INSURANCE PROVIDED BY BEACH AND WINDSTORM PLANS, FISCAL YEAR 2010 (1)
  Number of    
State Habitational policies Commercial policies Exposure (2) 
($000)
Direct written premiums ($000)
Alabama 18,734 131 $3,298,904 $37,769
Mississippi 44,992 1,554 7,024,228 79,082
South Carolina 46,900 1,186 17,444,426 97,127
Texas 247,972 17,998 67,452,437 385,550
Total 358,598 20,869 $95,219,995 $599,528

(1) Does not include the North Carolina Beach Plan; the Florida and Louisiana Beach Plans merged with their FAIR Plans.
(2) Exposure is the estimate of the aggregate value of all insurance in force in each state’s Beach and Windstorm Plan in all lines (except liability, where applicable, and crime) for 12 months ending September through December.

Source: Property Insurance Plans Service Office (PIPSO).