Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2021

 

Rank State Value of claims ($ millions) Number of Claims Average cost per claim
1 Florida $88.30 5,339 $16,552
2 Texas 95.2 4,490 21,206
3 Georgia 43.8 3,817 11,492
4 California 522.6 3,381 154,574
5 New York 45.1 2,426 18,592
6 Pennsylvania 34.0 2,410 14,134
7 North Carolina 36.8 2,377 15,522
8 Louisiana 28.0 2,372 11,817
9 Alabama 29.3 2,276 12,906
10 Michigan 26.9 1,887 14,291
  Total, top 10 $950.4 $30,775 $30,885
  All other states $362.5 $30,076 $12,055
  Total U.S. $1,313.0 $60,851 $21,578
Source: Insurance Information Institute, State Farm®.