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Incurred Losses By State, Commercial Insurance, 2018 (1)

($000)
State Incurred losses State Incurred losses
Alabama $1,922,940 Montana $715,492
Alaska 491,635 Nebraska 1,352,043
Arizona 2,431,783 Nevada 1,975,068
Arkansas 1,352,870 New Hampshire 538,736
California 23,107,119 New Jersey 6,237,493
Colorado 3,817,114 New Mexico 972,374
Connecticut 2,092,815 New York 15,130,650
Delaware 620,339 North Carolina 5,704,928
D.C. 509,176 North Dakota 745,840
Florida 15,234,497 Ohio 2,845,700
Georgia 5,198,283 Oklahoma 1,856,086
Hawaii 524,265 Oregon 1,233,757
Idaho 772,008 Pennsylvania 6,710,076
Illinois 7,080,332 Rhode Island 600,383
Indiana 2,328,907 South Carolina 2,061,741
Iowa 2,649,506 South Dakota 715,088
Kansas 1,678,781 Tennessee 2,157,997
Kentucky 1,758,063 Texas 13,370,952
Louisiana 2,578,601 Utah 951,848
Maine 492,716 Vermont 316,390
Maryland 2,586,656 Virginia 2,882,069
Massachusetts 3,653,846 Washington 2,510,946
Michigan 3,526,883 West Virginia 691,200
Minnesota 2,732,251 Wisconsin 3,140,083
Mississippi 1,185,558 Wyoming 270,439
Missouri 2,932,856 United States $168,947,178

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.  

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Incurred Losses By State, Commercial Insurance, 2017 (1)

($000)
State Incurred losses State Incurred losses
Alabama $1,928,273 Montana $807,159
Alaska 443,063 Nebraska 1,437,794
Arizona 2,430,346 Nevada 1,222,748
Arkansas 1,071,138 New Hampshire 542,395
California 23,074,869 New Jersey 5,567,523
Colorado 3,584,356 New Mexico 735,018
Connecticut 2,004,376 New York 14,333,172
Delaware 649,864 North Carolina 3,125,029
D.C. 685,534 North Dakota 916,495
Florida 17,443,457 Ohio 2,625,184
Georgia 4,681,475 Oklahoma 1,671,479
Hawaii 785,333 Oregon 1,629,661
Idaho 887,780 Pennsylvania 5,588,566
Illinois 6,200,515 Rhode Island 442,866
Indiana 2,498,782 South Carolina 2,177,300
Iowa 1,676,262 South Dakota 773,575
Kansas 1,494,815 Tennessee 2,796,851
Kentucky 1,665,873 Texas 27,387,739
Louisiana 2,300,704 Utah 844,603
Maine 471,229 Vermont 245,094
Maryland 2,533,930 Virginia 2,826,933
Massachusetts 2,978,951 Washington 2,463,108
Michigan 3,257,866 West Virginia 624,322
Minnesota 2,686,584 Wisconsin 2,707,541
Mississippi 1,165,296 Wyoming 218,242
Missouri 3,153,603 United States $91,754,274

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.  

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Incurred Losses By State, Commercial Insurance 2015 (1)

($000)
State Incurred losses
Alabama $1,419,112
Alaska 363,728
Arizona 2,003,706
Arkansas 1,254,554
California 19,541,990
Colorado 2,414,087
Connecticut 2,070,338
Delaware 730,994
D.C. 433,554
Florida 8,501,510
Georgia 3,838,360
Hawaii 468,302
Idaho 659,553
Illinois 6,830,931
Indiana 2,566,434
Iowa 1,835,903
Kansas 1,402,724
Kentucky 1,867,224
Louisiana 2,343,340
Maine 455,772
Maryland 2,506,106
Massachusetts 3,469,767
Michigan 3,050,107
Minnesota 2,722,581
Mississipi 1,051,255
Missouri 2,873,340
Montana 610,515
Nebraska 1,229,100
Nevada 1,152,076
New Hampshire 462,900
New Jersey 6,125,955
New Mexico 767,124
New York 14,427,862
North Carolina 2,976,335
North Dakota 714,856
Ohio 2,887,160
Oklahoma 1,937,525
Oregon 1,256,062
Pennsylvania 6,158,809
Rhode Island 649,997
South Carolina 2,041,220
South Dakota 573,390
Tennessee 2,520,768
Texas 12,032,177
Utah 869,470
Vermont 325,623
Virginia 2,501,229
Washington 2,283,069
West Virginia 495,327
Wisconsin 2,489,079
Wyoming 182,318
United States $144,345,217

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.  

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

INCURRED LOSSES BY STATE, COMMERCIAL INSURANCE, 2014 (1)

($000)
State Incurred losses
Alabama $1,495,748
Alaska 354,590
Arizona 2,263,801
Arkansas 1,018,892
California 18,196,025
Colorado 2,550,219
Connecticut 1,998,051
Delaware 736,707
D.C. 331,541
Florida 7,585,560
Georgia 3,629,165
Hawaii 468,546
Idaho 597,766
Illinois 6,688,699
Indiana 2,390,025
Iowa 3,402,218
Kansas 1,778,685
Kentucky 1,524,719
Louisiana 2,235,586
Maine 481,085
Maryland 2,168,978
Massachusetts 2,969,447
Michigan 3,898,697
Minnesota 3,454,399
Mississippi 1,155,107
Missouri 2,399,880
Montana 683,237
Nebraska 2,027,290
Nevada 915,854
New Hampshire 427,786
New Jersey 5,451,193
New Mexico 671,253
New York 13,087,099
North Carolina 2,582,441
North Dakota 1,018,619
Ohio 2,508,092
Oklahoma 2,028,700
Oregon 1,016,389
Pennsylvania 6,280,488
Rhode Island 468,837
South Carolina 1,565,125
South Dakota 686,286
Tennessee 2,173,336
Texas 10,401,192
Utah 721,127
Vermont 289,934
Virginia 2,475,766
Washington 1,977,455
West Virginia 441,903
Wisconsin 2,898,467
Wyoming 224,048
United States $138,796,055

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.   

Source: SNL Financial LC.  

INCURRED LOSSES BY STATE, COMMERCIAL INSURANCE, 2013 (1)

($000)
State Incurred losses
Alabama $1,287,008
Alaska 332,157
Arizona 1,571,177
Arkansas 1,160,047
California 17,223,123
Colorado 2,799,323
Connecticut 2,004,478
D.C. 501,864
Delaware 404,810
Florida 6,472,067
Georgia 3,172,899
Hawaii 423,802
Idaho 565,460
Illinois 7,572,645
Indiana 2,522,696
Iowa 2,984,205
Kansas 2,237,774
Kentucky 1,242,158
Louisiana 2,223,322
Maine 452,246
Maryland 2,555,696
Massachusetts 2,696,607
Michigan 3,836,008
Minnesota 3,609,599
Mississippi 1,465,309
Missouri 2,544,951
Montana 549,188
Nebraska 1,539,327
Nevada 1,126,288
New Hampshire 483,573
New Jersey 6,344,715
New Mexico 853,176
New York 10,081,172
North Carolina 2,632,081
North Dakota 1,451,355
Ohio 2,408,701
Oklahoma 2,708,256
Oregon 1,164,887
Pennsylvania 5,372,475
Rhode Island 435,585
South Carolina 1,261,536
South Dakota 804,632
Tennessee 2,186,195
Texas 10,614,095
Utah 837,251
Vermont 289,786
Virginia 2,174,083
Washington 1,720,758
West Virginia 511,388
Wisconsin 2,975,162
Wyoming 185,557
United States $134,572,651

(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.   

Source: SNL Financial LC.