Table Archive

Incurred Losses By State, Homeowners Insurance, 2018 (1)

($000)

State	Incurred losses	State	Incurred losses
Alabama	$1,090,658	Montana	$173,787
Alaska	100,859	Nebraska	384,676
Arizona	1,028,336	Nevada	315,521
Arkansas	612,384	New Hampshire	188,457
California	14,176,373	New Jersey	1,473,504
Colorado	3,024,658	New Mexico	341,004
Connecticut	1,014,471	New York	2,991,783
Delaware	147,222	North Carolina	2,460,298
D.C.	117,061	North Dakota	92,265
Florida	9,717,195	Ohio	1,337,015
Georgia	2,404,014	Oklahoma	591,910
Hawaii	183,789	Oregon	386,985
Idaho	362,711	Pennsylvania	1,993,042
Illinois	2,419,038	Rhode Island	225,788
Indiana	923,085	South Carolina	723,100
Iowa	533,054	South Dakota	185,929
Kansas	486,110	Tennessee	955,255
Kentucky	590,670	Texas	4,069,510
Louisiana	657,619	Utah	326,968
Maine	161,897	Vermont	85,252
Maryland	1,630,930	Virginia	1,747,816
Massachusetts	1,070,236	Washington	943,232
Michigan	1,418,857	West Virginia	286,739
Minnesota	1,248,328	Wisconsin	753,849
Mississippi	401,859	Wyoming	260,302
Missouri	923,061	United States	$69,738,457

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

($000)

State	Incurred losses	State	Incurred losses
Alabama	$911,785	Montana	$138,443
Alaska	78,263	Nebraska	831,422
Arizona	758,282	Nevada	310,490
Arkansas	450,791	New Hampshire	167,682
California	15,537,312	New Jersey	1,027,437
Colorado	1,847,521	New Mexico	399,164
Connecticut	530,780	New York	2,255,396
Delaware	101,998	North Carolina	1,239,572
D.C.	74,814	North Dakota	66,665
Florida	8,338,668	Ohio	1,382,572
Georgia	2,281,253	Oklahoma	733,822
Hawaii	124,226	Oregon	556,768
Idaho	256,968	Pennsylvania	1,450,507
Illinois	2,872,152	Rhode Island	156,012
Indiana	1,084,975	South Carolina	721,977
Iowa	656,054	South Dakota	186,924
Kansas	639,267	Tennessee	1,057,190
Kentucky	600,526	Texas	6,923,450
Louisiana	616,808	Utah	285,032
Maine	197,973	Vermont	91,470
Maryland	903,136	Virginia	1,294,734
Massachusetts	738,068	Washington	936,217
Michigan	1,477,520	West Virginia	191,015
Minnesota	1,855,159	Wisconsin	821,867
Mississippi	453,816	Wyoming	134,152
Missouri	1,323,972	United States	$44,712,084

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

($000)

State	Incurred losses	State	Incurred losses
Alabama	$670,506	Montana	$326,915
Alaska	64,597	Nebraska	698,557
Arizona	757,869	Nevada	314,146
Arkansas	550,629	New Hampshire	153,368
California	4,158,620	New Jersey	1,078,146
Colorado	1,745,328	New Mexico	337,652
Connecticut	536,638	New York	2,170,228
Delaware	118,821	North Carolina	1,379,438
D.C.	61,472	North Dakota	203,795
Florida	3,456,451	Ohio	1,106,456
Georgia	1,773,172	Oklahoma	638,506
Hawaii	98,432	Oregon	361,213
Idaho	170,078	Pennsylvania	1,308,092
Illinois	1,958,191	Rhode Island	171,045
Indiana	1,003,810	South Carolina	891,835
Iowa	291,074	South Dakota	93,309
Kansas	537,799	Tennessee	1,153,112
Kentucky	549,229	Texas	7,247,618
Louisiana	711,090	Utah	306,502
Maine	131,123	Vermont	75,753
Maryland	836,597	Virginia	1,269,321
Massachusetts	808,147	Washington	813,868
Michigan	1,163,733	West Virginia	244,752
Minnesota	897,178	Wisconsin	585,360
Mississippi	414,262	Wyoming	132,496
Missouri	1,060,782	United States	$47,587,134

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

($000)

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

($000)

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.

Source: SNL Financial LC.

($000)

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.

Source: SNL Financial LC.