Current Table

Net Premiums Written By Line, Property/Casualty Insurance, 2020-2022 (1)

($ millions)

        Percent change from
prior year
 
Lines of insurance 2020 2021 2022 2020 2021 2022 Percent of
total, 2022
Private passenger auto $243,651,281 $252,882,414 $268,045,439 -1.63% 3.79% 6.00% 34.51%
     Liability 144,102,547 148,417,736 155,139,440 -2.16 2.99 4.53 19.97
     Collision and comprehensive 99,548,734 104,464,678 112,905,999 -0.85 4.94 8.08 14.54
Homeowners multiple peril 96,337,734 103,388,421 113,858,720 4.39 7.32 10.13 14.66
Other liability (2) 69,379,884 84,584,864 94,186,453 14.69 21.92 11.35 12.13
Commercial auto 39,901,657 46,589,757 51,656,787 2.64 16.76 10.88 6.65
Commercial multiple peril 40,914,936 43,743,410 48,407,994 5.25 6.91 10.66 6.23
Workers compensation 42,614,903 43,137,129 47,547,324 -9.58 1.23 10.22 6.12
     Liability 30,005,121 35,469,922 39,381,556 2.64 18.21 11.03 5.07
Reinsurance (3) 18,918,325 20,634,051 24,032,117 28.22 9.07 16.47 3.09
Inland marine 14,880,594 17,618,563 21,241,774 -4.52 18.40 20.56 2.73
Fire 13,187,551 15,559,866 16,466,032 10.58 17.99 5.82 2.12
Allied lines  13,150,666 14,766,856 15,651,733 19.96 12.29 5.99 2.02
     Collision and comprehensive 9,896,536 11,119,835 12,275,231 2.66 12.36 10.39 1.58
Medical professional liability 9,047,840 10,001,987 10,576,645 4.10 10.55 5.75 1.36
Multiple peril crop 6,128,131 7,453,144 10,261,858 -5.31 21.62 37.68 1.32
Accident and health (4) 9,485,315 8,865,443 9,528,996 1.75 -6.54 7.48 1.23
Surety 6,677,154 7,110,412 8,237,722 1.92 6.49 15.85 1.06
Other lines (5) 1,448,177 6,568,314 1,646,926 -15.46 353.56 -74.93 0.21
International 326,356 5,387,728 305,604 -31.79 1550.87 -94.33 0.04
Farmowners multiple peril 4,436,804 5,343,486 5,636,129 2.70 20.44 5.48 0.73
Mortgage guaranty 4,765,343 4,684,479 4,274,086 -2.01 -1.70 -8.76 0.55
Ocean marine 3,441,080 3,900,882 4,129,969 8.15 13.36 5.87 0.53
Product liability 3,237,200 3,559,032 4,285,842 7.38 9.94 20.42 0.55
Boiler and machinery 2,827,603 3,369,342 3,641,220 10.88 19.16 8.07 0.47
Earthquake 2,349,315 2,894,251 3,058,911 20.13 23.20 5.69 0.39
Credit 1,792,462 1,826,121 2,157,639 -3.68 1.88 18.15 0.28
Aircraft 1,503,047 1,695,569 1,896,339 25.97 12.81 11.84 0.24
Warranty 1,238,136 1,426,670 1,238,289 7.17 15.23 -13.20 0.16
Fidelity 1,338,685 1,364,872 1,373,409 5.04 1.96 0.63 0.18
Excess workers compensation 886,907 929,024 965,606 -4.75 4.75 3.94 0.12
Private crop 623,990 711,267 1,015,832 -9.09 13.99 42.82 0.13
Private Flood 302,445 524,211 774,279 5.31 73.32 47.70 0.10
Burglary and theft 350,909 427,537 553,100 5.59 21.84 29.37 0.07
Financial guaranty 448,455 372,541 332,216 14.65 -16.93 -10.82 0.04
Federal flood (6) 14,019 16,738 -541 2.26 19.40 -103.23 (7)
Total, all lines (8)   $655,589,295 $715,950,614 $776,678,854 2.54% 9.21% 8.48% 100.00%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Includes miscellaneous coverages.
(6) Provided by FEMA through participating private insurers.
(7) Less than 0.1 percent.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial LC.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
NET PREMIUMS WRITTEN BY LINE, PROPERTY/CASUALTY INSURANCE, 2005-2008 (1)

($ millions)

Lines of insurance 2005 2006 2007 2008 Percent change 2005-2006 Percent change 2006-2007 Percent change 2007-2008 Percent of total, 2008
Private passenger auto                
     Liability $94,653.8 $95,326.7 $94,981.7 $94,525.6 0.7% -0.4% -0.5% 21.5%
     Collision and comprehensive 64,934.2 65,127.3 64,706.0 64,036.5 0.3 -0.6 -1.0 14.6
     Total private passenger auto 159,588.0 160,454.0 159,687.7 158,562.1 0.5 -0.5 -0.7 36.0
Commercial auto                
     Liability 19,847.1 19,704.3 18,975.7 17,828.5 -0.7 -3.7 -6.0 4.1
     Collision and comprehensive 6,951.2 6,949.4 6,656.9 5,988.6 0.0 -4.2 -10.0 1.4
     Total commercial auto 26,798.3 26,653.6 25,632.6 23,817.0 -0.5 -3.8 -7.1 5.4
Fire 7,937.3 9,364.8 9,765.3 9,908.5 18.0 4.3 1.5 2.3
Allied lines  5,945.8 6,590.1 6,964.8 7,688.7 10.8 5.7 10.4 1.7
Multiple peril crop 2,234.6 2,828.1 3,649.0 5,077.6 26.6 29.0 39.2 1.2
Federal flood (2) 12.3 43.1 16.5 2.3 250.0 -61.6 -86.4 (3)
Farmowners mutliple peril 2,267.7 2,310.7 2,423.9 2,586.8 1.9 4.9 6.7 0.6
Homeowners multiple peril 53,016.2 55,828.1 57,065.6 57,369.5 5.3 2.2 0.5 13.0
Commercial multiple peril 29,695.8 31,850.1 31,336.8 30,119.1 7.3 -1.6 -3.9 6.8
Mortgage guaranty 4,454.7 4,565.9 5,192.1 5,371.9 2.5 13.7 3.5 1.2
Ocean marine 2,948.3 3,133.4 3,261.2 3,097.2 6.3 4.1 -5.0 0.7
Inland marine 8,251.5 9,216.5 9,795.6 9,407.9 11.7 6.3 -4.0 2.1
Financial guaranty 2,014.5 2,163.3 3,038.9 3,171.6 7.4 40.5 4.4 0.7
Medical malpractice 9,734.8 10,378.3 9,958.5 9,521.1 6.6 -4.0 -4.4 2.2
Earthquake 1,106.4 1,315.5 1,261.4 1,258.6 18.9 -4.1 -0.2 0.3
Accident and health (4) 9,573.8 6,665.5 7,115.2 7,173.1 -30.4 6.7 0.8 1.6
Workers compensation 39,724.6 41,820.4 40,860.4 36,932.6 5.3 -2.3 -9.6 8.4
Products liability 3,561.3 3,621.7 3,305.6 2,777.6 1.7 -8.7 -16.0 0.6
Other liability (5) 39,363.3 42,221.2 41,162.9 38,589.2 7.3 -2.5 -6.3 8.8
Aircraft 1,985.9 1,990.6 1,761.5 1,329.3 0.2 -11.5 -24.5 0.3
Fidelity 1,216.8 1,240.8 1,246.8 1,140.5 2.0 0.5 -8.5 0.3
Surety 3,819.5 4,434.8 4,792.5 4,959.7 16.1 8.1 3.5 1.1
Burglary and theft 120.1 143.1 160.7 160.3 19.1 12.3 -0.2 (3)
Boiler and machinery 1,582.9 1,675.3 1,741.3 1,728.1 5.8 3.9 -0.8 0.4
Credit 936.1 1,090.1 1,405.4 1,413.3 16.5 28.9 0.6 0.3
Warranty NA NA NA 2,086.9 NA NA NA 0.5
International 230.4 193.6 136.7 289.0 -16.0 -29.4 111.4 0.1
Reinsurance (6) 6,589.8 12,862.6 11,313.1 12,678.3 95.2 -12.0 12.1 2.9
Other lines (7) 2,918.1 3,159.8 3,239.8 1,854.5 8.3 2.5 -42.8 0.4
Total, all lines (8) $427,629.0 $447,815.1 $447,291.9 $440,072.4 4.7% -0.1% -1.6% 100.0%

(1) After reinusurance transactions, excluding state funds.
(2) Provided by FEMA through participating private insurers.
(3) Less than 0.1 percent.
(4) Premiums from certain insurers that write primarily health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(6) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(7) Includes miscellaneous coverages.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from Highline Data, LLC.

NA=Data not available.

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted Information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.

 
NET PREMIUMS WRITTEN BY LINE, PROPERTY/CASUALTY INSURANCE 2007-2009 (1)

($ millions)

        Percent change from prior year     
Lines of insurance 2007 2008 2009 2007 2008 2009 Percent of total, 2009
Private passenger auto              
     Liability $95,063.9 $94,536.0 $94,816.7 -0.3% -0.6% 0.3% 22.4%
     Collision and comprehensive 64,608.5 64,082.8 62,538.1 -0.7 -0.8 -2.4 14.8
     Total private passenger auto 159,672.4 158,618.8 157,354.7 -0.5 -0.7 -0.8 37.2
Commercial auto              
     Liability 18,964.9 17,832.6 16,574.5 -4.1 -6.0 -7.1 3.9
     Collision and comprehensive 6,653.9 5,990.3 5,348.2 -4.9 -10.0 -10.7 1.3
     Total commercial auto 25,618.7 23,822.9 21,922.7 -4.3 -7.0 -8.0 5.2
Fire 9,765.4 9,904.9 10,099.9 4.6 1.4 2.0 2.4
Allied lines  6,969.7 7,708.5 7,736.6 6.4 10.6 0.4 1.8
Multiple peril crop 3,649.0 5,077.6 3,962.0 29.0 39.2 -22.0 0.9
Federal flood (2) 16.5 3.2 21.0 220.8 -80.6 553.5 (3)
Farmowners multiple peril 2,424.1 2,583.0 2,608.7 5.0 6.6 1.0 0.6
Homeowners multiple peril 55,585.5 56,404.9 57,679.9 0.9 1.5 2.3 13.6
Commercial multiple peril 31,176.2 30,223.9 28,867.2 -1.9 -3.1 -4.5 6.8
Mortgage guaranty 5,189.9 5,367.7 4,570.1 13.7 3.4 -14.9 1.1
Ocean marine 3,258.2 3,094.3 2,935.7 4.0 -5.0 -5.1 0.7
Inland marine 9,740.7 9,367.6 8,648.0 5.5 -3.8 -7.7 2.0
Financial guaranty 3,039.0 3,171.6 1,793.4 -1.2 4.4 -43.5 0.4
Medical malpractice 9,953.5 9,521.1 9,206.2 -4.3 -4.3 -3.3 2.2
Earthquake 1,247.8 1,250.3 1,285.8 -4.5 0.2 2.8 0.3
Accident and health (4) 7,100.3 7,156.3 6,705.9 6.8 0.8 -6.3 1.6
Workers compensation 40,582.8 36,523.0 32,010.0 -2.8 -10.0 -12.4 7.6
Excess workers compensation NA 926.5 941.1 NA NA 1.6 0.2
Products liability 3,304.0 2,777.6 2,366.0 -8.6 -15.9 -14.8 0.6
Other liability (5) 41,151.0 38,484.5 36,031.1 -2.4 -6.5 -6.4 8.5
Aircraft 1,761.5 1,329.3 1,222.8 -11.5 -24.5 -8.0 0.3
Fidelity 1,246.9 1,140.6 1,105.4 0.5 -8.5 -3.1 0.3
Surety 4,808.0 4,960.3 4,834.9 8.4 3.2 -2.5 1.1
Burglary and theft 160.7 160.6 152.0 12.4 -0.1 -5.3 (3)
Boiler and machinery 1,741.3 1,729.1 1,801.9 3.9 -0.7 4.2 0.4
Credit 1,405.4 1,413.3 1,224.5 28.9 0.6 -13.4 0.3
Warranty NA 2,086.9 1,757.3 NA NA -15.8 0.4
International 136.6 289.0 142.5 -29.4 111.5 -50.7 (3)
Reinsurance (6) 13,075.0 13,845.3 12,566.4 -5.3 5.9 -9.2 3.0
Other lines (7)  2,957.0 998.8 1,307.0 -6.4 -66.2 30.9 0.3
Total, all lines (8)   $446,737.2 $439,941.3 $422,860.9 -0.4% -1.5% -3.9% 100.0%

(1) After reinusurance transactions, excluding state funds.
(2) Provided by FEMA through participating private insurers.
(3) Less than 0.1 percent.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(6) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(7) Includes miscellaneous coverages.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial LC.

NA=Data not available.

Source: SNL Financial LC.

 
NET PREMIUMS WRITTEN BY LINE, PROPERTY/CASUALTY INSURANCE 2008-2010 (1)

($ millions)

        Percent change from prior year     
Lines of insurance 2008 2009 2010 2008 2009 2010 Percent
of total,
2010
Private passenger auto $158,618.8 $157,366.6 $160,263.6 -0.7% -0.8% 1.8% 37.6%
     Liability 94,536.0 94,823.6 97,674.4 -0.6 0.3 3.0 22.9
     Collision and comprehensive 64,082.8 62,543.0 62,589.2 -0.8 -2.4 0.1 14.7
Commercial auto 23,822.9 21,921.8 21,116.4 -7.0 -8.0 -3.7 5.0
     Liability 17,832.6 16,574.5 16,238.3 -6.0 -7.1 -2.0 3.8
     Collision and comprehensive 5,990.3 5,347.3 4,878.1 -10.0 -10.7 -8.8 1.1
Fire 9,904.9 10,099.7 10,216.6 1.4 2.0 1.2 2.4
Allied lines  7,708.5 7,736.3 7,493.8 10.6 0.4 -3.1 1.8
Multiple peril crop 5,077.6 3,962.0 3,501.6 39.2 -22.0 -11.6 0.8
Federal flood (2) 3.2 21.0 6.1 -80.6 553.5 -70.7 (3)
Farmowners multiple peril 2,583.0 2,608.7 2,750.8 6.6 1.0 5.4 0.6
Homeowners multiple peril 56,404.9 57,679.7 61,303.4 1.5 2.3 6.3 14.4
Commercial multiple peril 30,223.9 28,866.8 28,847.0 -3.1 -4.5 -0.1 6.8
Mortgage guaranty 5,367.7 4,570.1 4,246.7 3.4 -14.9 -7.1 1.0
Ocean marine 3,094.3 2,935.7 2,738.9 -5.0 -5.1 -6.7 0.6
Inland marine 9,367.6 8,648.9 8,503.4 -3.8 -7.7 -1.7 2.0
Financial guaranty 3,171.6 1,793.4 1,371.9 4.4 -43.5 -23.5 0.3
Medical malpractice 9,521.1 9,206.6 9,092.3 -4.3 -3.3 -1.2 2.1
Earthquake 1,250.3 1,285.6 1,434.9 0.2 2.8 11.6 0.3
Accident and health (4) 7,156.3 6,705.9 7,506.8 0.8 -6.3 11.9 1.8
Workers compensation 36,523.0 32,009.9 31,479.3 -10.0 -12.4 -1.7 7.4
Excess workers compensation 926.5 941.1 799.5 NA 1.6 -15.0 0.2
Products liability 2,777.6 2,366.0 2,050.5 -15.9 -14.8 -13.3 0.5
Other liability (5) 38,484.5 36,031.1 35,678.5 -6.5 -6.4 -1.0 8.4
Aircraft 1,329.3 1,222.8 1,103.5 -24.5 -8.0 -9.8 0.3
Fidelity 1,140.6 1,105.4 1,077.9 -8.5 -3.1 -2.5 0.3
Surety 4,960.3 4,837.6 4,853.5 3.2 -2.5 0.3 1.1
Burglary and theft 160.6 152.0 167.1 -0.1 -5.3 9.9 (3)
Boiler and machinery 1,729.1 1,801.9 1,718.2 -0.7 4.2 -4.6 0.4
Credit 1,413.3 1,224.5 1,344.8 0.6 -13.4 9.8 0.3
Warranty 2,086.9 1,757.3 1,864.1 NA -15.8 6.1 0.4
International 289.0 142.5 130.0 111.5 -50.7 -8.8 (3)
Reinsurance (6) 13,845.3 12,566.4 12,275.1 5.9 -9.2 -2.3 2.9
Other lines (7)  999.7 1,307.0 1,143.9 -66.2 30.7 -12.5 0.3
Total, all lines (8)   $439,942.2 $422,874.5 $426,080.1 -1.5% -3.9% 0.8% 100.0%

(1) After reinsurance transactions, excluding state funds.
(2) Provided by FEMA through participating private insurers.
(3) Less than 0.1 percent.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(6) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(7) Includes miscellaneous coverages.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial LC.

NA=Data not available.

Source: SNL Financial LC.

 
NET PREMIUMS WRITTEN BY LINE, PROPERTY/CASUALTY INSURANCE 2009-2011 (1)

($ millions)

        Percent change from prior year     
Lines of insurance 2009 2010 2011 2009 2010 2011 Percent
of total,
2011
Private passenger auto $157,366.6 $160,274.7 $163,327.2 -0.8% 1.8% 1.9% 37.0%
     Liability 94,823.6 97,673.0 100,370.8 0.3 3.0 2.8 22.7
     Collision and comprehensive 62,543.0 62,601.7 62,956.4 -2.4 0.1 0.6 14.3
Commercial auto 21,921.8 21,116.1 21,037.1 -8.0 -3.7 -0.4 4.8
     Liability 16,574.5 16,245.7 16,383.5 -7.1 -2.0 0.8 3.7
     Collision and comprehensive 5,347.3 4,870.4 4,653.6 -10.7 -8.9 -4.5 1.1
Fire 10,099.7 10,218.1 10,317.9 2.0 1.2 1.0 2.3
Allied lines  7,736.3 7,493.7 7,799.9 0.4 -3.1 4.1 1.8
Multiple peril crop 3,962.0 3,501.6 5,457.0 -22.0 -11.6 55.8 1.2
Federal flood (2) 21.0 6.1 23.9 553.5 -70.7 288.9 (3)
Farmowners multiple peril 2,608.7 2,751.3 2,931.5 1.0 5.5 6.6 0.7
Homeowners multiple peril 57,679.7 61,296.2 63,430.3 2.3 6.3 3.5 14.4
Commercial multiple peril 28,866.8 28,847.3 29,924.4 -4.5 -0.1 3.7 6.8
Mortgage guaranty 4,570.1 4,246.7 4,240.3 -14.9 -7.1 -0.1 1.0
Ocean marine 2,935.7 2,738.9 2,758.5 -5.1 -6.7 0.7 0.6
Inland marine 8,648.9 8,503.4 8,925.7 -7.7 -1.7 5.0 2.0
Financial guaranty 1,793.4 1,371.9 968.9 -43.5 -23.5 -29.4 0.2
Medical malpractice 9,206.6 9,095.7 8,854.3 -3.3 -1.2 -2.7 2.0
Earthquake 1,285.6 1,436.2 1,459.0 2.8 11.7 1.6 0.3
Accident and health (4) 6,714.4 7,504.5 7,685.4 -6.2 11.8 2.4 1.7
Workers compensation 32,009.9 31,483.5 35,666.6 -12.4 -1.6 13.3 8.1
Excess workers compensation 941.1 799.5 816.3 1.6 -15.0 2.1 0.2
Products liability 2,366.0 2,050.5 2,320.5 -14.8 -13.3 13.2 0.5
Other liability (5) 36,031.1 35,680.3 36,264.2 -6.4 -1.0 1.6 8.2
Aircraft 1,222.8 1,103.5 1,121.9 -8.0 -9.8 1.7 0.3
Fidelity 1,105.4 1,077.9 1,098.2 -3.1 -2.5 1.9 0.2
Surety 4,837.6 4,853.6 4,849.5 -2.5 0.3 -0.1 1.1
Burglary and theft 152.0 167.2 194.7 -5.3 10.0 16.5 (3)
Boiler and machinery 1,801.9 1,718.3 1,806.6 4.2 -4.6 5.1 0.4
Credit 1,224.5 1,344.8 1,490.1 -13.4 9.8 10.8 0.3
Warranty 1,757.3 1,864.1 1,695.8 -15.8 6.1 -9.0 0.4
International 142.5 130.0 92.8 -50.7 -8.8 -28.6 (3)
Reinsurance (6) 12,566.4 12,275.1 14,024.0 -9.2 -2.3 14.2 3.2
Other lines (7)  1,399.5 1,167.1 970.2 34.9 -16.6 -16.9 0.2
Total, all lines (8)   $422,975.6 $426,117.6 $441,632.1 -3.9% 0.7% 3.6% 100.0%

(1) After reinsurance transactions, excluding state funds.
(2) Provided by FEMA through participating private insurers.
(3) Less than 0.1 percent.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(6) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(7) Includes miscellaneous coverages.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial.

Source: SNL Financial LC.

 
NET PREMIUMS WRITTEN BY LINE, PROPERTY/CASUALTY INSURANCE, 2011-2013 (1)

($ millions)

        Percent change from
prior year
 
Lines of insurance 2011 2012 2013 2011 2012 2013 Percent of
total, 2013
Private passenger auto $163,317.7 $168,049.3 $174,898.0 1.9% 2.9% 4.1% 36.3%
     Liability 100,369.4 103,429.7 107,446.4 2.8 3.0 3.9 22.3
     Collision and comprehensive 62,948.3 64,619.7 67,451.6 0.6 2.7 4.4 14.0
Commercial auto 21,029.5 22,084.0 23,889.5 -0.4 5.0 8.2 5.0
     Liability 16,382.1 16,984.6 18,353.3 0.8 3.7 8.1 3.8
     Collision and comprehensive 4,647.4 5,099.4 5,536.2 -4.6 9.7 8.6 1.2
Fire 10,318.0 10,795.6 11,229.4 1.2 4.6 4.0 2.3
Allied lines  7,800.2 8,161.3 9,250.5 4.1 4.6 13.3 1.9
Multiple peril crop 5,457.0 5,321.8 4,942.5 55.8 -2.5 -7.1 1.0
Federal flood (2) 23.9 0.4 5.1 288.9 -98.2 1,110.4 (3)
Farmowners multiple peril 2,932.6 3,277.4 3,511.7 6.4 11.8 7.1 0.7
Homeowners multiple peril 64,131.1 67,847.0 72,773.2 4.0 5.8 7.3 15.1
Commercial multiple peril 29,995.2 31,502.7 33,244.7 3.7 5.0 5.5 6.9
Mortgage guaranty 4,242.3 3,965.9 4,329.9 -0.2 -6.5 9.2 0.9
Ocean marine 2,760.9 2,704.7 2,863.5 0.7 -2.0 5.9 0.6
Inland marine 8,768.8 9,603.7 10,147.0 2.8 9.5 5.7 2.1
Financial guaranty 968.9 692.5 710.5 -29.4 -28.5 2.6 0.1
Medical malpractice 8,833.4 8,713.6 8,530.8 -2.9 -1.4 -2.1 1.8
Earthquake 1,467.4 1,593.5 1,587.0 1.6 8.6 -0.4 0.3
Accident and health (4) 7,685.8 7,941.1 7,538.6 2.4 3.3 -5.1 1.6
Workers compensation 35,664.2 38,747.6 40,897.0 12.7 8.6 5.5 8.5
Excess workers compensation 816.4 815.8 844.1 2.1 -0.1 3.5 0.2
Products liability 2,320.5 2,575.2 2,718.9 13.2 11.0 5.6 0.6
Other liability (5) 36,511.6 38,307.7 42,053.1 2.0 4.9 9.8 8.7
Aircraft 1,121.9 1,160.5 1,067.7 1.7 3.4 -8.0 0.2
Fidelity 1,098.2 1,096.4 1,124.2 1.4 -0.2 2.5 0.2
Surety 4,849.5 4,695.8 4,868.8 (3) -3.2 3.7 1.0
Burglary and theft 194.7 220.8 205.2 16.5 13.4 -7.1 (3)
Boiler and machinery 1,810.9 1,887.6 1,979.5 5.2 4.2 4.9 0.4
Credit 1,490.1 1,457.8 1,167.3 10.8 -2.2 -19.9 0.2
Warranty 1,695.8 1,386.4 1,155.3 -9.0 -18.2 -16.7 0.2
International 92.8 105.8 113.2 -28.6 14.0 6.9 (3)
Reinsurance (6) 13,192.7 14,673.9 12,458.6 15.5 11.2 -15.1 2.6
Other lines (7)  970.2 1,100.2 1,132.4 -7.1 13.4 2.9 0.2
Total, all lines (8)   $441,562.2 $460,486.3 $481,237.5 3.7% 4.3% 4.5% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Provided by FEMA through participating private insurers.
(3) Less than 0.1 percent.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(6) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(7) Includes miscellaneous coverages.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial.

Source: SNL Financial LC.

 
NET PREMIUMS WRITTEN BY LINE, PROPERTY/CASUALTY INSURANCE 2012-2014 (1)

($ millions)

        Percent change from prior year  
Lines of insurance 2012 2013 2014 2012 2013 2014 Percent of
total, 2014
Private passenger auto $168,049.3 $174,899.0 $183,416.0 2.9% 4.1% 4.9% 36.5%
     Liability 103,429.7 107,446.4 112,328.9 3.0 3.9 4.5 22.4
     Collision and comprehensive 64,619.7 67,452.7 71,087.1 2.7 4.4 5.4 14.1
Commercial auto 22,084.0 23,890.9 25,685.0 5.0 8.2 7.5 5.1
     Liability 16,984.6 18,354.8 19,570.6 3.7 8.1 6.6 3.9
     Collision and comprehensive 5,099.4 5,536.2 6,114.4 9.7 8.6 10.4 1.2
Fire 10,795.6 11,229.4 11,500.4 4.6 4.0 2.4 2.3
Allied lines 8,161.3 9,251.9 9,209.8 4.6 13.4 -0.5 1.8
Crop (2) 5,321.8 4,942.5 4,772.6 -2.5 -7.1 -3.4 0.9
Federal flood (3) 0.4 5.1 8.5 -98.2 1,110.4 67.3 (4)
Farmowners multiple peril 3,277.4 3,511.7 3,628.1 11.8 7.1 3.3 0.7
Homeowners multiple peril 67,847.0 72,773.2 77,908.8 5.8 7.3 7.1 15.5
Commercial multiple peril 31,502.7 33,244.7 34,375.1 5.0 5.5 3.4 6.8
Mortgage guaranty 3,965.9 4,329.9 4,180.0 -6.5 9.2 -3.5 0.8
Ocean marine 2,704.7 2,863.5 2,910.4 -2.0 5.9 1.6 0.6
Inland marine 9,603.7 10,147.0 10,990.0 9.5 5.7 8.3 2.2
Financial guaranty 692.5 710.5 488.5 -28.5 2.6 -31.2 0.1
Medical malpractice 8,713.6 8,530.7 8,475.5 -1.4 -2.1 -0.6 1.7
Earthquake 1,593.5 1,587.0 1,641.8 8.6 -0.4 3.5 0.3
Accident and health (5) 7,941.1 7,538.6 7,732.4 3.3 -5.1 2.6 1.5
Workers compensation 38,747.6 40,921.6 43,546.7 8.6 5.6 6.4 8.7
Excess workers compensation 815.8 844.1 920.2 -0.1 3.5 9.0 0.2
Product liability 2,575.2 2,718.9 2,674.2 11.0 5.6 -1.6 0.5
Other liability (6) 38,307.7 42,053.4 44,181.3 4.9 9.8 5.1 8.8
Aircraft 1,160.5 1,067.7 1,005.7 3.4 -8.0 -5.8 0.2
Fidelity 1,096.4 1,124.2 1,165.3 -0.2 2.5 3.7 0.2
Surety 4,695.8 4,868.8 5,000.4 -3.2 3.7 2.7 1.0
Burglary and theft 220.8 205.2 226.2 13.4 -7.1 10.2 (4)
Boiler and machinery 1,887.6 1,979.5 1,999.0 4.2 4.9 1.0 0.4
Credit 1,457.8 1,167.3 1,191.0 -2.2 -19.9 2.0 0.2
Warranty 1,386.4 1,155.3 1,020.2 -18.2 -16.7 -11.7 0.2
International 105.8 113.2 125.1 14.0 6.9 10.6 (4)
Reinsurance (7) 14,673.9 12,458.6 11,532.9 11.2 -15.1 -7.4 2.3
Other lines (8) 1,100.2 1,132.4 1,073.0 13.4 2.9 -5.2 0.2
Total, all lines (9) $460,486.3 $481,266.0 $502,584.4 4.3% 4.5% 4.4% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Includes federally sponsored multiple peril crop and crop-hail provided by the private market.
(3) Provided by the Federal Emergency Management Agency through participating private insurers.
(4) Less than 0.1 percent.
(5) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(6) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(7) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(8) Includes miscellaneous coverages.
(9) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial.

Source: SNL Financial LC.

 
Net Premiums Written By Line, Property/Casualty Insurance 2013-2015 (1)

($ millions)

        Percent change from
prior year
 
Lines of insurance 2013 2014 2015 2013 2014 2015 Percent of
total, 2015
Private passenger auto $174,899.0 $183,451.5 $192,782.5 4.1% 4.9% 5.1% 37.1%
     Liability 107,446.4 112,354.9 116,298.9 3.9 4.6 3.5 22.4
     Collision and comprehensive 67,452.7 71,096.6 76,483.6 4.4 5.4 7.6 14.7
Commercial auto 23,891.4 25,694.2 27,622.0 8.2 7.5 7.5 5.3
     Liability 18,355.1 19,570.6 20,897.1 8.1 6.6 6.8 4.0
     Collision and comprehensive 5,536.3 6,123.6 6,724.9 8.6 10.6 9.8 1.3
Fire 11,229.4 11,501.5 11,414.8 4.0 2.4 -0.8 2.2
Allied lines  9,251.9 9,209.8 9,119.6 13.4 -0.5 -1.0 1.8
Crop (2) 4,942.5 4,772.6 4,265.4 -7.1 -3.4 -10.6 0.8
Federal flood (3) 5.1 8.5 3.0    1,110.43 67.3 -64.8 (4)
Farmowners multiple peril 3,511.7 3,628.1 3,762.6 7.1 3.3 3.7 0.7
Homeowners multiple peril 72,773.2 77,914.4 79,931.1 7.3 7.1 2.6 15.4
Commercial multiple peril 33,245.1 34,375.1 34,741.5 5.5 3.4 1.1 6.7
Mortgage guaranty 4,329.9 4,180.0 4,681.9 9.2 -3.5 12.0 0.9
Ocean marine 2,863.5 2,910.4 2,831.6 5.9 1.6 -2.7 0.5
Inland marine 10,147.9 10,990.0 11,417.3 5.7 8.3 3.9 2.2
Financial guaranty 710.5 488.5 418.8 2.6 -31.2 -14.3 0.1
Medical malpractice 8,531.2 8,475.5 8,201.4 -2.1 -0.7 -3.2 1.6
Earthquake 1,587.0 1,641.8 1,650.2 -0.4 3.5 0.5 0.3
Accident and health (5) 7,538.6 7,731.8 7,819.2 -5.1 2.6 1.1 1.5
Workers compensation 41,147.2 43,546.7 45,090.5 6.2 5.8 3.5 8.7
Excess workers compensation 844.1 920.2 924.3 3.5 9.0 0.4 0.2
Product liability 2,718.9 2,674.2 2,796.8 5.6 -1.6 4.6 0.5
Other liability (6) 42,075.3 44,181.3 45,585.3 9.8 5.0 3.2 8.8
Aircraft 1,067.7 1,005.7 929.0 -8.0 -5.8 -7.6 0.2
Fidelity 1,124.2 1,165.3 1,161.4 2.5 3.7 -0.3 0.2
Surety 4,868.8 5,000.4 5,139.9 3.7 2.7 2.8 1.0
Burglary and theft 207.2 226.2 230.4 -6.2 9.2 1.8 (4)
Boiler and machinery 1,979.5 1,999.0 1,682.1 4.9 1.0 -15.9 0.3
Credit 1,167.3 1,191.0 1,070.0 -19.9 2.0 -10.2 0.2
Warranty 1,155.3 1,020.2 1,017.8 -16.7 -11.7 -0.2 0.2
International 113.2 125.1 82.0 6.9 10.6 -34.4 (4)
Reinsurance (7) 12,458.6 11,532.9 12,411.4 -15.1 -7.4 7.6 2.4
Other lines (8) 1,132.4 1,073.0 1,064.7 2.9 -5.2 -0.8 0.2
Total, all lines (9)   $481,518.0 $502,635.3 $519,848.6 4.6% 4.4% 3.4% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Includes federally sponsored multiple peril crop and crop-hail provided by the private market.
(3) Excludes flood insurance provided by the National Flood Insurance Program through participating private insurers.
(4) Less than 0.1 percent.
(5) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(6) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(7) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(8) Includes miscellaneous coverages.
(9) May not match total premiums shown elsewhere in this book because of the use of different exhibits from S&P Global Market Intelligence.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Net Premiums Written By Line, Property/Casualty Insurance 2014-2016 (1)

($ millions)

        Percent change from
prior year
 
Lines of insurance 2014 2015 2016 2014 2015 2016 Percent of
total, 2016
Private passenger auto $183,451.5 $192,792.2 $207,357.8 4.9% 5.1% 7.6% 38.9%
     Liability 112,354.9 116,305.8 124,427.6 4.6 3.5 7.0 23.3
     Collision and comprehensive 71,096.6 76,486.4 82,930.3 5.4 7.6 8.4 15.5
Homeowners multiple peril 77,914.4 79,931.3 81,191.5 7.1 2.6 1.6 15.2
Workers compensation 43,753.9 45,355.1 45,604.4 6.3 3.7 0.5 8.5
Other liability (2) 44,181.3 45,585.8 44,589.4 5.0 3.2 -2.2 8.4
Commercial multiple peril 34,375.1 34,741.7 33,873.0 3.4 1.1 -2.5 6.3
Commercial auto 25,694.2 27,640.1 28,256.3 7.5 7.6 2.2 5.3
     Liability 19,570.6 20,915.0 21,310.6 6.6 6.9 1.9 4.0
     Collision and comprehensive 6,123.6 6,725.1 6,945.7 10.6 9.8 3.3 1.3
Reinsurance (3) 11,532.9 12,411.4 11,600.0 -7.4 7.6 -6.5 2.2
Inland marine 10,990.0 11,417.3 11,407.3 8.3 3.9 -0.1 2.1
Fire 11,501.5 11,417.8 11,005.0 2.4 -0.7 -3.6 2.1
Allied lines 9,209.8 9,119.7 9,756.6 -0.5 -1.0 7.0 1.8
Accident and health (4) 7,731.8 7,819.2 8,302.7 2.6 1.1 6.2 1.6
Medical malpractice 8,475.5 8,201.4 8,194.6 -0.7 -3.2 -0.1 1.5
Surety 5,000.4 5,139.9 5,138.4 2.7 2.8 (6) 1.0
Mortgage guaranty 4,180.0 4,681.9 4,410.8 -3.5 12.0 -5.8 0.8
Farmowners multiple peril 3,628.1 3,762.5 3,802.2 3.3 3.7 1.1 0.7
Multiple peril crop 4,189.8 3,680.8 3,321.3 -15.2 -12.1 -9.8 0.6
Ocean marine 2,910.4 2,831.6 2,549.6 1.6 -2.7 -10.0 0.5
Product liability 2,674.2 2,796.8 2,422.6 -1.6 4.6 -13.4 0.5
Boiler and machinery 1,999.0 1,682.1 1,892.2 1.0 -15.9 12.5 0.4
Earthquake 1,641.8 1,649.8 1,533.9 3.5 0.5 -7.0 0.3
Credit 1,191.0 1,070.0 1,118.6 2.0 -10.2 4.5 0.2
Fidelity 1,165.3 1,161.4 1,093.9 3.7 -0.3 -5.8 0.2
Warranty 1,020.2 1,017.8 930.2 -11.7 -0.2 -8.6 0.2
Other lines (5) 1,073.0 1,064.7 914.8 -5.2 -0.8 -14.1 0.2
Excess workers compensation 920.2 929.4 889.2 9.0 1.0 -4.3 0.2
Aircraft 1,005.7 929.0 871.9 -5.8 -7.6 -6.1 0.2
Private crop 582.8 584.6 455.4 NA 0.3 -22.1 0.1
Financial guaranty 488.5 418.8 364.5 -31.2 -14.3 -13.0 0.1
Burglary and theft 226.2 230.8 255.5 9.2 2.0 10.7 (6)
International 125.1 82.0 82.6 10.6 -34.4 0.8 (6)
Federal flood (7) 8.5 3.0 4.3 67.3 -64.8 43.3 (6)
Total, all lines (8) $502,842.5 $520,149.8 $533,468.4 4.5% 4.4% 3.4% 100.0%

(1) Ranked by 2016 net premiums written. After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Includes miscellaneous coverages.
(6) Less than 0.1 percent.
(7) Provided by FEMA through participating private insurers.
(8) May not match total premiums shown elsewhere because of the use of different exhibits from S&P Global Market Intelligence.

NA=Not applicable.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Net Premiums Written By Line, Property/Casualty Insurance 2015-2017 (1)

($ millions)

        Percent change from
prior year
 
Lines of insurance 2015 2016 2017 2015 2016 2017 Percent of
total, 2017
Private passenger auto $192,792.2 $207,371.5 $222,234.9 5.1% 7.6% 7.2% 39.8%
     Liability 116,305.8 124,439.7 133,745.2 3.5 7.0 7.5 24.0
     Collision and comprehensive 76,486.4 82,931.8 88,489.7 7.6 8.4 6.7 15.9
Homeowners multiple peril 79,931.3 81,191.5 82,811.3 2.6 1.6 2.0 14.8
Other liability (2) 45,585.8 44,591.9 46,675.2 3.2 -2.2 4.7 8.4
Workers compensation 45,355.1 45,619.8 45,047.4 3.7 0.6 -1.3 8.1
Commercial multiple peril 34,741.7 34,099.7 34,190.7 1.1 -1.8 0.3 6.1
Commercial auto 27,640.1 28,264.4 30,638.4 7.6 2.3 8.4 5.5
     Liability 20,915.0 21,315.2 22,881.2 6.9 1.9 7.3 4.1
     Collision and comprehensive 6,725.1 6,949.2 7,757.3 9.8 3.3 11.6 1.4
Reinsurance (3) 12,411.4 11,600.0 12,259.1 7.6 -6.5 5.7 2.2
Inland marine 11,417.3 11,407.5 11,973.6 3.9 -0.1 5.0 2.1
Fire 11,417.8 11,005.9 10,688.2 -0.7 -3.6 -2.9 1.9
Accident and health (4) 7,819.2 8,325.0 9,992.5 1.1 6.5 20.0 1.8
Allied lines  9,119.7 9,758.6 8,711.2 -1.0 7.0 -10.7 1.6
Medical malpractice 8,201.4 8,194.9 8,062.0 -3.2 -0.1 -1.6 1.4
Surety 5,139.9 5,138.5 5,368.8 2.8 (5) 4.5 1.0
Multiple peril crop 3,680.8 3,321.3 4,742.0 -12.1 -9.8 42.8 0.8
Mortgage guaranty 4,681.9 4,410.8 4,376.8 12.0 -5.8 -0.8 0.8
Farmowners multiple peril 3,762.5 3,802.2 3,925.3 3.7 1.1 3.2 0.7
Product liability 2,796.8 2,422.7 2,689.1 4.6 -13.4 11.0 0.5
Ocean marine 2,831.6 2,549.4 2,370.5 -2.7 -10.0 -7.0 0.4
Boiler and machinery 1,682.1 1,892.2 2,043.2 -15.9 12.5 8.0 0.4
Earthquake 1,649.8 1,535.1 1,511.5 0.5 -6.9 -1.5 0.3
Credit 1,070.0 1,118.6 1,221.0 -10.2 4.5 9.2 0.2
Warranty 1,017.8 930.2 1,090.6 -0.2 -8.6 17.2 0.2
Other lines (6) 1,064.7 914.8 1,080.4 -0.8 -14.1 18.1 0.2
Fidelity 1,161.4 1,093.9 986.4 -0.3 -5.8 -9.8 0.2
Aircraft 929.0 871.9 861.0 -7.6 -6.1 -1.2 0.2
Excess workers compensation 929.4 889.2 796.6 1.0 -4.3 -10.4 0.1
Private crop 584.6 455.4 498.8 0.3 -22.1 9.5 0.1
Private flood NA 277.8 471.0 NA NA 69.5 0.1
Financial guaranty 418.8 364.5 420.8 -14.3 -13.0 15.4 0.1
International 82.0 82.6 265.2 -34.4 0.8 220.9 (5)
Burglary and theft 230.8 255.5 222.9 2.0 10.7 -12.7 (5)
Federal flood (7) 3.0 4.3 12.8 -64.8 43.3 197.8 (5)
Total, all lines (8)   $520,149.8 $533,762.0 $558,239.4 3.4% 2.6% 4.6% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Less than 0.1 percent.
(6) Includes miscellaneous coverages.
(7) Provided by FEMA through participating private insurers.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from S&P Global Market Intelligence.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Net Premiums Written By Line, Property/Casualty Insurance, 2016-2018 (1)

($ millions)

        Percent change from
prior year
 
Lines of insurance 2016 2017 2018 2016 2017 2018 Percent of
total, 2018
Private passenger auto $207,371.5 $222,234.9 $240,908.2 7.6% 7.2% 8.4% 39.0%
     Liability 124,439.7 133,745.2 144,438.3 7.0 7.5 8.0 23.4
     Collision and comprehensive 82,931.8 88,489.7 96,469.9 8.4 6.7 9.0 15.6
Homeowners multiple peril 81,191.5 82,811.3 88,920.8 1.6 2.0 7.4 14.4
Other liability (2) 44,591.9 46,676.5 58,405.8 -2.2 4.7 25.1 9.5
Workers compensation 45,619.8 45,047.4 48,343.3 0.6 -1.3 7.3 7.8
Commercial multiple peril 34,099.7 34,190.7 37,541.4 -1.8 0.3 9.8 6.1
Commercial auto 28,264.4 30,638.4 35,730.9 2.3 8.4 16.6 5.8
     Liability 21,315.2 22,881.2 26,952.1 1.9 7.3 17.8 4.4
     Collision and comprehensive 6,949.2 7,757.3 8,778.8 3.3 11.6 13.2 1.4
Inland marine 11,407.5 11,973.6 14,588.3 -0.1 5.0 21.8 2.4
Reinsurance (3) 11,600.0 12,259.1 13,966.3 -6.5 5.7 13.9 2.3
Fire 11,005.9 10,688.2 11,622.4 -3.6 -2.9 8.7 1.9
Allied lines  9,758.6 8,711.2 10,169.8 7.0 -10.7 16.7 1.6
Medical profesional liability 8,194.9 8,062.0 8,344.6 -0.1 -1.6 3.5 1.4
Accident and health (4)               8,325.0           9,992.5               8,205.8 6.5 20.0 -17.9 1.3
Surety 5,138.5 5,368.8 6,353.4 (5) 4.5 18.9 1.0
Multiple peril crop 3,321.3 4,742.0 5,380.1 -9.8 42.8 13.5 0.9
Mortgage guaranty 4,410.8 4,376.8 4,693.8 -5.8 -0.8 7.2 0.8
Farmowners multiple peril 3,802.2 3,925.3 4,128.9 1.1 3.2 5.2 0.7
Ocean marine 2,549.4 2,370.5 2,885.7 -10.0 -7.0 21.7 0.5
Product liability 2,422.7 2,689.1 2,790.1 -13.4 11.0 3.8 0.5
Boiler and machinery 1,892.2 2,043.2 2,600.8 12.5 8.0 27.3 0.4
Earthquake 1,535.1 1,511.5 1,827.5 -6.9 -1.5 20.9 0.3
Credit 1,118.6 1,221.0 1,511.0 4.5 9.2 23.8 0.2
Other lines (6) 914.8 1,080.4 1,256.3 -14.1 18.1 16.4 0.2
Warranty 930.2 1,090.6 1,247.7 -8.6 17.2 14.4 0.2
Aircraft 871.9 861.0 1,219.3 -6.1 -1.2 41.6 0.2
Fidelity 1,093.9 986.4 1,215.5 -5.8 -9.8 23.2 0.2
Excess workers compensation 889.2 796.6 722.4 -4.3 -10.4 -9.3 0.1
Private crop 455.4 498.8 693.3 -22.1 9.5 39.0 0.1
Private flood 277.8 471.0 540.9 NA 69.5 14.8 0.1
International 82.6 265.2 487.0 0.8 220.9 83.7 0.1
Financial guaranty 364.5 420.8 364.3 -13.0 15.4 -13.4 0.1
Burglary and theft 255.5 222.9 280.1 10.7 -12.7 25.6 (5)
Federal flood (7) 4.3 12.8 12.9 43.3 197.8 0.3 (5)
Total, all lines (8)   $533,762.0 $558,240.6 $616,958.6 2.6% 4.6% 10.5% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Less than 0.1 percent.
(6) Includes miscellaneous coverages.
(7) Provided by FEMA through participating private insurers.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from S&P Global Market Intelligence.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Net Premiums Written By Line, Property/Casualty Insurance, 2017-2019 (1)

($ millions)

        Percent change from
prior year
 
Lines of insurance 2017 2018 2019 2017 2018 2019 Percent of
total, 2019
Private passenger auto $222,234.9 $240,925.2 $247,745.8 7.2% 8.4% 2.8% 38.7%
     Liability 133,745.2 144,450.2 147,302.5 7.5 8.0 2.0 23.0
     Collision and comprehensive 88,489.7 96,475.1 100,443.3 6.7 9.0 4.1 15.7
Homeowners multiple peril 82,811.3 88,938.5 92,977.6 2.0 7.4 4.5 14.5
Other liability (2) 46,676.5 58,590.9 60,771.6 4.7 25.5 3.7 9.5
Workers compensation 45,047.4 48,614.1 47,142.2 -1.3 7.9 -3.0 7.4
Commercial auto 30,638.4 35,774.4 39,020.4 8.4 16.8 9.1 6.1
     Liability 22,881.2 26,992.2 29,348.7 7.3 18.0 8.7 4.6
     Collision and comprehensive 7,757.3 8,782.2 9,671.7 11.6 13.2 10.1 1.5
Commercial multiple peril 34,190.7 37,558.7 38,947.8 0.3 9.9 3.7 6.1
Inland marine 11,973.6 14,588.6 15,614.0 5.0 21.8 7.0 2.4
Reinsurance (3) 12,258.9 14,141.9 14,074.3 5.7 15.4 -0.5 2.2
Fire 10,688.2 11,622.6 11,951.4 -2.9 8.7 2.8 1.9
Allied lines  8,711.2 10,169.9 11,003.4 -10.7 16.7 8.2 1.7
Accident and health (4) 9,992.5 8,205.8 9,335.3 20.0 -17.9 13.8 1.5
Medical professional liability                8,062.0           8,403.8                8,724.4 -1.6 4.2 3.8 1.4
Surety 5,390.8 6,357.9 6,560.8 4.9 17.9 3.2 1.0
Multiple peril crop 4,742.0 5,380.1 6,478.4 42.8 13.5 20.4 1.0
Mortgage guaranty 4,376.8 4,693.8 4,863.0 -0.8 7.2 3.6 0.8
Farmowners multiple peril 3,925.3 4,128.9 4,328.5 3.2 5.2 4.8 0.7
Ocean marine 2,370.5 2,885.7 3,182.1 -7.0 21.7 10.3 0.5
Product liability 2,689.1 2,794.7 3,019.1 11.0 3.9 8.0 0.5
Boiler and machinery 2,043.2 2,600.8 2,551.1 8.0 27.3 -1.9 0.4
Earthquake 1,511.5 1,827.5 1,985.8 -1.5 20.9 8.7 0.3
Credit 1,221.0 1,511.0 1,851.4 9.2 23.8 22.5 0.3
Fidelity 986.4 1,215.5 1,274.5 -9.8 23.2 4.9 0.2
Aircraft 861.0 1,219.3 1,196.1 -1.2 41.6 -1.9 0.2
Other lines (5) 1,080.4 1,256.3 1,188.1 18.1 16.3 -5.4 0.2
Warranty 1,090.6 1,247.7 1,155.3 17.2 14.4 -7.4 0.2
Excess workers compensation 796.6 1,097.7 931.4 -10.4 37.8 -15.2 0.1
Private crop 498.8 693.3 686.6 9.5 39.0 -1.0 0.1
International 265.2 487.0 477.9 220.9 83.7 -1.9 0.1
Financial guaranty 420.8 364.3 391.2 15.4 -13.4 7.4 0.1
Burglary and theft 222.9 280.1 332.9 -12.7 25.6 18.9 0.1
Private flood 471.0 540.9 287.2 NA 69.5 -46.9 (6)
Federal flood (7) 12.8 12.9 13.7 197.8 0.3 6.4 (6)
Total, all lines (8)   $558,261.1 $618,130.0 $640,062.9 4.6% 10.7% 3.5% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Includes miscellaneous coverages.
(6) Less than 0.1 percent
(7) Provided by FEMA through participating private insurers.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial LC.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Net Premiums Written By Line, Property/Casualty Insurance, 2018-2020 (1)

($ millions)

        Percent change from
prior year
 
Lines of insurance 2018 2019 2020 2018 2019 2020 Percent of
total, 2020
Private passenger auto $240,925.2 $247,745.8 $243,716.8 8.4% 2.8% -1.6% 37.2%
     Liability 144,450.2 147,302.5 144,110.6 8.0 2.0 -2.2 22.0
     Collision and comprehensive 96,475.1 100,443.3 99,606.2 9.0 4.1 -0.8 15.2
Homeowners multiple peril 88,938.5 92,977.6 97,021.4 7.4 4.5 4.3 14.8
Other liability (2) 58,590.9 60,771.6 69,433.1 25.5 3.7 14.3 10.6
Workers compensation 48,614.1 47,142.2 42,500.4 7.9 -3.0 -9.8 6.5
Commercial multiple peril 37,558.7 38,947.7 40,994.9 9.9 3.7 5.3 6.3
Commercial auto 35,774.4 39,021.0 39,922.7 16.8 9.1 2.3 6.1
     Liability 26,992.2 29,349.3 30,057.7 18.0 8.7 2.4 4.6
     Collision and comprehensive 8,782.2 9,671.7 9,865.0 13.2 10.1 2.0 1.5
Reinsurance (3) 14,141.9 14,074.3 18,265.0 15.4 -0.5 29.8 2.8
Inland marine 14,588.6 15,614.0 14,905.1 21.8 7.0 -4.5 2.3
Fire 11,622.6 11,941.8 13,196.2 8.7 2.7 10.5 2.0
Allied lines  10,169.9 11,003.4 13,156.8 16.7 8.2 19.6 2.0
Accident and health (4) 8,205.4 9,335.3 9,517.9 -17.9 13.8 2.0 1.5
Medical professional liability                8,403.8           8,724.4                9,014.9 4.2 3.8 3.3 1.4
Surety 6,357.9 6,560.8 6,691.2 17.9 3.2 2.0 1.0
Multiple peril crop 5,380.1 6,478.4 6,128.2 13.5 20.4 -5.4 0.9
Mortgage guaranty 4,693.8 4,863.0 4,765.3 7.2 3.6 -2.0 0.7
Farmowners multiple peril 4,128.9 4,328.5 4,443.2 5.2 4.8 2.7 0.7
Ocean marine 2,885.7 3,182.1 3,441.6 21.7 10.3 8.2 0.5
Product liability 2,794.7 3,019.1 3,239.1 3.9 8.0 7.3 0.5
Boiler and machinery 2,600.8 2,551.1 2,830.0 27.3 -1.9 10.9 0.4
Earthquake 1,827.5 1,985.8 2,386.6 20.9 8.7 20.2 0.4
Credit 1,511.0 1,860.9 1,792.5 23.8 23.2 -3.7 0.3
Aircraft 1,219.3 1,196.1 1,507.3 41.6 -1.9 26.0 0.2
Fidelity 1,215.5 1,274.5 1,338.7 23.2 4.9 5.0 0.2
Warranty 1,247.7 1,155.3 1,238.1 14.4 -7.4 7.2 0.2
Other lines (5) 1,256.3 1,188.1 1,051.0 16.3 -5.4 -11.5 0.2
Excess workers compensation 1,097.7 931.4 886.9 37.8 -15.2 -4.8 0.1
Private crop 693.3 686.6 624.0 39.0 -1.0 -9.1 0.1
Financial guaranty 364.3 391.2 448.5 -13.4 7.4 14.6 0.1
Burglary and theft 280.1 332.9 351.1 25.6 18.9 5.5 0.1
International 487.0 477.9 326.5 83.7 -1.9 -31.7 (6)
Private flood 540.9 287.2 302.4 NA 69.5 5.3 (6)
Federal flood (7) 12.9 13.7 14.0 0.3 6.4 2.3 (6)
Total, all lines (8)   $618,129.6 $640,063.5 $655,451.6 10.7% 3.5% 2.4% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Includes miscellaneous coverages.
(6) Less than 0.1 percent.
(7) Provided by FEMA through participating private insurers.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial LC.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Net Premiums Written By Line, Property/Casualty Insurance, 2019-2021 (1)

($ millions)

        Percent change from
prior year
 
Lines of insurance 2019 2020 2021 2019 2020 2021 Percent of
total, 2021
Private passenger auto $247,685,872 $243,651,281 $252,882,414 2.81% -1.63% 3.79% 35.33%
     Liability         147,278,690 144,102,547 148,417,736 1.96 -2.16 2.99 20.73
     Collision and comprehensive 100,407,182 99,548,734 104,464,678 4.09 -0.85 4.94 14.59
Homeowners multiple peril 92,290,204 96,337,734 103,388,421 4.49 4.39 7.32 14.44
Other liability (2) 60,494,343 69,401,861 84,606,821 3.38 14.72 21.91 11.82
Commercial auto 38,874,878 39,901,657 46,589,757 8.58 2.64 16.76 6.51
Commercial multiple peril 38,874,249 40,915,029 43,743,627 3.70 5.25 6.91 6.11
Workers compensation 47,127,823 42,614,903 43,138,081 -3.02 -9.58 1.23 6.03
     Liability 29,234,582 30,005,121 35,469,922 8.20 2.64 18.21 4.95
Reinsurance (3) 14,754,557 18,918,325 20,634,051 -1.03 28.22 9.07 2.88
Inland marine 15,585,196 14,880,594 17,533,980 6.93 -4.52 17.83 2.45
Fire 11,926,099 13,187,551 15,559,866 2.64 10.58 17.99 2.17
Allied lines  10,962,883 13,150,666 14,766,856 7.93 19.96 12.29 2.06
     Collision and comprehensive 9,640,296 9,896,536 11,119,835 9.75 2.66 12.36 1.55
Medical professional liability 8,691,553 9,047,840 10,001,987 3.71 4.10 10.55 1.40
Accident and health (4) 9,321,890 9,485,315 8,832,314 14.49 1.75 -6.88 1.23
Multiple peril crop 6,471,466 6,128,131 7,453,144 20.28 -5.31 21.62 1.04
Surety 6,551,189 6,677,154 7,110,412 3.04 1.92 6.49 0.99
Other lines (5) 1,713,053 1,448,177 6,568,314 -0.95 -15.46 353.56 0.92
International 478,484 326,356 5,387,728 -1.75 -31.79 1550.87 0.75
Farmowners multiple peril 4,320,341 4,436,804 5,343,486 4.76 2.70 20.44 0.75
Mortgage guaranty 4,862,883 4,765,343 4,684,479 3.61 -2.01 -1.70 0.65
Ocean marine 3,181,837 3,441,080 3,900,882 10.28 8.15 13.36 0.54
Product liability 3,014,579 3,237,200 3,559,032 7.87 7.38 9.94 0.50
Boiler and machinery 2,550,200 2,827,603 3,369,342 -1.90 10.88 19.16 0.47
Earthquake 1,955,713 2,349,315 2,894,251 10.16 20.13 23.20 0.40
Credit 1,860,996 1,792,462 1,826,381 23.16 -3.68 1.89 0.26
Aircraft 1,193,152 1,503,047 1,695,569 -2.15 25.97 12.81 0.24
Warranty 1,155,271 1,238,136 1,426,670 -7.41 7.17 15.23 0.20
Fidelity 1,274,461 1,338,685 1,364,872 4.89 5.04 1.96 0.19
Excess workers compensation 931,106 886,907 929,024 -15.18 -4.75 4.75 0.13
Private crop 686,416 623,990 711,267 -0.99 -9.09 13.99 0.10
Private flood 287,197 302,445 524,211 -46.90 5.31 73.32 (6)
Burglary and theft 332,346 350,909 427,537 19.96 5.59 21.84 (6)
Financial guaranty 391,160 448,455 372,541 7.37 14.65 -16.93 (6)
Federal flood (7) 13,709 14,019 16,738 3.57 2.26 19.40 (6)
Total, all lines (8)   $639,336,652 $655,611,365 $715,856,290 10.7% 3.5% 2.4% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Includes miscellaneous coverages.
(6) Less than 0.1 percent.
(7) Provided by FEMA through participating private insurers.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial LC.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.