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Net Premiums Written By Line, Property/Casualty Insurance, 2021-2023 (1)

($ millions)
        Percent change from
prior year		  
Lines of insurance 2021 2022 2023 2021 2022 2023 Percent of
total, 2023
Private passenger auto $252,882,414 $268,047,120 $306,587,150 3.8% 6.0% 14.4% 35.8%
     Liability 148,417,736 155,139,607 173,191,797 3.0 4.5 11.6 20.2
     Collision and comprehensive 104,464,678 112,907,513 133,395,353 4.9 8.1 18.1 15.6
Commercial auto 46,589,757 51,657,384 55,793,394 16.8 10.9 8.0 6.5
     Liability 35,469,922 39,382,484 42,508,430 18.2 11.0 7.9 5.0
     Collision and comprehensive 11,119,835 12,274,900 13,284,964 12.4 10.4 8.2 1.5
Homeowners multiple peril 103,388,421 113,869,764 127,994,213 7.3 10.1 12.4 14.9
Farmowners multiple peril 5,343,486 5,636,129 6,292,490 20.4 5.5 11.6 0.7
Commercial multiple peril 43,743,410 48,416,980 54,608,522 6.9 10.7 12.8 6.4
Workers compensation 43,137,129 47,547,324 48,025,509 1.2 10.2 1.0 5.6
Excess workers compensation 929,024 965,606 952,417 4.7 3.9 -1.4 0.1
Medical professional liability 10,001,987 10,576,645 11,027,707 10.5 5.7 4.3 1.3
Product liability 3,559,032 4,286,152 4,448,950 9.9 20.4 3.8 0.5
Other liability (2) 84,584,864 94,187,764 95,613,953 21.9 11.4 1.5 11.2
Fire 15,559,866 16,467,037 20,955,634 18.0 5.8 27.3 2.4
Allied lines  14,766,856 15,653,506 19,424,679 12.3 6.0 24.1 2.3
Inland marine 17,618,563 21,241,995 22,675,236 18.4 20.6 6.7 2.6
Ocean marine 3,900,882 4,129,969 4,653,760 13.4 5.9 12.7 0.5
Surety 7,110,412 8,237,722 9,318,436 6.5 15.9 13.1 1.1
Fidelity 1,364,872 1,373,409 1,368,115 2.0 0.6 -0.4 0.2
Burglary and theft 427,537 553,100 531,747 21.8 29.4 -3.9 0.1
Boiler and machinery 3,369,342 3,641,220 4,276,518 19.2 8.1 17.4 0.5
Financial guaranty 372,541 332,216 291,859 -16.9 -10.8 -12.1 (7)
Aircraft 1,695,569 1,896,339 2,036,220 12.8 11.8 7.4 0.2
Earthquake 2,894,251 3,059,133 3,705,470 23.2 5.7 21.1 0.4
Federal flood (6) 16,738 -541 -535 19.4 -103.2 -1.1 (7)
Private flood 524,211 774,279 803,069 73.3 47.7 3.7 0.1
Credit 1,826,121 2,157,639 2,344,169 1.9 18.2 8.6 0.3
Warranty 1,426,670 1,238,289 1,188,054 15.2 -13.2 -4.1 0.1
Accident and health (4) 9,636,314 9,516,256 9,356,250 1.5 -1.2 -1.7 1.1
Multiple peril crop 7,453,144 10,261,858 10,329,976 21.6 37.7 0.7 1.2
Private crop 711,267 1,015,832 928,202 14.0 42.8 -8.6 0.1
Mortgage guaranty 4,684,479 4,274,086 4,227,993 -1.7 -8.8 -1.1 0.5
International 5,387,728 305,604 548,368 1550.9 -94.3 79.4 0.1
Reinsurance (3) 20,634,051 24,032,117 25,519,486 9.1 16.5 6.2 3.0
Other lines (5) 396,608 1,341,331 1,526,541 353.6 -74.9 26.0 0.2
Total, all lines (8)   $715,937,546 $776,693,264 $857,353,552 9.2% 8.5% 10.4% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Includes miscellaneous coverages.
(6) Provided by FEMA through participating private insurers.
(7) Less than 0.1 percent.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial LC.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Net Premiums Written By Line, Property/Casualty Insurance, 2018-2020 (1)

($ millions)
        Percent change from
prior year		  
Lines of insurance 2018 2019 2020 2018 2019 2020 Percent of
total, 2020
Private passenger auto $240,925.2 $247,745.8 $243,716.8 8.4% 2.8% -1.6% 37.2%
     Liability 144,450.2 147,302.5 144,110.6 8.0 2.0 -2.2 22.0
     Collision and comprehensive 96,475.1 100,443.3 99,606.2 9.0 4.1 -0.8 15.2
Homeowners multiple peril 88,938.5 92,977.6 97,021.4 7.4 4.5 4.3 14.8
Other liability (2) 58,590.9 60,771.6 69,433.1 25.5 3.7 14.3 10.6
Workers compensation 48,614.1 47,142.2 42,500.4 7.9 -3.0 -9.8 6.5
Commercial multiple peril 37,558.7 38,947.7 40,994.9 9.9 3.7 5.3 6.3
Commercial auto 35,774.4 39,021.0 39,922.7 16.8 9.1 2.3 6.1
     Liability 26,992.2 29,349.3 30,057.7 18.0 8.7 2.4 4.6
     Collision and comprehensive 8,782.2 9,671.7 9,865.0 13.2 10.1 2.0 1.5
Reinsurance (3) 14,141.9 14,074.3 18,265.0 15.4 -0.5 29.8 2.8
Inland marine 14,588.6 15,614.0 14,905.1 21.8 7.0 -4.5 2.3
Fire 11,622.6 11,941.8 13,196.2 8.7 2.7 10.5 2.0
Allied lines  10,169.9 11,003.4 13,156.8 16.7 8.2 19.6 2.0
Accident and health (4) 8,205.4 9,335.3 9,517.9 -17.9 13.8 2.0 1.5
Medical professional liability                8,403.8           8,724.4                9,014.9 4.2 3.8 3.3 1.4
Surety 6,357.9 6,560.8 6,691.2 17.9 3.2 2.0 1.0
Multiple peril crop 5,380.1 6,478.4 6,128.2 13.5 20.4 -5.4 0.9
Mortgage guaranty 4,693.8 4,863.0 4,765.3 7.2 3.6 -2.0 0.7
Farmowners multiple peril 4,128.9 4,328.5 4,443.2 5.2 4.8 2.7 0.7
Ocean marine 2,885.7 3,182.1 3,441.6 21.7 10.3 8.2 0.5
Product liability 2,794.7 3,019.1 3,239.1 3.9 8.0 7.3 0.5
Boiler and machinery 2,600.8 2,551.1 2,830.0 27.3 -1.9 10.9 0.4
Earthquake 1,827.5 1,985.8 2,386.6 20.9 8.7 20.2 0.4
Credit 1,511.0 1,860.9 1,792.5 23.8 23.2 -3.7 0.3
Aircraft 1,219.3 1,196.1 1,507.3 41.6 -1.9 26.0 0.2
Fidelity 1,215.5 1,274.5 1,338.7 23.2 4.9 5.0 0.2
Warranty 1,247.7 1,155.3 1,238.1 14.4 -7.4 7.2 0.2
Other lines (5) 1,256.3 1,188.1 1,051.0 16.3 -5.4 -11.5 0.2
Excess workers compensation 1,097.7 931.4 886.9 37.8 -15.2 -4.8 0.1
Private crop 693.3 686.6 624.0 39.0 -1.0 -9.1 0.1
Financial guaranty 364.3 391.2 448.5 -13.4 7.4 14.6 0.1
Burglary and theft 280.1 332.9 351.1 25.6 18.9 5.5 0.1
International 487.0 477.9 326.5 83.7 -1.9 -31.7 (6)
Private flood 540.9 287.2 302.4 NA 69.5 5.3 (6)
Federal flood (7) 12.9 13.7 14.0 0.3 6.4 2.3 (6)
Total, all lines (8)   $618,129.6 $640,063.5 $655,451.6 10.7% 3.5% 2.4% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Includes miscellaneous coverages.
(6) Less than 0.1 percent.
(7) Provided by FEMA through participating private insurers.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial LC.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Net Premiums Written By Line, Property/Casualty Insurance, 2017-2019 (1)

($ millions)
        Percent change from
prior year		  
Lines of insurance 2017 2018 2019 2017 2018 2019 Percent of
total, 2019
Private passenger auto $222,234.9 $240,925.2 $247,745.8 7.2% 8.4% 2.8% 38.7%
     Liability 133,745.2 144,450.2 147,302.5 7.5 8.0 2.0 23.0
     Collision and comprehensive 88,489.7 96,475.1 100,443.3 6.7 9.0 4.1 15.7
Homeowners multiple peril 82,811.3 88,938.5 92,977.6 2.0 7.4 4.5 14.5
Other liability (2) 46,676.5 58,590.9 60,771.6 4.7 25.5 3.7 9.5
Workers compensation 45,047.4 48,614.1 47,142.2 -1.3 7.9 -3.0 7.4
Commercial auto 30,638.4 35,774.4 39,020.4 8.4 16.8 9.1 6.1
     Liability 22,881.2 26,992.2 29,348.7 7.3 18.0 8.7 4.6
     Collision and comprehensive 7,757.3 8,782.2 9,671.7 11.6 13.2 10.1 1.5
Commercial multiple peril 34,190.7 37,558.7 38,947.8 0.3 9.9 3.7 6.1
Inland marine 11,973.6 14,588.6 15,614.0 5.0 21.8 7.0 2.4
Reinsurance (3) 12,258.9 14,141.9 14,074.3 5.7 15.4 -0.5 2.2
Fire 10,688.2 11,622.6 11,951.4 -2.9 8.7 2.8 1.9
Allied lines  8,711.2 10,169.9 11,003.4 -10.7 16.7 8.2 1.7
Accident and health (4) 9,992.5 8,205.8 9,335.3 20.0 -17.9 13.8 1.5
Medical professional liability                8,062.0           8,403.8                8,724.4 -1.6 4.2 3.8 1.4
Surety 5,390.8 6,357.9 6,560.8 4.9 17.9 3.2 1.0
Multiple peril crop 4,742.0 5,380.1 6,478.4 42.8 13.5 20.4 1.0
Mortgage guaranty 4,376.8 4,693.8 4,863.0 -0.8 7.2 3.6 0.8
Farmowners multiple peril 3,925.3 4,128.9 4,328.5 3.2 5.2 4.8 0.7
Ocean marine 2,370.5 2,885.7 3,182.1 -7.0 21.7 10.3 0.5
Product liability 2,689.1 2,794.7 3,019.1 11.0 3.9 8.0 0.5
Boiler and machinery 2,043.2 2,600.8 2,551.1 8.0 27.3 -1.9 0.4
Earthquake 1,511.5 1,827.5 1,985.8 -1.5 20.9 8.7 0.3
Credit 1,221.0 1,511.0 1,851.4 9.2 23.8 22.5 0.3
Fidelity 986.4 1,215.5 1,274.5 -9.8 23.2 4.9 0.2
Aircraft 861.0 1,219.3 1,196.1 -1.2 41.6 -1.9 0.2
Other lines (5) 1,080.4 1,256.3 1,188.1 18.1 16.3 -5.4 0.2
Warranty 1,090.6 1,247.7 1,155.3 17.2 14.4 -7.4 0.2
Excess workers compensation 796.6 1,097.7 931.4 -10.4 37.8 -15.2 0.1
Private crop 498.8 693.3 686.6 9.5 39.0 -1.0 0.1
International 265.2 487.0 477.9 220.9 83.7 -1.9 0.1
Financial guaranty 420.8 364.3 391.2 15.4 -13.4 7.4 0.1
Burglary and theft 222.9 280.1 332.9 -12.7 25.6 18.9 0.1
Private flood 471.0 540.9 287.2 NA 69.5 -46.9 (6)
Federal flood (7) 12.8 12.9 13.7 197.8 0.3 6.4 (6)
Total, all lines (8)   $558,261.1 $618,130.0 $640,062.9 4.6% 10.7% 3.5% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Includes miscellaneous coverages.
(6) Less than 0.1 percent
(7) Provided by FEMA through participating private insurers.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial LC.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Net Premiums Written By Line, Property/Casualty Insurance, 2016-2018 (1)

($ millions)
        Percent change from
prior year		  
Lines of insurance 2016 2017 2018 2016 2017 2018 Percent of
total, 2018
Private passenger auto $207,371.5 $222,234.9 $240,908.2 7.6% 7.2% 8.4% 39.0%
     Liability 124,439.7 133,745.2 144,438.3 7.0 7.5 8.0 23.4
     Collision and comprehensive 82,931.8 88,489.7 96,469.9 8.4 6.7 9.0 15.6
Homeowners multiple peril 81,191.5 82,811.3 88,920.8 1.6 2.0 7.4 14.4
Other liability (2) 44,591.9 46,676.5 58,405.8 -2.2 4.7 25.1 9.5
Workers compensation 45,619.8 45,047.4 48,343.3 0.6 -1.3 7.3 7.8
Commercial multiple peril 34,099.7 34,190.7 37,541.4 -1.8 0.3 9.8 6.1
Commercial auto 28,264.4 30,638.4 35,730.9 2.3 8.4 16.6 5.8
     Liability 21,315.2 22,881.2 26,952.1 1.9 7.3 17.8 4.4
     Collision and comprehensive 6,949.2 7,757.3 8,778.8 3.3 11.6 13.2 1.4
Inland marine 11,407.5 11,973.6 14,588.3 -0.1 5.0 21.8 2.4
Reinsurance (3) 11,600.0 12,259.1 13,966.3 -6.5 5.7 13.9 2.3
Fire 11,005.9 10,688.2 11,622.4 -3.6 -2.9 8.7 1.9
Allied lines  9,758.6 8,711.2 10,169.8 7.0 -10.7 16.7 1.6
Medical profesional liability 8,194.9 8,062.0 8,344.6 -0.1 -1.6 3.5 1.4
Accident and health (4)               8,325.0           9,992.5               8,205.8 6.5 20.0 -17.9 1.3
Surety 5,138.5 5,368.8 6,353.4 (5) 4.5 18.9 1.0
Multiple peril crop 3,321.3 4,742.0 5,380.1 -9.8 42.8 13.5 0.9
Mortgage guaranty 4,410.8 4,376.8 4,693.8 -5.8 -0.8 7.2 0.8
Farmowners multiple peril 3,802.2 3,925.3 4,128.9 1.1 3.2 5.2 0.7
Ocean marine 2,549.4 2,370.5 2,885.7 -10.0 -7.0 21.7 0.5
Product liability 2,422.7 2,689.1 2,790.1 -13.4 11.0 3.8 0.5
Boiler and machinery 1,892.2 2,043.2 2,600.8 12.5 8.0 27.3 0.4
Earthquake 1,535.1 1,511.5 1,827.5 -6.9 -1.5 20.9 0.3
Credit 1,118.6 1,221.0 1,511.0 4.5 9.2 23.8 0.2
Other lines (6) 914.8 1,080.4 1,256.3 -14.1 18.1 16.4 0.2
Warranty 930.2 1,090.6 1,247.7 -8.6 17.2 14.4 0.2
Aircraft 871.9 861.0 1,219.3 -6.1 -1.2 41.6 0.2
Fidelity 1,093.9 986.4 1,215.5 -5.8 -9.8 23.2 0.2
Excess workers compensation 889.2 796.6 722.4 -4.3 -10.4 -9.3 0.1
Private crop 455.4 498.8 693.3 -22.1 9.5 39.0 0.1
Private flood 277.8 471.0 540.9 NA 69.5 14.8 0.1
International 82.6 265.2 487.0 0.8 220.9 83.7 0.1
Financial guaranty 364.5 420.8 364.3 -13.0 15.4 -13.4 0.1
Burglary and theft 255.5 222.9 280.1 10.7 -12.7 25.6 (5)
Federal flood (7) 4.3 12.8 12.9 43.3 197.8 0.3 (5)
Total, all lines (8)   $533,762.0 $558,240.6 $616,958.6 2.6% 4.6% 10.5% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Less than 0.1 percent.
(6) Includes miscellaneous coverages.
(7) Provided by FEMA through participating private insurers.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from S&P Global Market Intelligence.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Net Premiums Written By Line, Property/Casualty Insurance 2015-2017 (1)

($ millions)
        Percent change from
prior year		  
Lines of insurance 2015 2016 2017 2015 2016 2017 Percent of
total, 2017
Private passenger auto $192,792.2 $207,371.5 $222,234.9 5.1% 7.6% 7.2% 39.8%
     Liability 116,305.8 124,439.7 133,745.2 3.5 7.0 7.5 24.0
     Collision and comprehensive 76,486.4 82,931.8 88,489.7 7.6 8.4 6.7 15.9
Homeowners multiple peril 79,931.3 81,191.5 82,811.3 2.6 1.6 2.0 14.8
Other liability (2) 45,585.8 44,591.9 46,675.2 3.2 -2.2 4.7 8.4
Workers compensation 45,355.1 45,619.8 45,047.4 3.7 0.6 -1.3 8.1
Commercial multiple peril 34,741.7 34,099.7 34,190.7 1.1 -1.8 0.3 6.1
Commercial auto 27,640.1 28,264.4 30,638.4 7.6 2.3 8.4 5.5
     Liability 20,915.0 21,315.2 22,881.2 6.9 1.9 7.3 4.1
     Collision and comprehensive 6,725.1 6,949.2 7,757.3 9.8 3.3 11.6 1.4
Reinsurance (3) 12,411.4 11,600.0 12,259.1 7.6 -6.5 5.7 2.2
Inland marine 11,417.3 11,407.5 11,973.6 3.9 -0.1 5.0 2.1
Fire 11,417.8 11,005.9 10,688.2 -0.7 -3.6 -2.9 1.9
Accident and health (4) 7,819.2 8,325.0 9,992.5 1.1 6.5 20.0 1.8
Allied lines  9,119.7 9,758.6 8,711.2 -1.0 7.0 -10.7 1.6
Medical malpractice 8,201.4 8,194.9 8,062.0 -3.2 -0.1 -1.6 1.4
Surety 5,139.9 5,138.5 5,368.8 2.8 (5) 4.5 1.0
Multiple peril crop 3,680.8 3,321.3 4,742.0 -12.1 -9.8 42.8 0.8
Mortgage guaranty 4,681.9 4,410.8 4,376.8 12.0 -5.8 -0.8 0.8
Farmowners multiple peril 3,762.5 3,802.2 3,925.3 3.7 1.1 3.2 0.7
Product liability 2,796.8 2,422.7 2,689.1 4.6 -13.4 11.0 0.5
Ocean marine 2,831.6 2,549.4 2,370.5 -2.7 -10.0 -7.0 0.4
Boiler and machinery 1,682.1 1,892.2 2,043.2 -15.9 12.5 8.0 0.4
Earthquake 1,649.8 1,535.1 1,511.5 0.5 -6.9 -1.5 0.3
Credit 1,070.0 1,118.6 1,221.0 -10.2 4.5 9.2 0.2
Warranty 1,017.8 930.2 1,090.6 -0.2 -8.6 17.2 0.2
Other lines (6) 1,064.7 914.8 1,080.4 -0.8 -14.1 18.1 0.2
Fidelity 1,161.4 1,093.9 986.4 -0.3 -5.8 -9.8 0.2
Aircraft 929.0 871.9 861.0 -7.6 -6.1 -1.2 0.2
Excess workers compensation 929.4 889.2 796.6 1.0 -4.3 -10.4 0.1
Private crop 584.6 455.4 498.8 0.3 -22.1 9.5 0.1
Private flood NA 277.8 471.0 NA NA 69.5 0.1
Financial guaranty 418.8 364.5 420.8 -14.3 -13.0 15.4 0.1
International 82.0 82.6 265.2 -34.4 0.8 220.9 (5)
Burglary and theft 230.8 255.5 222.9 2.0 10.7 -12.7 (5)
Federal flood (7) 3.0 4.3 12.8 -64.8 43.3 197.8 (5)
Total, all lines (8)   $520,149.8 $533,762.0 $558,239.4 3.4% 2.6% 4.6% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Less than 0.1 percent.
(6) Includes miscellaneous coverages.
(7) Provided by FEMA through participating private insurers.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from S&P Global Market Intelligence.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Net Premiums Written By Line, Property/Casualty Insurance 2014-2016 (1)

($ millions)
        Percent change from
prior year		  
Lines of insurance 2014 2015 2016 2014 2015 2016 Percent of
total, 2016
Private passenger auto $183,451.5 $192,792.2 $207,357.8 4.9% 5.1% 7.6% 38.9%
     Liability 112,354.9 116,305.8 124,427.6 4.6 3.5 7.0 23.3
     Collision and comprehensive 71,096.6 76,486.4 82,930.3 5.4 7.6 8.4 15.5
Homeowners multiple peril 77,914.4 79,931.3 81,191.5 7.1 2.6 1.6 15.2
Workers compensation 43,753.9 45,355.1 45,604.4 6.3 3.7 0.5 8.5
Other liability (2) 44,181.3 45,585.8 44,589.4 5.0 3.2 -2.2 8.4
Commercial multiple peril 34,375.1 34,741.7 33,873.0 3.4 1.1 -2.5 6.3
Commercial auto 25,694.2 27,640.1 28,256.3 7.5 7.6 2.2 5.3
     Liability 19,570.6 20,915.0 21,310.6 6.6 6.9 1.9 4.0
     Collision and comprehensive 6,123.6 6,725.1 6,945.7 10.6 9.8 3.3 1.3
Reinsurance (3) 11,532.9 12,411.4 11,600.0 -7.4 7.6 -6.5 2.2
Inland marine 10,990.0 11,417.3 11,407.3 8.3 3.9 -0.1 2.1
Fire 11,501.5 11,417.8 11,005.0 2.4 -0.7 -3.6 2.1
Allied lines 9,209.8 9,119.7 9,756.6 -0.5 -1.0 7.0 1.8
Accident and health (4) 7,731.8 7,819.2 8,302.7 2.6 1.1 6.2 1.6
Medical malpractice 8,475.5 8,201.4 8,194.6 -0.7 -3.2 -0.1 1.5
Surety 5,000.4 5,139.9 5,138.4 2.7 2.8 (6) 1.0
Mortgage guaranty 4,180.0 4,681.9 4,410.8 -3.5 12.0 -5.8 0.8
Farmowners multiple peril 3,628.1 3,762.5 3,802.2 3.3 3.7 1.1 0.7
Multiple peril crop 4,189.8 3,680.8 3,321.3 -15.2 -12.1 -9.8 0.6
Ocean marine 2,910.4 2,831.6 2,549.6 1.6 -2.7 -10.0 0.5
Product liability 2,674.2 2,796.8 2,422.6 -1.6 4.6 -13.4 0.5
Boiler and machinery 1,999.0 1,682.1 1,892.2 1.0 -15.9 12.5 0.4
Earthquake 1,641.8 1,649.8 1,533.9 3.5 0.5 -7.0 0.3
Credit 1,191.0 1,070.0 1,118.6 2.0 -10.2 4.5 0.2
Fidelity 1,165.3 1,161.4 1,093.9 3.7 -0.3 -5.8 0.2
Warranty 1,020.2 1,017.8 930.2 -11.7 -0.2 -8.6 0.2
Other lines (5) 1,073.0 1,064.7 914.8 -5.2 -0.8 -14.1 0.2
Excess workers compensation 920.2 929.4 889.2 9.0 1.0 -4.3 0.2
Aircraft 1,005.7 929.0 871.9 -5.8 -7.6 -6.1 0.2
Private crop 582.8 584.6 455.4 NA 0.3 -22.1 0.1
Financial guaranty 488.5 418.8 364.5 -31.2 -14.3 -13.0 0.1
Burglary and theft 226.2 230.8 255.5 9.2 2.0 10.7 (6)
International 125.1 82.0 82.6 10.6 -34.4 0.8 (6)
Federal flood (7) 8.5 3.0 4.3 67.3 -64.8 43.3 (6)
Total, all lines (8) $502,842.5 $520,149.8 $533,468.4 4.5% 4.4% 3.4% 100.0%

(1) Ranked by 2016 net premiums written. After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Includes miscellaneous coverages.
(6) Less than 0.1 percent.
(7) Provided by FEMA through participating private insurers.
(8) May not match total premiums shown elsewhere because of the use of different exhibits from S&P Global Market Intelligence.

NA=Not applicable.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Net Premiums Written By Line, Property/Casualty Insurance 2013-2015 (1)

($ millions)
        Percent change from
prior year		  
Lines of insurance 2013 2014 2015 2013 2014 2015 Percent of
total, 2015
Private passenger auto $174,899.0 $183,451.5 $192,782.5 4.1% 4.9% 5.1% 37.1%
     Liability 107,446.4 112,354.9 116,298.9 3.9 4.6 3.5 22.4
     Collision and comprehensive 67,452.7 71,096.6 76,483.6 4.4 5.4 7.6 14.7
Commercial auto 23,891.4 25,694.2 27,622.0 8.2 7.5 7.5 5.3
     Liability 18,355.1 19,570.6 20,897.1 8.1 6.6 6.8 4.0
     Collision and comprehensive 5,536.3 6,123.6 6,724.9 8.6 10.6 9.8 1.3
Fire 11,229.4 11,501.5 11,414.8 4.0 2.4 -0.8 2.2
Allied lines  9,251.9 9,209.8 9,119.6 13.4 -0.5 -1.0 1.8
Crop (2) 4,942.5 4,772.6 4,265.4 -7.1 -3.4 -10.6 0.8
Federal flood (3) 5.1 8.5 3.0    1,110.43 67.3 -64.8 (4)
Farmowners multiple peril 3,511.7 3,628.1 3,762.6 7.1 3.3 3.7 0.7
Homeowners multiple peril 72,773.2 77,914.4 79,931.1 7.3 7.1 2.6 15.4
Commercial multiple peril 33,245.1 34,375.1 34,741.5 5.5 3.4 1.1 6.7
Mortgage guaranty 4,329.9 4,180.0 4,681.9 9.2 -3.5 12.0 0.9
Ocean marine 2,863.5 2,910.4 2,831.6 5.9 1.6 -2.7 0.5
Inland marine 10,147.9 10,990.0 11,417.3 5.7 8.3 3.9 2.2
Financial guaranty 710.5 488.5 418.8 2.6 -31.2 -14.3 0.1
Medical malpractice 8,531.2 8,475.5 8,201.4 -2.1 -0.7 -3.2 1.6
Earthquake 1,587.0 1,641.8 1,650.2 -0.4 3.5 0.5 0.3
Accident and health (5) 7,538.6 7,731.8 7,819.2 -5.1 2.6 1.1 1.5
Workers compensation 41,147.2 43,546.7 45,090.5 6.2 5.8 3.5 8.7
Excess workers compensation 844.1 920.2 924.3 3.5 9.0 0.4 0.2
Product liability 2,718.9 2,674.2 2,796.8 5.6 -1.6 4.6 0.5
Other liability (6) 42,075.3 44,181.3 45,585.3 9.8 5.0 3.2 8.8
Aircraft 1,067.7 1,005.7 929.0 -8.0 -5.8 -7.6 0.2
Fidelity 1,124.2 1,165.3 1,161.4 2.5 3.7 -0.3 0.2
Surety 4,868.8 5,000.4 5,139.9 3.7 2.7 2.8 1.0
Burglary and theft 207.2 226.2 230.4 -6.2 9.2 1.8 (4)
Boiler and machinery 1,979.5 1,999.0 1,682.1 4.9 1.0 -15.9 0.3
Credit 1,167.3 1,191.0 1,070.0 -19.9 2.0 -10.2 0.2
Warranty 1,155.3 1,020.2 1,017.8 -16.7 -11.7 -0.2 0.2
International 113.2 125.1 82.0 6.9 10.6 -34.4 (4)
Reinsurance (7) 12,458.6 11,532.9 12,411.4 -15.1 -7.4 7.6 2.4
Other lines (8) 1,132.4 1,073.0 1,064.7 2.9 -5.2 -0.8 0.2
Total, all lines (9)   $481,518.0 $502,635.3 $519,848.6 4.6% 4.4% 3.4% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Includes federally sponsored multiple peril crop and crop-hail provided by the private market.
(3) Excludes flood insurance provided by the National Flood Insurance Program through participating private insurers.
(4) Less than 0.1 percent.
(5) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(6) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(7) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(8) Includes miscellaneous coverages.
(9) May not match total premiums shown elsewhere in this book because of the use of different exhibits from S&P Global Market Intelligence.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

NET PREMIUMS WRITTEN BY LINE, PROPERTY/CASUALTY INSURANCE 2012-2014 (1)

($ millions)
        Percent change from prior year  
Lines of insurance 2012 2013 2014 2012 2013 2014 Percent of
total, 2014
Private passenger auto $168,049.3 $174,899.0 $183,416.0 2.9% 4.1% 4.9% 36.5%
     Liability 103,429.7 107,446.4 112,328.9 3.0 3.9 4.5 22.4
     Collision and comprehensive 64,619.7 67,452.7 71,087.1 2.7 4.4 5.4 14.1
Commercial auto 22,084.0 23,890.9 25,685.0 5.0 8.2 7.5 5.1
     Liability 16,984.6 18,354.8 19,570.6 3.7 8.1 6.6 3.9
     Collision and comprehensive 5,099.4 5,536.2 6,114.4 9.7 8.6 10.4 1.2
Fire 10,795.6 11,229.4 11,500.4 4.6 4.0 2.4 2.3
Allied lines 8,161.3 9,251.9 9,209.8 4.6 13.4 -0.5 1.8
Crop (2) 5,321.8 4,942.5 4,772.6 -2.5 -7.1 -3.4 0.9
Federal flood (3) 0.4 5.1 8.5 -98.2 1,110.4 67.3 (4)
Farmowners multiple peril 3,277.4 3,511.7 3,628.1 11.8 7.1 3.3 0.7
Homeowners multiple peril 67,847.0 72,773.2 77,908.8 5.8 7.3 7.1 15.5
Commercial multiple peril 31,502.7 33,244.7 34,375.1 5.0 5.5 3.4 6.8
Mortgage guaranty 3,965.9 4,329.9 4,180.0 -6.5 9.2 -3.5 0.8
Ocean marine 2,704.7 2,863.5 2,910.4 -2.0 5.9 1.6 0.6
Inland marine 9,603.7 10,147.0 10,990.0 9.5 5.7 8.3 2.2
Financial guaranty 692.5 710.5 488.5 -28.5 2.6 -31.2 0.1
Medical malpractice 8,713.6 8,530.7 8,475.5 -1.4 -2.1 -0.6 1.7
Earthquake 1,593.5 1,587.0 1,641.8 8.6 -0.4 3.5 0.3
Accident and health (5) 7,941.1 7,538.6 7,732.4 3.3 -5.1 2.6 1.5
Workers compensation 38,747.6 40,921.6 43,546.7 8.6 5.6 6.4 8.7
Excess workers compensation 815.8 844.1 920.2 -0.1 3.5 9.0 0.2
Product liability 2,575.2 2,718.9 2,674.2 11.0 5.6 -1.6 0.5
Other liability (6) 38,307.7 42,053.4 44,181.3 4.9 9.8 5.1 8.8
Aircraft 1,160.5 1,067.7 1,005.7 3.4 -8.0 -5.8 0.2
Fidelity 1,096.4 1,124.2 1,165.3 -0.2 2.5 3.7 0.2
Surety 4,695.8 4,868.8 5,000.4 -3.2 3.7 2.7 1.0
Burglary and theft 220.8 205.2 226.2 13.4 -7.1 10.2 (4)
Boiler and machinery 1,887.6 1,979.5 1,999.0 4.2 4.9 1.0 0.4
Credit 1,457.8 1,167.3 1,191.0 -2.2 -19.9 2.0 0.2
Warranty 1,386.4 1,155.3 1,020.2 -18.2 -16.7 -11.7 0.2
International 105.8 113.2 125.1 14.0 6.9 10.6 (4)
Reinsurance (7) 14,673.9 12,458.6 11,532.9 11.2 -15.1 -7.4 2.3
Other lines (8) 1,100.2 1,132.4 1,073.0 13.4 2.9 -5.2 0.2
Total, all lines (9) $460,486.3 $481,266.0 $502,584.4 4.3% 4.5% 4.4% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Includes federally sponsored multiple peril crop and crop-hail provided by the private market.
(3) Provided by the Federal Emergency Management Agency through participating private insurers.
(4) Less than 0.1 percent.
(5) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(6) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(7) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(8) Includes miscellaneous coverages.
(9) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial.

Source: SNL Financial LC.

NET PREMIUMS WRITTEN BY LINE, PROPERTY/CASUALTY INSURANCE, 2011-2013 (1)

($ millions)
        Percent change from
prior year		  
Lines of insurance 2011 2012 2013 2011 2012 2013 Percent of
total, 2013
Private passenger auto $163,317.7 $168,049.3 $174,898.0 1.9% 2.9% 4.1% 36.3%
     Liability 100,369.4 103,429.7 107,446.4 2.8 3.0 3.9 22.3
     Collision and comprehensive 62,948.3 64,619.7 67,451.6 0.6 2.7 4.4 14.0
Commercial auto 21,029.5 22,084.0 23,889.5 -0.4 5.0 8.2 5.0
     Liability 16,382.1 16,984.6 18,353.3 0.8 3.7 8.1 3.8
     Collision and comprehensive 4,647.4 5,099.4 5,536.2 -4.6 9.7 8.6 1.2
Fire 10,318.0 10,795.6 11,229.4 1.2 4.6 4.0 2.3
Allied lines  7,800.2 8,161.3 9,250.5 4.1 4.6 13.3 1.9
Multiple peril crop 5,457.0 5,321.8 4,942.5 55.8 -2.5 -7.1 1.0
Federal flood (2) 23.9 0.4 5.1 288.9 -98.2 1,110.4 (3)
Farmowners multiple peril 2,932.6 3,277.4 3,511.7 6.4 11.8 7.1 0.7
Homeowners multiple peril 64,131.1 67,847.0 72,773.2 4.0 5.8 7.3 15.1
Commercial multiple peril 29,995.2 31,502.7 33,244.7 3.7 5.0 5.5 6.9
Mortgage guaranty 4,242.3 3,965.9 4,329.9 -0.2 -6.5 9.2 0.9
Ocean marine 2,760.9 2,704.7 2,863.5 0.7 -2.0 5.9 0.6
Inland marine 8,768.8 9,603.7 10,147.0 2.8 9.5 5.7 2.1
Financial guaranty 968.9 692.5 710.5 -29.4 -28.5 2.6 0.1
Medical malpractice 8,833.4 8,713.6 8,530.8 -2.9 -1.4 -2.1 1.8
Earthquake 1,467.4 1,593.5 1,587.0 1.6 8.6 -0.4 0.3
Accident and health (4) 7,685.8 7,941.1 7,538.6 2.4 3.3 -5.1 1.6
Workers compensation 35,664.2 38,747.6 40,897.0 12.7 8.6 5.5 8.5
Excess workers compensation 816.4 815.8 844.1 2.1 -0.1 3.5 0.2
Products liability 2,320.5 2,575.2 2,718.9 13.2 11.0 5.6 0.6
Other liability (5) 36,511.6 38,307.7 42,053.1 2.0 4.9 9.8 8.7
Aircraft 1,121.9 1,160.5 1,067.7 1.7 3.4 -8.0 0.2
Fidelity 1,098.2 1,096.4 1,124.2 1.4 -0.2 2.5 0.2
Surety 4,849.5 4,695.8 4,868.8 (3) -3.2 3.7 1.0
Burglary and theft 194.7 220.8 205.2 16.5 13.4 -7.1 (3)
Boiler and machinery 1,810.9 1,887.6 1,979.5 5.2 4.2 4.9 0.4
Credit 1,490.1 1,457.8 1,167.3 10.8 -2.2 -19.9 0.2
Warranty 1,695.8 1,386.4 1,155.3 -9.0 -18.2 -16.7 0.2
International 92.8 105.8 113.2 -28.6 14.0 6.9 (3)
Reinsurance (6) 13,192.7 14,673.9 12,458.6 15.5 11.2 -15.1 2.6
Other lines (7)  970.2 1,100.2 1,132.4 -7.1 13.4 2.9 0.2
Total, all lines (8)   $441,562.2 $460,486.3 $481,237.5 3.7% 4.3% 4.5% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Provided by FEMA through participating private insurers.
(3) Less than 0.1 percent.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(6) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(7) Includes miscellaneous coverages.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial.

Source: SNL Financial LC.

Net Premiums Written By Line, Property/Casualty Insurance, 2022-2024 (1)

($ millions)
        Percent change from prior year  
Lines of insurance 2022 2023 2024 2022 2023 2024 Percent of
total, 2024
Private passenger auto $268,047,120 $306,585,704 $345,889,358 6.0% 14.4% 12.8% 37.1%
     Liability 155,139,607 173,192,135 193,445,830 4.5 11.6 11.7 20.7
     Collision and comprehensive 112,907,513 133,393,569 152,443,528 8.1 18.1 14.3 16.3
Commercial auto 51,657,384 55,793,551 61,801,379 10.9 8.0 10.8 6.6
     Liability 39,382,484 42,508,586 47,142,789 11.0 7.9 10.9 5.1
     Collision and comprehensive 12,274,900 13,284,965 14,658,590 10.4 8.2 10.3 1.6
Homeowners multiple peril 113,869,764 127,993,230 145,689,078 10.1 12.4 13.8 15.6
Farmowners multiple peril 5,636,129 6,292,504 6,864,149 5.5 11.6 9.1 0.7
Commercial multiple peril 48,416,980 54,608,768 58,279,674 10.7 12.8 6.7 6.2
Workers compensation 47,547,324 48,022,852 46,299,239 10.2 1.0 -3.6 5.0
Excess workers compensation 965,606 952,417 1,060,690 3.9 -1.4 11.4 0.1
Medical professional liability 10,576,645 11,039,347 11,745,303 5.7 4.4 6.4 1.3
Product liability 4,286,152 4,448,950 4,532,902 20.4 3.8 1.9 0.5
Other liability (2) 94,187,764 95,619,809 98,777,087 11.3 1.5 3.3 10.6
Fire 16,467,037 20,955,396 23,650,777 5.8 27.3 12.9 2.5
Allied lines  15,653,506 19,424,936 19,996,360 6.0 24.1 2.9 2.1
Inland marine 21,241,995 22,675,238 20,147,544 20.6 6.7 -11.1 2.2
Ocean marine 4,129,969 4,653,760 4,726,136 5.9 12.7 1.6 0.5
Surety 8,237,722 9,318,436 10,181,186 15.9 13.1 9.3 1.1
Fidelity 1,373,409 1,368,115 1,307,590 0.6 -0.4 -4.4 0.1
Burglary and theft 553,100 531,747 551,040 29.4 -3.9 3.6 0.1
Boiler and machinery 3,641,220 4,276,518 4,556,698 8.1 17.4 6.6 0.5
Financial guaranty 332,216 291,859 321,764 -10.8 -12.1 10.2 (7)
Aircraft 1,896,339 2,036,220 1,978,564 11.8 7.4 -2.8 0.2
Earthquake 3,059,133 3,705,470 3,734,779 5.7 21.1 0.8 0.4
Federal flood (6) -541 -535 1,851 -103.2 -1.1 -446.0 (7)
Private Flood 774,279 803,069 729,954 47.7 3.7 -9.1 0.1
Credit 2,157,639 2,344,169 2,673,700 18.2 8.6 14.1 0.3
Warranty 1,238,289 1,188,054 1,294,077 -13.2 -4.1 8.9 0.1
Accident and health (4) 9,516,256 9,356,250 9,540,001 -1.2 -1.7 2.0 1.0
Multiple peril crop 10,261,858 10,329,976 8,850,296 37.7 0.7 -14.3 0.9
Private crop 1,015,832 928,202 1,071,980 42.8 -8.6 15.5 0.1
Mortgage guaranty 4,274,086 4,227,993 4,250,397 -8.8 -1.1 0.5 0.5
International 305,604 548,368 903,824 -94.3 79.4 64.8 0.1
Reinsurance (3) 24,032,117 25,526,665 25,439,539 16.5 6.2 -0.3 2.7
Pet insurance (9) (9) 3,998,751 (9) (9) (9) 0.4
Other lines (5) 1,341,331 1,526,536 1,637,829 258.6 13.8 7.3 0.2
Total, all lines (8)   776,693,264 857,373,574 932,483,496 8.5% 10.4% 8.8% 100.0%

(1) After reinsurance transactions, excludes state funds.
(2) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(3) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Includes miscellaneous coverages.
(6) Provided by FEMA through participating private insurers.
(7) Less than 0.1 percent.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from SNL Financial LC.
(9) Reporting for pet insurance was separated from inland marine beginning in 2024.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.