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Top 10 Highest And Lowest States By Estimated Percentage Of Uninsured Motorists, 2022 (1)
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  Highest   Lowest
Rank (2) State Percent uninsured Rank (2) State Percent uninsured
1 D.C. 25.2% 1 Wyoming 5.9%
2 New Mexico 24.9 2 Maine 6.2
3 Mississippi 22.2 3 Idaho 6.2
4 Tennessee 20.9 4 Utah 7.3
5 Michigan 19.6 5 New Hampshire 7.8
6 Kentucky 18.7 6 Nebraska 7.8
7 Georgia 18.1 7 North Dakota 7.9
8 Delaware 18.1 8 Kansas 8.0
9 Colorado 17.5 9 South Dakota 8.0
10 Ohio 17.1 10 Minnesota 8.7

(1) Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claim frequencies.
(2) Rank calculated from unrounded data.

Source: Insurance Research Council.

 

Archived Tables

TOP TEN HIGHEST AND LOWEST STATES BASED ON ESTIMATED PERCENTAGE OF UNINSURED MOTORISTS, 2007 (1)
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Rank Highest Percent uninsured Rank Lowest Percent uninsured
1 New Mexico 29% 1 Massachusetts 1%
2 Mississippi 28 2 Maine 4
3 Alabama 26 3 New York 5
4 Oklahoma 24 4 North Dakota 5
5 Florida 23 5 Vermont 6
6 Tennessee 20 6 Pennsylvania 7
7 Arizona 18 7 South Dakota 7
8 California 18 8 Nebraska 8
9 Michigan 17 9 Utah 8
10 Washington 16 10 West Virginia 8

(1) Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claims frequencies.

Source: Insurance Research Council.

 
TOP TEN HIGHEST AND LOWEST STATES BASED ON ESTIMATED PERCENTAGE OF UNINSURED MOTORISTS, 2009 (1)
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Rank Highest Percent uninsured Rank Lowest Percent uninsured
1 Mississippi 28.0% 1 Massachusetts 4.5%
2 New Mexico 25.7 2 Maine 4.5
3 Tennessee 23.9 3 New York 5.4
4 Oklahoma 23.9 4 Pennsylvania 6.6
5 Florida 23.5 5 Vermont 7.1
6 Alabama 21.8 6 Nebraska 7.8
7 Michigan 19.5 7 Idaho 7.9
8 Kentucky 17.8 8 Utah 8.2
9 Rhode Island 17.6 9 South Dakota 8.6
10 Indiana 16.3 10 North Dakota 9.1

(1) Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claims frequencies.

Source: Insurance Research Council.

 
Top 10 Highest And Lowest States By Estimated Percentage Of Uninsured Motorists, 2012 (1)
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  Highest   Lowest
Rank State Percent uninsured Rank State Percent uninsured
1 Oklahoma 25.9% 1 Massachusetts 3.9%
2 Florida 23.8 2 Maine 4.7
3 Mississippi 22.9 3 New York 5.3
4 New Mexico 21.6 4 Utah 5.8
5 Michigan 21.0 5 North Dakota 5.9
6 Tennessee 20.1 6 Pennsylvania 6.5
7 Alabama 19.6 7 Nebraska 6.7
8 Rhode Island 17.0 8 Idaho 6.7
9 Colorado 16.2 9 South Carolina 7.7
10 Washington 16.1 10 South Dakota 7.8

(1) Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claim frequencies.

Source: Insurance Research Council.

 
Top 10 Highest And Lowest States By Estimated Percentage Of Uninsured Motorists, 2015 (1)
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Highest Lowest
Rank State Percent uninsured Rank State Percent uninsured
1 Florida 26.7% 1 Maine 4.5%
2 Mississippi 23.7 2 New York 6.1
3 New Mexico 20.8 3 Massachusetts 6.2
4 Michigan 20.3 4 North Carolina 6.5
5 Tennessee 20.0 5 Vermont 6.8
6 Alabama 18.4 6 Nebraska 6.8
7 Washington 17.4 7 North Dakota 6.8
8 Indiana 16.7 8 Kansas 7.2
9 Arkansas 16.6 9 Pennsylvania 7.6
10 D.C. 15.6 10 South Dakota 7.7

(1) Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claim frequencies.

Source: Insurance Research Council.

 
Top 10 Highest And Lowest States By Estimated Percentage Of Uninsured Motorists, 2019 (1)
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  Highest   Lowest
Rank State Percent uninsured Rank State Percent uninsured
1 Mississippi 29.4% 1 New Jersey 3.1%
2 Michigan 25.5 2 Massachusetts 3.5
3 Tennessee 23.7 3 New York 4.1
4 New Mexico 21.8 4 Maine 4.9
5 Washington 21.7 5 Wyoming 5.8
6 Florida 20.4 6 Pennsylvania 6.0
7 Alabama 19.5 7 New Hampshire 6.1
8 Arkansas 19.3 8 Connecticut 6.3
9 District of Columbia 19.1 9 Utah 6.5
10 California 16.6 10 South Dakota 7.4

(1) Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claim frequencies.

Source: Insurance Research Council.