INSURANCE PROVIDED BY FAIR PLANS BY STATE, FISCAL YEAR 2009 (1)
  Number of     
State Habitational policies Commercial policies Exposure (2) ($000) Direct written premiums ($000)
California 138,891 7,520 $41,598,445 $65,946
Connecticut  3,436 179 639,694 3,784
Delaware 2,159 96 281,753 656
D.C. NA NA NA NA
Florida (3) 1,122,262 57,609 405,990,630 2,181,283
Georgia 22,646 1,851 3,912,725 18,093
Hawaii NA NA NA NA
Illinois 6,298 122 521,107 5,194
Indiana 2,045 74 162,146 1,313
Iowa 874 45 56,750 534
Kansas 9,330 195 472,318 4,302
Kentucky 9,986 596 NA 6,031
Louisiana (3) 140,964 6,380 28,366,895 222,251
Massachusetts 222,172 653 79,395,334 293,664
Michigan 40,812 1,266 5,474,271 40,369
Minnesota 6,776 4 610,310 5,510
Mississippi  11,286 (4) 680,848 7,509
Missouri 5,665 322 294,926 2,734
New Jersey 25,309 894 3,300,785 12,931
New York 54,895 5,081 13,880,554 35,601
Ohio 37,355 745 7,557,891 20,699
Oregon 2,965 122 220,601 1,165
Pennsylvania 27,009 1,820 1,791,047 9,459
Rhode Island 18,667 155 4,311,658 22,522
Texas  97,882 (4) 11,706,720 60,255
Virginia 30,623 665 3,624,475 14,969
Washington 39 38 20,259 154
West Virginia 786 87 33,409 496
Wisconsin 2,837 56 NA 1,288
Total 2,043,969 86,575 $614,905,551 $3,038,712

(1) Does not include the FAIR Plans of Arkansas, Hawaii, Maryland, New Mexico and North Carolina.
(2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December.
(3) Citizens Property Insurance Corporation, which combined the FAIR and Beach Plans.
(4) The Mississippi and Texas FAIR Plans do not offer a commercial policy.

NA=Data not available.

Source: Property Insurance Plans Service Office (PIPSO).