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Burglary And Theft Insurance, 2014-2023

($000)
Year Net premiums
written (1)		 Annual percent
change		 Combined
ratio (2)		 Annual point
change (3)
2014 $226,247 9.2% 59.9 17.7 pts.
2015 230,777 2.0 61.4 1.5
2016 255,466 10.7 46.5 -14.9
2017 222,936 -12.7 48.9 2.4
2018 280,103 25.6 77.4 28.5
2019 332,644 18.8 74.3 -3.1
2020 351,127 5.6 118.2 43.9
2021 396,296 12.9 79.8 -38.4
2022 585,006 47.6 71.6 -8.2
2023 551,388 -5.7 65.5 -6.1

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Burglary And Theft Insurance, 2013-2022

($000)
Year Net premiums
written (1)		 Annual percent
change		 Combined
ratio (2)		 Annual point
change (3)
2013 $207,225 -6.2% 42.2 -16.4 pts.
2014 226,247 9.2 59.9 17.7
2015 230,777 2.0 61.4 1.5
2016 255,466 10.7 46.5 -14.9
2017 222,936 -12.7 48.9 2.4
2018 280,103 25.6 77.4 28.5
2019 332,644 18.8 74.3 -3.1
2020 351,127 5.6 118.2 43.9
2021 396,296 12.9 79.8 -38.4
2022 584,847 47.6 71.5 -8.2

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Burglary And Theft Insurance, 2011-2020

($000)
Year Net premiums
written (1)		 Annual percent
change		 Combined
ratio (2)		 Annual point
change (3)
2011 $194,661 16.5% 61.6 -7.8 pts.
2012 220,831 13.4 58.6 -3.0
2013 207,225 -6.2 42.2 -16.4
2014 226,247 9.2 59.9 17.7
2015 230,777 2.0 61.4 1.5
2016 255,466 10.7 46.5 -14.9
2017 222,936 -12.7 48.9 2.4
2018 280,103 25.6 77.4 28.5
2019 332,930 18.9 74.4 -3.0
2020 351,127 5.5 118.2 43.9

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Burglary And Theft Insurance, 2010-2019

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2010 $167,152 9.8% 69.4 9.8 pts.
2011 194,661 16.5 61.6 -7.8
2012 220,831 13.4 58.6 -3.0
2013 207,225 -6.2 42.2 -16.4
2014 226,247 9.2 59.9 17.7
2015 230,777 2.0 61.4 1.5
2016 255,466 10.7 46.5 -14.9
2017 222,936 -12.7 48.9 2.4
2018 280,103 25.6 77.4 28.5
2019 332,881 18.8 74.4 -3.0

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Burglary And Theft Insurance, 2009-2018

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2009 $152,197 -5.1% 59.6 11.5 pts.
2010 167,152 9.8 69.4 9.8
2011 194,661 16.5 61.6 -7.8
2012 220,831 13.4 58.6 -3.0
2013 207,225 -6.2 42.2 -16.4
2014 226,247 9.2 59.9 17.7
2015 230,777 2.0 61.4 1.5
2016 255,466 10.7 46.5 -14.9
2017 222,936 -12.7 48.9 2.4
2018 280,103 25.6 77.4 28.5

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Burglary And Theft Insurance, 2008-2017

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $160,434 -0.2% 48.2 -8.3 pts.
2009 152,197 -5.1 59.6 11.5
2010 167,152 9.8 69.4 9.8
2011 194,661 16.5 61.6 -7.8
2012 220,831 13.4 58.6 -3.0
2013 207,225 -6.2 42.2 -16.4
2014 226,247 9.2 59.9 17.7
2015 230,777 2.0 61.4 1.5
2016 255,466 10.7 46.5 -14.9
2017 222,936 -12.7 48.9 2.4

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Burglary And Theft Insurance, 2007-2016

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2007 $160,703 12.3% 56.4 -7.9 pts.
2008 160,434 -0.2 48.2 -8.3
2009 152,197 -5.1 59.6 11.5
2010 167,152 9.8 69.4 9.8
2011 194,661 16.5 61.6 -7.8
2012 220,831 13.4 58.6 -3.0
2013 207,225 -6.2 42.2 -16.4
2014 226,247 9.2 60.3 18.1
2015 230,777 2.0 61.4 1.1
2016 255,456 10.7 46.5 -14.9

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Burglary And Theft Insurance, 2006-2015

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2006 $143,132 19.1% 64.3 0.7 pts.
2007 160,703 12.3 56.4 -7.9
2008 160,434 -0.2 48.2 -8.3
2009 152,197 -5.1 59.6 11.5
2010 167,152 9.8 69.4 9.8
2011 194,661 16.5 61.6 -7.8
2012 220,831 13.4 58.6 -3.0
2013 207,225 -6.2 42.2 -16.4
2014 226,247 9.2 60.3 18.1
2015 230,393 1.8 61.3 1.0

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

BURGLARY AND THEFT INSURANCE, 2005-2014

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2005 $120,170 -13.1% 63.6 -4.7 pts.
2006 143,132 19.1 64.3 0.7
2007 160,703 12.3 56.4 -7.9
2008 160,434 -0.2 48.2 -8.3
2009 152,197 -5.1 59.6 11.5
2010 167,152 9.8 69.4 9.8
2011 194,661 16.5 61.6 -7.8
2012 220,831 13.4 58.6 -3.0
2013 205,239 -7.1 42.0 -16.6
2014 226,247 10.2 60.3 18.3

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: SNL Financial LC.

BURGLARY AND THEFT INSURANCE, 2004-2013

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2004 $138,307 11.8% 68.3 1.5 pts.
2005 120,170 -13.1 63.6 -4.7
2006 143,132 19.1 64.3 0.7
2007 160,703 12.3 56.4 -7.9
2008 160,434 -0.2 48.2 -8.3
2009 152,197 -5.1 59.6 11.5
2010 167,152 9.8 69.4 9.8
2011 194,661 16.5 61.6 -7.8
2012 220,831 13.4 58.6 -3.0
2013 205,239 -7.1 42.0 -16.6

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.