAIR and Beach Plans. (4) The Mississippi and Texas FAIR Plans do not offer a commercial policy. Source: Property Insurance Plans Service Office (PIPSO).