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Other Liability Insurance, 2014-2023

($000)
Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2014 $44,181,272 5.0% 96.6 -0.2 pts.
2015 45,585,794 3.2 101.6 5.0
2016 44,591,885 -2.2 110.8 9.2
2017 46,676,454 4.7 100.8 -9.9
2018 58,590,945 25.5 100.1 -0.8
2019 60,546,948 3.3 105.5 5.4
2020 69,433,248 14.7 106.0 0.4
2021 84,205,197 21.3 97.1 -8.9
2022 94,278,632 12.0 96.7 -0.4
2023 95,611,730 1.4 100.1 3.4

(1) After reinsurance transactions, excludes state funds.   
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Other Liability Insurance, 2013-2022

($000)
Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2013 $42,075,315 9.8% 96.8 -6.4 pts.
2014 44,181,272 5.0 96.6 -0.2
2015 45,585,794 3.2 101.6 5.0
2016 44,591,885 -2.2 110.8 9.2
2017 46,676,454 4.7 100.8 -9.9
2018 58,590,945 25.5 100.1 -0.8
2019 60,546,948 3.3 105.5 5.4
2020 69,433,248 14.7 106.0 0.4
2021 84,236,159 21.3 97.1 -8.9
2022 94,129,991 11.7 96.7 -0.3

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Other Liability Insurance, 2012-2021

($000)
Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2012 $38,307,679 4.9% 103.2 7.0 pts.
2013 42,075,315 9.8 96.8 -6.4
2014 44,181,272 5.0 96.6 -0.2
2015 45,585,794 3.2 101.6 5.0
2016 44,591,885 -2.2 110.8 9.2
2017 46,676,454 4.7 100.8 -9.9
2018 58,590,945 25.5 100.1 -0.8
2019 60,546,948 3.3 105.5 5.4
2020 69,433,248 14.7 106.0 0.4
2021 79,988,269 15.2 97.5 -8.5

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Other Liability Insurance, 2011-2020

($000)
Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2011 $36,511,575 2.0% 96.1 -12.0 pts.
2012 38,307,679 4.9 103.2 7.0
2013 42,075,315 9.8 96.8 -6.4
2014 44,181,272 5.0 96.6 -0.2
2015 45,585,794 3.2 101.6 5.0
2016 44,591,885 -2.2 110.8 9.2
2017 46,676,454 4.7 100.8 -9.9
2018 58,590,945 25.5 100.1 -0.8
2019 60,771,613 3.7 105.1 5.0
2020 69,433,127 14.3 106.0 0.9

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Other Liability Insurance, 2010-2019

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2010 $35,802,772 -1.1% 108.1 2.6 pts.
2011 36,511,575 2.0 96.1 -12.0
2012 38,307,679 4.9 103.2 7.0
2013 42,075,315 9.8 96.8 -6.4
2014 44,181,272 5.0 96.6 -0.2
2015 45,585,794 3.2 101.6 5.0
2016 44,591,885 -2.2 110.8 9.2
2017 46,676,454 4.7 100.8 -9.9
2018 58,590,945 25.5 100.1 -0.8
2019 60,771,177 3.7 105.1 5.0

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Other Liability Insurance, 2009-2018

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2009 $36,184,065 -6.3% 105.5 11.7 pts.
2010 35,802,772 -1.1 108.1 2.6
2011 36,511,575 2.0 96.1 -12.0
2012 38,307,679 4.9 103.2 7.0
2013 42,075,315 9.8 96.8 -6.4
2014 44,181,272 5.0 96.6 -0.2
2015 45,585,794 3.2 101.6 5.0
2016 44,591,885 -2.2 110.8 9.2
2017 46,676,454 4.7 100.8 -9.9
2018 58,405,698 25.1 100.1 -0.8

(1) After reinsurance transactions, excludes state funds.  
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Other Liability Insurance, 2008-2017

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $38,602,734 -5.8% 93.8 -5.2 pts.
2009 36,184,065 -6.3 105.5 11.7
2010 35,802,772 -1.1 108.1 2.6
2011 36,511,575 2.0 96.1 -12.0
2012 38,307,679 4.9 103.2 7.0
2013 42,075,315 9.8 96.8 -6.4
2014 44,181,272 5.0 96.6 -0.2
2015 45,585,794 3.2 101.6 5.0
2016 44,591,885 -2.2 110.8 9.2
2017 46,675,206 4.7 100.8 -9.9

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Other Liability Insurance, 2007-2016

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2007 $40,997,132 -2.9% 99.1 4.3 pts.
2008 38,602,734 -5.8 93.8 -5.2
2009 36,184,065 -6.3 105.5 11.7
2010 35,802,772 -1.1 108.1 2.6
2011 36,511,575 2.0 96.1 -12.0
2012 38,307,679 4.9 103.2 7.0
2013 42,075,315 9.8 96.8 -6.4
2014 44,181,272 5.0 94.8 -2.0
2015 45,585,794 3.2 101.6 6.8
2016 44,589,369 -2.2 110.8 9.1

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Other Liability Insurance, 2006-2015

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2006 $42,229,148 7.5% 94.8 -15.8 pts.
2007 40,997,132 -2.9 99.2 4.4
2008 38,602,734 -5.8 93.8 -5.4
2009 36,184,065 -6.3 105.5 11.7
2010 35,802,772 -1.1 108.1 2.6
2011 36,511,575 2.0 96.1 -12.0
2012 38,307,679 4.9 103.2 7.0
2013 42,075,315 9.8 96.8 -6.4
2014 44,181,272 5.0 94.8 -2.0
2015 45,585,279 3.2 101.6 6.8

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

OTHER LIABILITY INSURANCE, 2005-2014

($000)
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2005 $39,266,103 -1.0% 110.5 -3.6 pts.
2006 42,229,148 7.5 94.8 -15.8
2007 40,997,132 -2.9 99.2 4.4
2008 38,602,734 -5.8 93.8 -5.4
2009 36,184,065 -6.3 105.5 11.7
2010 35,802,772 -1.1 108.1 2.6
2011 36,511,575 2.0 96.1 -12.0
2012 38,307,679 4.9 103.2 7.0
2013 42,053,358 9.8 96.8 -6.4
2014 44,181,272 5.1 94.8 -2.0

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

OTHER LIABILITY INSURANCE, 2004-2013

($000)
Year Net premiums
written (1)
Annual percent
change
Combined ratio (2) Annual point
change (3)
2004 $39,676,116 9.8% 114.1 1.9 pts.
2005 39,266,103 -1.0 110.5 -3.6
2006 42,229,148 7.5 94.8 -15.8
2007 40,997,132 -2.9 99.2 4.4
2008 38,602,734 -5.8 93.8 -5.4
2009 36,184,065 -6.3 105.5 11.7
2010 35,802,772 -1.1 108.1 2.6
2011 36,511,575 2.0 96.1 -12.0
2012 38,307,679 4.9 103.2 7.0
2013 42,053,059 9.8 96.8 -6.4

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.