HOMEOWNERS INSURANCE CLAIMS AND PAYOUT FOR LIGHTNING LOSSES, 2004-2011
  Number of paid claims Insured losses ($ millions) Average cost per claim
2004 278,000 $735.5 $2,646.0
2005 265,700 $819.6 $3,084.0
2006 256,000 $882.2 $3,446.0
2007 177,100 $942.4 $5,321
2008 246,200 $1,065.5 $4,329
2009 185,789 $798.0 $4,296
2010 213,278 $1,033.5 $4,846
2011 186,307 $952.5 $5,112
Percent change
2010-2011
-12.6% -7.8% 5.5%
Percent change
2004-2011
-33.0% 29.5% 93.2%

Source: Insurance Information Institute, State Farm.