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Direct Premiums Written, Property/Casualty and Life/Annuity Insurance, 2015-2024

($000)
Year Property/casualty (1) Life/annuity (2) Total
2015 $591,757,789 $676,485,717 $1,268,243,506
2016 613,383,327 677,704,031 1,291,087,358
2017 642,531,528 687,279,884 1,329,811,412
2018 678,279,439 732,088,541 1,410,367,980
2019 712,471,198 768,019,838 1,480,491,036
2020 728,998,689 773,650,404 1,502,649,093
2021 798,702,031 827,717,052 1,626,419,083
2022 876,177,259 890,495,939 1,766,673,198
2023 968,654,539 942,924,284 1,911,578,823
2024 1,061,560,593 1,076,220,546 2,137,781,139
Percent change
2015 to 2024 79.4% 59.1% 68.6%
2023 to 2024 9.6% 14.1% 11.8%

(1) Direct premiums written before reinsurance transactions, excludes state funds, includes accident and health insurance.
(2) Includes premiums, annuity considerations (fees for annuity contracts), deposit-type funds and accident and health insurance.

Source: NAIC data, sourced from S&P Global Market Intelligence: Core Financial Pages, Insurance Information Institute.

Earthquake Insurance, Direct Premiums Written by State, 2023 (1)

($000)
Rank State Direct premiums written ($000)
1 California $3,472,618
2 Washington   420,752
3 Oregon 189,290
4 Missouri 146,238
5 Utah 138,366
6 Tennessee 134,143
7 New York 131,319
8 Illinois 127,419
9 Texas 77,228
10 Nevada 71,299
11 South Carolina 69,430
12 Florida 65,188
13 Indiana 59,398
14 Kentucky 59,182
15 Arkansas 58,443
16 Alaska 56,092
17 Massachusetts 55,060
18 Ohio 47,450
19 New Jersey 39,517
20 Pennsylvania 37,478
21 Virginia 32,330
22 Hawaii 31,302
23 Georgia 31,175
24 Mississippi 30,270
25 Arizona 26,439
26 North Carolina 25,633
27 Colorado 20,768
28 Maryland 19,515
29 Oklahoma 19,433
30 Michigan 14,714
31 Alabama 13,743
32 Wisconsin 13,447
33 Connecticut 12,487
34 Montana 10,752
35 Idaho 10,584
36 Kansas 10,524
37 Louisiana 9,833
38 Iowa 9,197
39 Minnesota 8,569
40 Wyoming 7,676
41 Washington, DC 5,877
42 New Mexico 5,722
43 New Hampshire 5,186
44 Rhode Island 4,546
45 Nebraska 3,550
46 Maine 3,115
47 West Virginia 3,009
48 Delaware 2,278
49 Vermont 1,917
50 South Dakota 1,136
51 North Dakota 971
  United States $5,851,605

(1) Includes the California Earthquake Authority, a state fund.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Earthquake Insurance, Direct Premiums Written by State, 2022 (1)

($000)
Rank State Direct premiums written ($000)
1 California $2,959,391
2 Washington   365,264
3 Oregon 162,088
4 Missouri 137,690
5 Tennessee 128,858
6 Utah 117,289
7 Illinois 114,174
8 New York 94,656
9 South Carolina 61,840
10 Nevada 61,117
11 Texas 58,502
12 Kentucky 56,610
13 Alaska 55,277
14 Indiana 54,399
15 Arkansas 50,713
16 Florida 46,594
17 New Jersey 46,115
18 Massachusetts 42,252
19 Ohio 40,693
20 Mississippi 28,094
21 Virginia 27,889
22 Pennsylvania 27,387
23 Hawaii 25,630
24 North Carolina 23,483
25 Georgia 22,143
26 Arizona 19,644
27 Oklahoma 18,979
28 Colorado 17,161
29 Maryland 16,951
30 Connecticut 13,895
31 Michigan 11,282
32 Alabama 10,516
33 Kansas 10,405
34 Idaho 10,239
35 Wisconsin 9,754
36 Montana 9,447
37 Louisiana 7,723
38 Iowa 7,435
39 Wyoming 6,402
40 Minnesota 6,128
41 Washington, DC 5,514
42 New Mexico 4,857
43 Rhode Island 3,521
44 Nebraska 2,996
45 Maine 2,782
46 New Hampshire 2,759
47 Vermont 1,926
48 Delaware 1,912
49 West Virginia 1,691
50 South Dakota 928
51 North Dakota 925
  United States $5,013,915

(1) Includes the California Earthquake Authority, a state fund.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Earthquake Insurance, Direct Premiums Written by State, 2021 (1)

($000)
Rank State Direct premiums written ($000)
1 California $1,785,290
2 Washington   320,039
3 Oregon 147,066
4 Missouri 128,488
5 Tennessee 120,359
6 Illinois 106,857
7 Utah 103,740
8 New York 70,488
9 Kentucky 62,189
10 South Carolina 53,211
11 Indiana 52,305
12 Texas 51,709
13 Nevada 51,172
14 Alaska 48,988
15 Arkansas 46,122
16 Ohio 39,630
17 Massachusetts 36,681
18 Florida 33,389
19 Virginia 29,451
20 Georgia 29,077
21 New Jersey 26,484
22 Pennsylvania 26,063
23 Mississippi 25,389
24 Hawaii 23,509
25 Maryland 21,482
26 Oklahoma 19,762
27 North Carolina 17,941
28 Arizona 17,012
29 Colorado 16,251
30 Michigan 12,479
31 Kansas 11,896
32 Alabama 11,509
33 Connecticut 10,172
34 Idaho 9,054
35 Wisconsin 8,992
36 Montana 8,959
37 Minnesota 8,410
38 Louisiana 6,734
39 Iowa 6,607
40 New Mexico 5,307
41 Wyoming 5,291
42 New Hampshire 5,072
43 Washington, DC 4,989
44 Rhode Island 3,646
45 Maine 3,272
46 Nebraska 2,683
47 Vermont 1,830
48 Delaware 1,673
49 West Virginia 1,449
50 North Dakota 1,090
51 South Dakota 805
  United States $3,642,061

(1) Includes the California Earthquake Authority, a state fund.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Earthquake Insurance, Direct Premiums Written by State, 2019 (1)

($000)
Rank State Direct premiums written ($000)
1 California $2,072,849
2 Washington 239,773
3 Oregon 106,635
4 Missouri 101,823
5 Tennessee 87,637
6 Illinois 76,216
7 New York 61,995
8 Utah 60,615
9 Kentucky 53,831
10 South Carolina 49,122
11 Texas 42,189
12 Indiana 40,857
13 Ohio 36,051
14 Arkansas 35,813
15 Massachusetts 31,103
16 Alaska 30,264
17 Nevada 26,931
18 Florida 26,340
19 Virginia 24,955
20 New Jersey 23,199
21 Pennsylvania 19,807
22 Oklahoma 18,976
23 Georgia 18,427
24 Mississippi 16,687
25 Maryland 14,121
26 Colorado 13,839
27 North Carolina 13,738
28 Hawaii 13,296
29 Arizona 12,342
30 Alabama 10,014
31 Michigan 8,618
32 Connecticut 8,207
33 Kansas 8,029
34 Montana 6,922
35 Minnesota 6,293
36 Louisiana 5,572
37 Iowa 5,212
38 Wisconsin 5,189
39 Idaho 4,437
40 Wyoming 4,215
41 D.C. 4,143
42 New Mexico 3,507
43 New Hampshire 3,262
44 Rhode Island 2,356
45 Nebraska 2,267
46 Maine 1,884
47 West Virginia 1,321
48 Delaware 1,297
49 Vermont 1,197
50 North Dakota 1,046
51 South Dakota 491
  United States $3,464,910

(1) Includes the California Earthquake Authority, a state fund.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Earthquake Insurance, Direct Premiums Written By State, 2018 (1)

($000)
Rank State Direct premiums written ($000)
1 California $1,872,381
2 Washington 198,103
3 Missouri 100,269
4 Oregon 94,567
5 Tennessee 83,493
6 Illinois 71,278
7 Utah 53,082
8 New York 50,715
9 Kentucky 50,520
10 South Carolina 46,369
11 Indiana 40,769
12 Arkansas 34,541
13 Texas 33,495
14 Ohio 33,002
15 Florida 28,070
16 Alaska 27,951
17 Massachusetts 25,507
18 New Jersey 25,185
19 Nevada 23,831
20 Oklahoma 19,932
21 Virginia 19,490
22 Pennsylvania 17,205
23 Mississippi 16,551
24 Georgia 16,351
25 Hawaii 12,237
26 North Carolina 11,638
27 Maryland 11,607
28 Colorado 10,049
29 Arizona 8,860
30 Michigan 8,387
31 Louisiana 8,046
32 Kansas 7,698
33 Alabama 7,351
34 Connecticut 6,940
35 Montana 5,875
36 Minnesota 4,709
37 Wisconsin 4,317
38 Iowa 4,113
39 Wyoming 3,825
40 Idaho 3,628
41 D.C. 3,212
42 New Hampshire 2,957
43 Rhode Island 2,522
44 Nebraska 2,260
45 New Mexico 2,208
46 Maine 1,919
47 Delaware 1,373
48 West Virginia 1,315
49 Vermont 1,059
50 North Dakota 751
51 South Dakota 442
  United States $3,121,953

(1) Includes the California Earthquake Authority, a state fund.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Earthquake Insurance, Direct Premiums Written By State, 2017 (1)

($000)
Rank State Direct premiums written ($000)
1 California $1,729,209
2 Washington 174,645
3 Missouri 94,412
4 Oregon 84,658
5 Tennessee 80,437
6 Illinois 64,832
7 New York 50,388
8 Utah 49,083
9 Kentucky 44,414
10 South Carolina 42,737
11 Indiana 36,885
12 Arkansas 32,767
13 Ohio 31,603
14 Texas 26,633
15 Alaska 25,121
16 Nevada 22,551
17 Massachusetts 22,336
18 Oklahoma 21,832
19 Florida 20,112
20 New Jersey 19,905
21 Mississippi 16,501
22 Virginia 16,334
23 Pennsylvania 14,942
24 Georgia 13,461
25 North Carolina 11,004
26 Hawaii 10,260
27 Colorado 10,131
28 Maryland 9,502
29 Arizona 7,291
30 Kansas 6,742
31 Alabama 6,663
32 Connecticut 6,660
33 Michigan 6,368
34 Louisiana 6,283
35 Montana 4,989
36 Minnesota 4,456
37 Wisconsin 4,068
38 Iowa 3,745
39 Idaho 3,567
40 Wyoming 3,197
41 D.C. 2,837
42 New Hampshire 2,731
43 New Mexico 2,472
44 Rhode Island 2,139
45 Nebraska 2,077
46 Maine 1,947
47 Delaware 1,421
48 West Virginia 1,244
49 Vermont 910
50 North Dakota 593
51 South Dakota 378
  United States $2,859,475

(1) Includes the California Earthquake Authority, a state fund.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Earthquake Insurance, Direct Premiums Written By State, 2016 (1)

($000)
Rank State Direct premiums written ($000)
1 California $1,621,988
2 Washington 165,309
3 Missouri 90,652
4 Oregon 81,900
5 Tennessee 80,555
6 Illinois 64,575
7 New York 48,859
8 Utah 45,219
9 Kentucky 41,443
10 South Carolina 41,437
11 Indiana 35,805
12 Arkansas 31,365
13 Texas 27,835
14 Ohio 26,884
15 Alaska 25,554
16 Oklahoma 23,803
17 Florida 22,175
18 Massachusetts 21,613
19 New Jersey 21,438
20 Nevada 20,884
21 Mississippi 16,388
22 Pennsylvania 15,800
23 Virginia 15,709
24 Georgia 12,303
25 North Carolina 11,539
26 Hawaii 10,924
27 Maryland 10,139
28 Colorado 8,935
29 Arizona 8,781
30 Alabama 7,420
31 Kansas 6,933
32 Michigan 6,838
33 Connecticut 6,799
34 Louisiana 5,354
35 Minnesota 4,866
36 Montana 4,651
37 Wisconsin 4,199
38 Iowa 4,133
39 Idaho 3,818
40 Wyoming 2,969
41 New Hampshire 2,629
42 D.C. 2,316
43 New Mexico 2,303
44 Nebraska 2,253
45 Rhode Island 2,083
46 Maine 1,907
47 West Virginia 1,319
48 Delaware 1,070
49 Vermont 882
50 North Dakota 500
51 South Dakota 483
  United States $2,725,535

(1) Includes the California Earthquake Authority, a state fund.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Earthquake Insurance, Direct Premiums Written By State, 2015 (1)

($000)
Rank State Direct premiums written ($000)
1 California $1,615,393
2 Washington 169,354
3 Missouri 91,411
4 Oregon 79,096
5 Tennessee 78,908
6 Illinois 67,210
7 New York 53,503
8 Utah 44,999
9 Kentucky 41,992
10 South Carolina 40,740
11 Indiana 36,466
12 Texas 35,706
13 Arkansas 31,615
14 Ohio 29,806
15 Vermont 28,341
16 Alaska 25,182
17 Florida 23,490
18 Massachusetts 20,926
19 New Jersey 19,597
20 Nevada 19,481
21 Oklahoma 18,858
22 Virginia 18,759
23 Mississippi 17,364
24 Pennsylvania 16,953
25 Georgia 14,871
26 North Carolina 13,809
27 Maryland 12,270
28 Hawaii 11,557
29 Colorado 10,800
30 Arizona 8,840
31 Michigan 8,340
32 Connecticut 8,277
33 Alabama 8,029
34 Kansas 7,119
35 Minnesota 6,850
36 Louisiana 6,262
37 Wisconsin 5,864
38 Iowa 5,844
39 Montana 4,692
40 Idaho 3,597
41 Wyoming 2,952
42 Nebraska 2,701
43 D.C. 2,610
44 New Hampshire 2,579
45 New Mexico 2,525
46 Rhode Island 2,421
47 Maine 2,035
48 West Virginia 1,281
49 Delaware 1,173
50 South Dakota 1,007
51 North Dakota 989
  United States $2,784,445

(1) Includes the California Earthquake Authority, a state fund.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

EARTHQUAKE INSURANCE, DIRECT PREMIUMS WRITTEN BY STATE, 2014 (1)

($000)
Rank State Direct premiums written ($000)
1 California $1,656,283
2 Washington 162,245
3 Missouri 91,893
4 Tennessee 75,402
5 Oregon 69,684
6 Illinois 67,095
7 New York 50,597
8 Kentucky 41,818
9 Utah 41,122
10 Indiana 37,968
11 South Carolina 37,147
12 Texas 35,820
13 Ohio 30,550
14 Arkansas 29,855
15 Vermont 28,361
16 Florida 25,280
17 Alaska 24,676
18 Massachusetts 21,873
19 Nevada 19,694
20 New Jersey 19,339
21 Virginia 17,921
22 Mississippi 17,634
23 Pennsylvania 17,316
24 Georgia 16,627
25 Oklahoma 16,437
26 North Carolina 13,427
27 Hawaii 12,303
28 Maryland 11,039
29 Colorado 10,231
30 Arizona 9,087
31 Michigan 8,488
32 Connecticut 8,428
33 Alabama 7,721
34 Kansas 6,738
35 Louisiana 6,487
36 Minnesota 6,470
37 Wisconsin 5,820
38 Iowa 5,121
39 Montana 4,258
40 Idaho 4,164
41 Wyoming 2,982
42 D.C. 2,882
43 Nebraska 2,722
44 Rhode Island 2,681
45 New Hampshire 2,617
46 New Mexico 2,381
47 Maine 1,836
48 West Virginia 1,474
49 Delaware 1,259
50 South Dakota 858
51 North Dakota 821
United States $2,794,930

(1) Includes the California Earthquake Authority, a state fund.

Source: SNL Financial LC.

EARTHQUAKE INSURANCE, DIRECT PREMIUMS WRITTEN BY STATE, 2013 (1)

($000)
Rank State Direct premiums written ($000)
1 California $1,636,448
2 Washington 157,949
3 Missouri 90,310
4 Tennessee 77,636
5 Illinois 63,616
6 Oregon 63,239
7 New York 44,211
8 Kentucky 41,366
9 Utah 38,977
10 South Carolina 36,702
11 Indiana 36,269
12 Texas 33,743
13 Florida 29,244
14 Ohio 28,777
15 Vermont 28,337
16 Arkansas 28,330
17 Alaska 24,973
18 Nevada 19,898
19 Massachusetts 19,809
20 Mississippi 18,174
21 Virginia 17,147
22 New Jersey 16,687
23 Georgia 15,964
24 Pennsylvania 14,892
25 Oklahoma 13,107
26 North Carolina 12,261
27 Maryland 11,728
28 Hawaii 11,602
29 Alabama 10,593
30 Arizona 10,150
31 Colorado 9,448
32 Louisiana 8,398
33 Kansas 7,602
34 Michigan 7,390
35 Connecticut 6,720
36 Minnesota 5,972
37 Wisconsin 5,546
38 Iowa 5,076
39 Montana 3,993
40 Idaho 3,441
41 Wyoming 2,944
42 Nebraska 2,670
43 New Hampshire 2,563
44 D.C. 2,513
45 New Mexico 2,376
46 Rhode Island 2,215
47 Maine 1,879
48 West Virginia 1,688
49 North Dakota 1,176
50 Delaware 1,110
51 South Dakota 662
  United States $2,706,844

(1) Includes the California Earthquake Authority, a state fund.

Source: SNL Financial LC.

EARTHQUAKE INSURANCE, DIRECT PREMIUMS WRITTEN BY STATE, 2012 (1)

($000)
Rank State Direct premiums written
1 California $1,031,393
2 Washington 146,248
3 Missouri 87,104
4 Tennessee 74,176
5 Illinois 63,655
6 Oregon 57,250
7 New York 40,623
8 Kentucky 40,003
9 Texas 39,903
10 South Carolina 35,321
11 Indiana 34,564
12 Utah 34,546
13 Florida 32,106
14 Ohio 29,328
15 Vermont 28,328
16 Arkansas 26,882
17 Alaska 25,216
18 Nevada 19,195
19 Mississippi 17,152
20 Massachusetts 17,118
21 Georgia 16,296
22 Pennsylvania 16,150
23 Virginia 15,717
24 New Jersey 15,141
25 Oklahoma 11,634
26 North Carolina 11,556
27 Colorado 10,237
28 Hawaii 10,213
29 Maryland 9,635
30 Louisiana 9,536
31 Arizona 8,963
32 Alabama 8,952
33 Michigan 8,323
34 Kansas 7,173
35 Connecticut 6,782
36 Minnesota 6,070
37 Wisconsin 6,069
38 Iowa 5,090
39 Montana 4,195
40 Idaho 2,965
41 Wyoming 2,948
42 Nebraska 2,656
43 New Hampshire 2,570
44 D.C. 2,349
45 New Mexico 2,317
46 West Virginia 1,933
47 Maine 1,633
48 Rhode Island 1,430
49 Delaware 1,146
50 North Dakota 762
51 South Dakota 687
United States $2,091,239

(1) Includes the California Earthquake Authority, a state fund.

Source: SNL Financial LC.

EARTHQUAKE INSURANCE, DIRECT PREMIUMS WRITTEN BY STATE, 2011 (1)

Rank State Direct premiums written ($000)
1 California $1,620,137
2 Washington 148,559
3 Missouri 86,511
4 Tennessee 67,986
5 Illinois 58,950
6 Oregon 56,846
7 Kentucky 37,830
8 New York 35,965
9 South Carolina 34,068
10 Indiana 34,037
11 Texas 33,428
12 Utah 33,312
13 Florida 30,668
14 Vermont 28,349
15 Ohio 27,705
16 Arkansas 25,298
17 Alaska 23,180
18 Nevada 18,553
19 Massachusetts 16,676
20 Mississippi 16,437
21 Georgia 14,973
22 Pennsylvania 14,462
23 New Jersey 13,969
24 Virginia 13,288
25 North Carolina 11,314
26 Colorado 10,219
27 Louisiana 9,945
28 Oklahoma 9,529
29 Alabama 8,409
30 Hawaii 8,344
31 Arizona 8,269
32 Maryland 7,715
33 Michigan 7,163
34 Connecticut 6,900
35 Kansas 6,735
36 Wisconsin 6,506
37 Minnesota 5,644
38 Iowa 4,407
39 Montana 4,362
40 Nebraska 3,487
41 Wyoming 3,294
42 Idaho 2,770
43 New Hampshire 2,487
44 Rhode Island 2,480
45 New Mexico 2,385
46 D.C. 2,142
47 West Virginia 1,780
48 Maine 1,650
49 Delaware 1,231
50 South Dakota 624
51 North Dakota 539
  United States $2,631,513

(1) Includes state funds.

Source: SNL Financial LC.

EARTHQUAKE INSURANCE, DIRECT PREMIUMS WRITTEN BY STATE, 2010 (1)

Rank State Direct premiums written ($000)
1 California $1,590,392
2 Washington 141,611
3 Missouri 86,658
4 Tennessee 61,980
5 Oregon 54,941
6 Illinois 53,016
7 Kentucky 35,647
8 New York 34,479
9 Texas 33,106
10 Florida 33,091
11 South Carolina 32,661
12 Indiana 32,315
13 Utah 31,378
14 Ohio 28,122
15 Arkansas 22,743
16 Alaska 21,491
17 Nevada 18,272
18 Mississippi 17,285
19 Massachusetts 16,512
20 Georgia 14,532
21 Pennsylvania 14,509
22 New Jersey 12,770
23 Virginia 11,172
24 North Carolina 9,929
25 Louisiana 9,844
26 Colorado 8,821
27 Hawaii 8,494
28 Alabama 8,022
29 Arizona 7,950
30 Michigan 6,904
31 Oklahoma 6,764
32 Kansas 6,297
33 Maryland 6,276
34 Minnesota 6,045
35 Connecticut 5,526
36 Wisconsin 5,101
37 Iowa 4,454
38 Montana 3,730
39 Wyoming 3,073
40 Nebraska 3,025
41 Rhode Island 3,021
42 Idaho 2,816
43 New Hampshire 2,284
44 New Mexico 2,018
45 D.C. 1,880
46 Maine 1,681
47 West Virginia 1,562
48 Delaware 886
49 Vermont 811
50 South Dakota 604
51 North Dakota 404
United States $2,526,905

(1) Includes state funds.

Source: SNL Financial LC.

EARTHQUAKE INSURANCE, DIRECT PREMIUMS WRITTEN BY STATE, 2009 (1)

Rank State Direct premiums written ($000) (1)
1 California $1,584,897
2 Washington State 134,970
3 Missouri 88,542
4 Tennessee 59,612
5 Oregon 53,777
6 Illinois 49,999
7 Kentucky 35,141
8 Florida 31,645
9 Indiana 31,161
10 South Caroline 30,515
11 Texas 30,264
12 New York 29,825
13 Utah 29,121
14 Ohio 26,665
15 Alaska 20,840
16 Arkansas 19,113
17 Mississippi 17,851
18 Nevada 17,708
19 Massachusetts 15,207
20 Georgia 13,713
21 Pennsylvania 13,303
22 New Jersey 12,147
23 Virginia 10,013
24 North Carolina 9,053
25 Louisiana 8,430
26 Colorado 8,351
27 Hawaii 7,878
28 Alabama 7,238
29 Arizona 6,774
30 Maryland 6,559
31 Michigan 6,265
32 Kansas 5,564
33 Connecticut 5,140
34 Oklahoma 4,845
35 Minnesota 4,242
36 Wisconsin 3,796
37 Iowa 3,629
38 Montana 3,460
39 Wyoming 2,902
40 Nebraska 2,385
41 Idaho 2,372
42 Rhode Island 2,218
43 New Hampshire 2,217
44 New Mexico 1,857
45 D.C. 1,782
46 Maine 1,428
47 West Virginia 1,352
48 Vermont 860
49 Delaware 747
50 South Dakota 440
51 North Dakota 329
United States   $2,468,141

(1) Includes state funds.

Source: SNL Financial LC.

Earthquake Insurance, Direct Premiums Written By State, 2006 (1)

Rank State Direct premiums written;
1 California $1,062,083
2 Washington 117,912
3 Missouri 78,431
4 Tennessee 57,818
5 Oregon 52,176
6 Illinois 46,052
7 New York 37,786
8 Kentucky 35,719
9 Florida 33,929
10 Indiana 31,154
11 Ohio 29,452
12 South Carolina 29,069
13 Texas 28,825
14 Utah 24,562
15 Arkansas 17,399
16 Massachusetts 16,700
17 Alaska 16,396
18 Mississippi 15,942
19 New Jersey 15,731
20 Georgia 15,523
21 Pennsylvania 14,057
22 Nevada 12,855
23 Virginia 10,901
24 North Carolina 10,170
25 Colorado 8,730
26 Maryland 8,723
27 Alabama 7,875
28 Hawaii 7,583
29 Michigan 7,368
30 Arizona 7,201
31 Louisiana 6,369
32 Connecticut 5,867
33 Kansas 4,859
34 Oklahoma 4,579
35 Minnesota 3,931
36 Wisconsin 3,815
37 Iowa 3,290
38 Montana 3,012
39 Nebraska 2,778
40 Idaho 2,617
41 Rhode Island 2,318
42 D.C. 2,287
43 Wyoming 2,276
44 New Mexico 2,175
45 New Hampshire 1,949
46 West Virginia 1,554
47 Maine 1,464
48 Delaware 1,352
49 Vermont 1,191
50 South Dakota 476
51 North Dakota 239
United States 1,916,523

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.

Direct Premiums Written, Property/Casualty and Life/Annuity Insurance, 2016-2025

($000)
Year Property/casualty (1) Life/annuity (2) Total
2016 $613,383,327 $677,704,031 $1,291,087,358
2017 642,531,528 687,279,884 1,329,811,412
2018 678,279,439 732,088,541 1,410,367,980
2019 712,471,198 768,019,838 1,480,491,036
2020 728,998,689 773,650,404 1,502,649,093
2021 798,702,031 827,717,052 1,626,419,083
2022 876,177,259 865,857,817 1,742,035,076
2023 968,655,396 915,302,335 1,883,957,731
2024 1,061,681,498 1,047,593,037 2,109,274,535
2025 1,113,067,501 1,090,428,811 2,203,496,312
Percent change
2016 to 2025 81.5% 60.9% 70.7%
2024 to 2025 4.8 4.1 4.5

(1) Direct premiums written before reinsurance transactions, excludes state funds, includes accident and health insurance.
(2) Includes premiums, annuity considerations (fees for annuity contracts), deposit-type funds and accident and health insurance.

Source: NAIC data, sourced from S&P Global Market Intelligence: Core Financial Pages, Insurance Information Institute.

Earthquake Insurance, Direct Premiums Written by State, 2024 (1)

($000)
Rank State Direct premiums written ($000)
1 California $3,582,421
2 Washington 463,939
3 Oregon 206,864
4 Missouri 154,668
5 Utah 148,833
6 Tennessee 138,836
7 New York 120,317
8 Illinois 124,280
9 Texas 69,576
10 Nevada 75,115
11 South Carolina 69,117
12 Florida 81,385
13 Indiana 58,860
14 Kentucky 59,543
15 Arkansas 58,230
16 Alaska 60,908
17 Massachusetts 54,049
18 Ohio 44,828
19 New Jersey 41,624
20 Pennsylvania 33,343
21 Virginia 32,811
22 Hawaii 34,311
23 Georgia 28,990
24 Mississippi 28,991
25 Arizona 23,167
26 North Carolina 31,995
27 Colorado 19,636
28 Maryland 19,184
29 Oklahoma 19,515
30 Michigan 14,614
31 Alabama 13,810
32 Wisconsin 10,354
33 Connecticut 13,018
34 Montana 11,684
35 Idaho 12,210
36 Kansas 10,348
37 Louisiana 7,987
38 Iowa 7,672
39 Minnesota 8,330
40 Wyoming 8,403
41 Washington, DC 5,470
42 New Mexico 6,063
43 New Hampshire 5,786
44 Rhode Island 4,428
45 Nebraska 3,387
46 Maine 3,178
47 West Virginia 870
48 Delaware 2,261
49 Vermont 3,153
50 South Dakota 681
51 North Dakota 1,148
United States (2) $6,330,766

(1) Includes the California Earthquake Authority, a state fund.
(2) Includes US Territories.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.