Tables

Table Archive

11 tables in this archive

Archived Tables

Mortgage Guaranty Insurance, 2014-2023

($000)

Year	Net premiums written (1)	Annual percent change	Combined ratio (2)	Annual point change (3)
2014	$4,180,006	-3.5%	70.2	-27.7 pts.
2015	4,681,917	12.0	58.1	-12.1
2016	4,410,832	-5.8	49.9	-8.1
2017	4,376,797	-0.8	40.4	-9.5
2018	4,693,844	7.2	29.2	-11.2
2019	4,862,954	3.6	32.8	3.6
2020	4,765,345	-2.0	62.8	30.0
2021	4,684,480	-1.7	31.5	-31.3
2022	4,271,964	-8.8	2.9	-28.6
2023	4,227,014	-1.1	20.0	17.2

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Mortgage Guaranty Insurance, 2013-2022

($000)

Year	Net premiums written (1)	Annual percent change	Combined ratio (2)	Annual point change (3)
2013	$4,329,947	9.2%	98.0	-91.7 pts.
2014	4,180,006	-3.5	70.2	-27.7
2015	4,681,917	12.0	58.1	-12.1
2016	4,410,832	-5.8	49.9	-8.1
2017	4,376,797	-0.8	40.4	-9.5
2018	4,693,844	7.2	29.2	-11.2
2019	4,862,954	3.6	32.8	3.6
2020	4,765,345	-2.0	62.8	30.0
2021	4,684,480	-1.7	31.5	-31.3
2022	4,271,964	-8.8	2.9	-28.6

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Mortgage Guaranty Insurance, 2012-2021

($000)

Year	Net premiums written (1)	Annual percent change	Combined ratio (2)	Annual point change (3)
2012	$3,965,896	-6.5%	189.7	-29.4 pts.
2013	4,329,947	9.2	98.0	-91.7
2014	4,180,006	-3.5	70.2	-27.7
2015	4,681,917	12.0	58.1	-12.1
2016	4,410,832	-5.8	49.9	-8.1
2017	4,376,797	-0.8	40.4	-9.5
2018	4,693,844	7.2	29.2	-11.2
2019	4,862,954	3.6	32.8	3.6
2020	4,765,345	-2.0	62.8	30.0
2021	3,695,726	-22.4	30.3	-32.5

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Mortgage Guaranty Insurance, 2011-2020

($000)

Year	Net premiums written (1)	Annual percent change	Combined ratio (2)	Annual point change (3)
2011	$4,242,340	-0.2%	219.0	20.7 pts.
2012	3,965,896	-6.5	189.7	-29.4
2013	4,329,947	9.2	98.0	-91.7
2014	4,180,006	-3.5	70.2	-27.7
2015	4,681,917	12.0	58.1	-12.1
2016	4,410,832	-5.8	49.9	-8.1
2017	4,376,797	-0.8	40.4	-9.5
2018	4,693,844	7.2	29.2	-11.2
2019	4,862,954	3.6	32.8	3.6
2020	4,765,345	-2.0	62.8	30.0

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Mortgage Guaranty Insurance, 2010-2019

($000)

Year	Net premiums written (1)	Annual percent change	Combined ratio (2)	Annual point change (3)
2010	$4,248,798	-6.9%	198.4	-3.6 pts.
2011	4,242,340	-0.2	219.0	20.7
2012	3,965,896	-6.5	189.7	-29.4
2013	4,329,947	9.2	98.0	-91.7
2014	4,180,006	-3.5	70.2	-27.7
2015	4,681,917	12.0	58.1	-12.1
2016	4,410,832	-5.8	49.9	-8.1
2017	4,376,797	-0.8	40.4	-9.5
2018	4,693,844	7.2	29.2	-11.2
2019	4,862,954	3.6	32.8	3.6

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Mortgage Guaranty Insurance, 2009-2018

($000)

Year	Net premiums written (1)	Annual percent change	Combined ratio (2)	Annual point change (3)
2009	$4,564,406	-15.0%	201.9	-17.9 pts.
2010	4,248,798	-6.9	198.4	-3.6
2011	4,242,340	-0.2	219.0	20.7
2012	3,965,896	-6.5	189.7	-29.4
2013	4,329,947	9.2	98.0	-91.7
2014	4,180,006	-3.5	70.2	-27.7
2015	4,681,917	12.0	58.1	-12.1
2016	4,410,832	-5.8	49.9	-8.1
2017	4,376,797	-0.8	40.4	-9.5
2018	4,693,844	7.2	29.2	-11.2

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Mortgage Guaranty Insurance, 2008-2017

($000)

Year	Net premiums written (1)	Annual percent change	Combined ratio (2)	Annual point change (3)
2008	$5,371,878	3.5%	219.8	90.8 pts.
2009	4,564,406	-15.0	201.9	-17.9
2010	4,248,798	-6.9	198.4	-3.6
2011	4,242,340	-0.2	219.0	20.7
2012	3,965,896	-6.5	189.7	-29.4
2013	4,329,947	9.2	98.0	-91.7
2014	4,180,006	-3.5	70.2	-27.7
2015	4,681,917	12.0	58.1	-12.1
2016	4,410,832	-5.8	49.9	-8.1
2017	4,376,797	-0.8	40.4	-9.5

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Mortgage Guaranty Insurance, 2007-2016

($000)

Year	Net premiums written (1)	Annual percent change	Combined ratio (2)	Annual point change (3)
2007	$5,192,104	13.7%	129.0	58.1 pts.
2008	5,371,878	3.5	219.8	90.8
2009	4,564,406	-15.0	201.9	-17.9
2010	4,248,798	-6.9	198.4	-3.6
2011	4,242,340	-0.2	219.0	20.7
2012	3,965,896	-6.5	189.7	-29.4
2013	4,329,947	9.2	98.0	-91.7
2014	4,180,006	-3.5	70.2	-27.7
2015	4,681,917	12.0	58.1	-12.1
2016	4,410,832	-5.8	49.9	-8.1

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Mortgage Guaranty Insurance, 2006-2015

($000)

Year	Net premiums written (1)	Annual percent change	Combined ratio (2)	Annual point change (3)
2006	$4,565,899	2.5%	71.0	-4.2 pts.
2007	5,192,104	13.7	129.0	58.1
2008	5,371,878	3.5	219.8	90.8
2009	4,564,406	-15.0	201.9	-17.9
2010	4,248,798	-6.9	198.4	-3.6
2011	4,242,340	-0.2	219.0	20.7
2012	3,965,896	-6.5	189.7	-29.4
2013	4,329,947	9.2	98.0	-91.7
2014	4,180,006	-3.5	70.2	-27.7
2015	4,681,917	12.0	58.1	-12.1

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

MORTGAGE GUARANTY INSURANCE, 2005-2014

($000)

Year	Net premiums written (1)	Annual percent change	Combined ratio (2)	Annual point change (3)
2005	$4,454,711	3.0%	75.2	-0.4 pts.
2006	4,565,899	2.5	71.0	-4.2
2007	5,192,104	13.7	129.0	58.1
2008	5,371,878	3.5	219.8	90.8
2009	4,564,406	-15.0	201.9	-17.9
2010	4,248,798	-6.9	198.4	-3.6
2011	4,242,340	-0.2	219.0	20.7
2012	3,965,896	-6.5	189.7	-29.4
2013	4,329,947	9.2	98.0	-91.7
2014	4,180,006	-3.5	70.2	-27.7

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: SNL Financial LC.

MORTGAGE GUARANTY INSURANCE, 2004-2013

($000)

Year	Net premiums written (1)	Annual percent change	Combined ratio (2)	Annual point change (3)
2004	$4,323,071	0.9%	75.6	8.0 pts.
2005	4,454,711	3.0	75.2	-0.4
2006	4,565,899	2.5	71.0	-4.2
2007	5,192,104	13.7	129.0	58.1
2008	5,371,878	3.5	219.8	90.8
2009	4,564,406	-15.0	201.9	-17.9
2010	4,248,798	-6.9	198.4	-3.6
2011	4,242,340	-0.2	219.0	20.7
2012	3,965,896	-6.5	189.7	-29.4
2013	4,329,947	9.2	98.0	-91.7

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.