HOMEOWNERS MULTIPLE PERIL INSURANCE, 2002-2011

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2002 $40,014,638 13.9% 109.2 -12.4 pts.
2003 45,642,359 14.1 98.2 -11.0
2004 49,595,290 8.7 94.5 -3.7
2005 52,466,117 5.8 100.5 5.9
2006 55,084,707 5.0 89.0 -11.4
2007 55,585,547 0.9 95.7 6.7
2008 56,404,872 1.5 116.6 20.9
2009 57,679,710 2.3 105.9 -10.7
2010 61,296,197 6.3 107.0 1.2
2011 63,430,344 3.5 122.3 15.3

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.  

Source: SNL Financial LC.