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INFLATION-ADJUSTED U.S. INSURED CATASTROPHE LOSSES BY CAUSE OF LOSS, 1994-2013 (1)

(2013 $ billions)

(1) Adjusted for inflation through 2013 by ISO using the GDP implicit price deflator. Excludes catastrophes causing direct losses less than $25 million in 1997 dollars. Excludes flood damage covered by the federally administered National Flood Insurance Program.
(2) Includes other wind, hail, and/or flood losses associated with catastrophes involving tornadoes.
(3) Includes wildland fires.
(4) Includes losses from civil disorders, water damage, utility service disruptions, and any workers compensation catastrophes generating losses in excess of PCS's threshold after adjusting for inflation.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

INFLATION-ADJUSTED U.S. CATASTROPHE LOSSES BY CAUSE OF LOSS, 1989-2008 (1)

(1) Catastrophes are all events causing direct insured losses to property of $25 million or more in 2008 dollars. Adjusted for inflation by ISO.
(2) Excludes snow.
(3) Does not include flood damage covered by the federally administered National Flood Insurance Program.
(4) Includes civil disorders, water damage, fires other than wildlfires and utility service disruptions.

Source: ISO's Property Claim Services unit (PCS).

INFLATION ADJUSTED U.S. CATASTROPHE LOSSES BY CAUSE OF LOSS, 1990-2009 (1)

(2009 $ billions)

(1) Catastrophes are all events causing direct insured losses to property of $25 million or more in 2009 dollars. Adjusted for inflation by ISO.
(2) Excludes snow.
(3) Does not include flood damage covered by the federally administered National Flood Insurance Program.
(4) Includes wildland fires.
(5) Includes civil disorders, water damage, utility service disruptions and non-property losses such as those covered by workers compensation.

Source: ISO's Property Claim Services (PCS) unit.

INFLATION ADJUSTED U.S. CATASTROPHE LOSSES BY CAUSE OF LOSS, 1991-2010 (1)

(2010 $ billions)

(1) Adjusted for inflation by ISO using the GDP implicit price deflator. Excludes catastrophes causing direct insured losses less than $25 million in 1997 dollars.
(2) Excludes snow.
(3) Does not include flood damage covered by the federally administered National Flood Insurance Program.
(4) Includes wildland fires.
(5) Includes civil disorders, water damage, and non-property losses such as those covered by workers compensation.

Source: The Property Claim Services (PCS) unit of ISO, a Verisk Analytics company.

INFLATION-ADJUSTED U.S. CATASTROPHE LOSSES BY CAUSE OF LOSS, 1992-2011 (1)

(2011 $ billions)

(1) Estimated property losses adjusted for inflation through 2011 by ISO using the GDP implicit price deflator. Excludes catastrophes causing direct losses less than $25 million in 1997 dollars. Does not include flood damage covered by the federally administered National Flood Insurance Program.
(2) Excludes snow.
(3) Includes wildland fires.
(4) Includes losses from civil disorders, water damage, utility service disruptions, and any workers compensation catastrophes generating losses in excess of PCS's threshold after adjusting for inflation.

Source: The Property Claim Services (PCS) unit of ISO, a Verisk Analytics company.