III - PREMIUMS

CONTRIBUTION TO STATE ECONOMIES

DIRECT PREMIUMS WRITTEN, P/C INSURANCE BY STATE, 2006 (1)

($000)

State	Total, all lines	State	Total, all lines
Alabama	$6,593,510	Montana	$1,557,814
Alaska	1,525,383	Nebraska	3,171,842
Arizona	8,468,978	Nevada	4,573,605
Arkansas	3,913,012	New Hampshire	2,155,238
California	59,801,542	New Jersey	17,357,646
Colorado	7,732,157	New Mexico	2,565,279
Connecticut	7,052,258	New York	34,717,945
Delaware	2,363,454	North Carolina	11,813,383
D.C.	1,533,872	North Dakota	1,306,198
Florida	39,045,114	Ohio	13,314,181
Georgia	13,906,059	Oklahoma	5,250,419
Hawaii	2,325,192	Oregon	5,427,036
Idaho	1,853,804	Pennsylvania	19,966,389
Illinois	21,153,913	Rhode Island	1,942,407
Indiana	8,513,605	South Carolina	6,589,278
Iowa	4,572,069	South Dakota	1,456,469
Kansas	4,540,293	Tennessee	8,390,648
Kentucky	5,805,674	Texas	34,720,477
Louisiana	8,751,717	Utah	3,277,095
Maine	1,972,939	Vermont	1,111,180
Maryland	8,956,604	Virginia	10,620,969
Massachusetts	11,883,119	Washington	8,827,922
Michigan	15,320,517	West Virginia	3,082,168
Minnesota	8,670,261	Wisconsin	8,017,327
Mississippi	4,172,743	Wyoming	836,192
Missouri	9,054,590	United States	$481,531,484
(1) Before reinsurance transactions, excluding state funds, territories and possessions. Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.

In 2006 California accounted for the largest amount of direct premiums written, followed by Florida, Texas, New York and Illinois.
Direct premiums written in 2006 rose 2.3 percent in California, 9.6 percent in Florida, 6.2 percent in Texas, 3.9 percent in New York and 1.5 percent in Illinois. This compares with 0.6 percent growth nationally.

LIFE/HEALTH INSURANCE PREMIUMS AND ANNUITY CONSIDERATIONS BY STATE, 2006 (1)

($ millions)

State	Life insurance	Annuities	Accident and health insurance (2)	Deposit-type contract funds	Other considerations	Total
Alabama	$2,017	$2,294	$1,349	$243	$978	$6,881
Alaska	278	364	215	45	148	1,050
Arizona	1,876	4,001	3,212	381	1,677	11,147
Arkansas	868	1,318	1,209	234	447	4,076
California	13,594	20,820	12,945	3,791	13,287	64,437
Colorado	1,838	3,818	2,681	1,587	1,438	11,362
Connecticut	2,397	4,573	2,093	6,569	2,298	17,931
Delaware	3,438	1,796	459	15,502	454	21,649
D.C.	408	532	548	217	671	2,375
Florida	7,338	14,752	8,690	1,632	5,743	38,156
Georgia	3,876	4,185	3,876	1,343	1,582	14,861
Hawaii	624	1,154	314	58	526	2,676
Idaho	439	889	446	276	211	2,261
Illinois	6,063	9,100	6,499	1,734	3,733	27,129
Indiana	2,330	4,598	3,283	1,384	1,467	13,061
Iowa	1,325	2,788	1,404	2,415	768	8,701
Kansas	1,173	1,993	2,522	3,271	597	9,555
Kentucky	1,272	1,907	1,380	177	780	5,517
Louisiana	1,778	2,867	1,597	681	1,209	8,132
Maine	380	805	583	106	336	2,209
Maryland	2,463	4,159	2,011	4,557	2,463	15,653
Massachusetts	3,245	5,559	2,164	1,555	3,026	15,549
Michigan	3,595	8,608	3,601	1,042	2,768	19,613
Minnesota	2,481	4,559	1,661	1,813	1,874	12,389
Mississippi	933	1,127	2,401	154	395	5,009
Missouri	2,374	3,911	4,301	889	1,816	13,290
Montana	250	506	408	25	159	1,349
Nebraska	796	1,550	1,187	779	504	4,817
Nevada	804	1,234	916	247	427	3,628
New Hampshire	515	1,085	477	42	499	2,619
New Jersey	6,129	10,212	3,521	7,915	3,516	31,292
New Mexico	518	825	554	114	365	2,377
New York	11,974	15,534	5,543	9,522	9,903	52,476
North Carolina	3,993	5,649	4,023	1,596	2,112	17,373
North Dakota	239	513	259	24	153	1,187
Ohio	4,636	8,855	5,223	1,431	3,277	23,422
Oklahoma	1,369	1,634	1,588	273	594	5,459
Oregon	1,112	2,048	1,357	254	1,102	5,872
Pennsylvania	5,915	10,343	3,905	1,387	4,371	25,922
Rhode Island	469	850	373	107	311	2,109
South Carolina	1,660	2,452	1,830	181	787	6,909
South Dakota	384	493	337	45	184	1,444
Tennessee	2,323	3,788	2,616	573	1,850	11,151
Texas	8,376	14,305	12,617	2,015	4,543	41,856
Utah	819	1,625	835	291	542	4,112
Vermont	230	470	307	102	171	1,280
Virginia	3,331	4,809	3,126	2,982	2,074	16,321
Washington	2,242	3,341	2,080	906	1,701	10,271
West Virginia	535	959	620	65	318	2,496
Wisconsin	2,148	4,748	4,042	840	1,578	13,355
Wyoming	198	309	260	68	122	956
United States (3)	$129,367	$210,616	$129,445	$83,439	$91,854	$644,721
(1) Direct premiums written before reinsurance transactions, excluding state funds. (2) Does not include A/H premiums reported on p/c and health annual statements. (3) Totals here do not includes territories, dividends and other nonstate specific data. Source: National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.

DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE
BY STATE BY LINE, 2006 (1)

($000)

	Private passenger auto		Commercial auto
State	Liability	Coll./comp.	Liability	Coll./comp.	Home-owners multiple peril	Farmowners multiple peril	Commercial multiple peril
Alabama	$1,182,144	$1,069,526	$341,817	$122,582	$1,079,955	$52,650	$550,500
Alaska	244,903	151,023	57,462	22,714	121,342	441	110,141
Arizona	1,963,398	1,604,380	412,127	143,490	1,145,558	12,382	598,307
Arkansas	794,791	611,925	181,698	91,478	505,370	13,151	264,891
California	10,981,076	8,869,924	2,341,772	844,004	6,617,181	194,799	4,710,414
Colorado	1,568,276	1,167,892	333,937	141,068	1,141,989	54,025	644,526
Connecticut	1,491,552	874,649	328,607	77,308	913,479	3,021	581,031
Delaware	422,770	196,437	91,313	22,800	152,384	2,449	280,789
D.C.	133,985	121,120	33,997	6,055	114,622	0	141,728
Florida	8,910,549	3,758,343	1,765,908	475,126	6,751,149	26,727	2,295,063
Georgia	2,804,330	2,471,875	697,626	238,709	1,678,453	78,846	854,283
Hawaii	420,623	244,907	94,675	25,890	276,658	599	148,916
Idaho	380,146	277,128	103,081	49,092	202,381	41,127	183,820
Illinois	3,156,897	2,567,129	895,536	310,273	2,282,291	99,123	1,581,160
Indiana	1,560,314	1,184,725	444,947	176,735	1,208,690	122,484	721,831
Iowa	663,235	602,630	237,769	120,811	454,129	94,434	306,703
Kansas	680,122	643,540	166,466	92,454	658,062	116,175	321,234
Kentucky	1,411,315	775,068	284,264	99,012	668,344	104,002	424,816
Louisiana	1,796,428	1,215,853	456,758	117,320	1,130,210	8,722	473,431
Maine	372,450	282,713	105,526	39,851	267,907	2,995	208,457
Maryland	2,113,137	1,454,984	434,103	129,250	1,166,912	20,457	604,745
Massachusetts	2,726,253	1,542,063	612,412	190,627	1,490,891	2,051	1,021,616
Michigan	3,296,229	2,765,439	528,946	283,951	2,131,961	104,147	1,099,188
Minnesota	1,627,520	1,142,623	343,638	171,771	1,175,252	80,272	651,629
Mississippi	788,121	620,397	247,097	78,529	616,829	14,125	297,207
Missouri	1,540,102	1,227,893	461,192	165,067	1,126,790	96,968	658,568
Montana	299,628	212,186	89,997	50,602	173,937	43,035	141,941
Nebraska	473,565	377,021	136,019	80,128	374,502	103,374	259,244
Nevada	1,101,087	613,937	211,666	52,303	464,975	6,174	310,125
New Hampshire	391,486	329,198	103,404	38,616	271,073	1,299	210,959
New Jersey	3,840,908	2,074,249	1,088,220	202,240	1,696,424	2,739	1,314,336
New Mexico	621,495	398,656	133,559	50,503	306,833	18,930	209,962
New York	6,704,813	3,289,212	1,770,875	317,400	3,627,091	33,066	3,180,652
North Carolina	2,368,706	1,834,908	582,513	199,714	1,534,798	42,807	838,920
North Dakota	147,430	162,168	50,935	34,099	109,348	54,040	86,475
Ohio	3,023,797	2,182,980	701,473	246,145	1,817,514	102,534	1,169,178
Oklahoma	1,015,493	743,260	258,394	102,470	860,834	93,302	379,824
Oregon	1,270,318	663,078	253,865	82,700	538,649	47,961	444,387
Pennsylvania	4,194,079	2,828,358	954,846	333,684	2,285,391	78,016	1,550,324
Rhode Island	470,016	233,128	92,454	22,100	241,675	146	144,611
South Carolina	1,469,357	937,260	301,929	104,096	1,018,190	5,034	446,804
South Dakota	188,812	171,538	58,779	38,417	123,440	61,175	104,007
Tennessee	1,510,552	1,245,626	394,492	159,713	1,115,802	94,302	591,731
Texas	6,508,129	5,255,175	1,648,557	512,127	4,842,699	115,385	1,858,481
Utah	704,323	467,478	172,581	79,900	315,603	7,458	222,884
Vermont	169,352	153,280	49,568	21,880	146,643	10,490	110,587
Virginia	2,331,146	1,719,988	494,282	170,069	1,375,473	42,466	730,674
Washington	2,304,783	1,209,852	396,423	135,660	1,112,151	48,291	730,478
West Virginia	643,864	408,688	126,436	48,418	306,888	10,229	179,040
Wisconsin	1,245,925	991,869	388,670	166,610	837,173	107,575	618,070
Wyoming	149,571	143,645	53,456	31,329	104,913	21,495	78,953
United States	96,179,300	66,090,923	22,516,070	7,516,890	60,680,808	2,497,494	35,647,644
(1) Excludes state funds. Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.

DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE
BY STATE BY LINE, 2006 (1) (Cont'd)

($000)

State	Workers compensation	Medical malpractice	Products liability	Other liability	Fire	Allied lines	Inland marine
Alabama	$382,194	$173,593	$51,744	$587,908	$170,306	$143,564	$213,500
Alaska	345,202	25,692	7,416	130,509	30,560	15,891	97,716
Arizona	345,794	297,567	91,087	895,787	118,022	81,355	215,733
Arkansas	303,880	87,425	23,635	381,047	135,056	97,486	144,575
California	7,586,120	972,706	750,080	7,647,164	1,293,034	722,709	1,943,649
Colorado	378,808	212,100	90,830	1,005,094	108,743	99,984	212,067
Connecticut	731,741	222,511	54,596	875,877	103,629	98,349	209,174
Delaware	246,666	46,862	13,933	254,935	21,821	19,894	46,930
D.C.	171,752	44,577	7,012	334,521	35,867	25,299	50,342
Florida	3,736,915	847,260	293,480	3,302,057	1,132,363	1,296,918	1,086,630
Georgia	1,345,652	372,619	106,383	1,365,893	292,940	200,539	396,126
Hawaii	356,161	36,849	23,311	285,247	74,290	71,556	44,080
Idaho	124,234	47,598	13,168	165,398	25,705	26,379	56,909
Illinois	2,596,732	729,368	183,823	3,535,928	373,284	274,458	523,670
Indiana	817,877	135,301	66,255	733,242	168,528	113,717	271,635
Iowa	531,152	100,093	37,054	450,637	70,922	119,826	154,080
Kansas	415,270	98,320	31,129	342,054	71,678	112,041	133,030
Kentucky	681,732	172,664	31,410	396,677	115,108	82,297	212,705
Louisiana	860,759	104,426	49,252	729,632	245,053	222,288	306,883
Maine	242,088	58,708	8,118	144,752	36,789	24,197	49,475
Maryland	686,933	337,326	61,522	902,736	155,407	94,105	217,543
Massachusetts	1,124,566	296,397	115,189	1,463,212	256,263	160,289	277,655
Michigan	1,130,835	253,828	102,775	1,262,632	315,148	149,540	310,129
Minnesota	872,739	100,054	104,975	895,251	136,051	197,724	204,057
Mississippi	338,125	56,212	24,006	298,014	134,717	151,830	147,518
Missouri	1,002,698	238,513	69,596	995,858	185,978	137,820	244,308
Montana	107,362	44,541	8,046	120,626	19,665	25,317	38,199
Nebraska	351,101	37,644	17,396	250,727	44,360	91,976	89,606
Nevada	497,714	108,721	59,070	553,432	76,199	58,527	113,958
New Hampshire	304,720	43,683	17,019	234,498	26,737	21,727	47,628
New Jersey	2,004,260	592,844	219,938	2,331,897	324,053	216,633	410,067
New Mexico	278,502	47,439	14,005	192,614	31,188	33,042	65,507
New York	2,431,693	1,524,545	317,657	6,029,738	806,746	468,609	913,226
North Carolina	1,385,661	317,271	105,504	970,936	253,561	207,810	334,966
North Dakota	1,131	17,696	7,472	74,174	17,532	70,970	29,657
Ohio	39,643	530,250	124,806	1,493,766	307,128	187,116	358,014
Oklahoma	423,885	145,271	41,810	456,743	104,086	101,100	162,677
Oregon	766,705	126,348	57,060	476,355	104,165	54,345	132,488
Pennsylvania	2,272,869	741,717	179,623	2,354,928	372,799	242,233	374,238
Rhode Island	201,150	39,568	11,041	206,611	35,801	28,319	46,695
South Carolina	748,964	61,878	49,470	406,530	185,685	176,161	191,348
South Dakota	130,980	26,059	8,974	89,409	17,463	28,336	40,138
Tennessee	947,781	344,578	61,586	727,437	213,194	129,049	250,934
Texas	2,813,269	487,663	285,124	3,848,761	1,325,725	915,325	1,132,810
Utah	488,114	72,872	39,980	303,122	50,847	37,726	90,230
Vermont	205,403	27,922	6,843	101,498	22,445	12,518	26,443
Virginia	977,025	299,559	75,817	1,065,462	187,336	131,320	265,002
Washington	45,876	254,759	97,465	1,056,274	169,562	109,057	283,289
West Virginia	771,979	110,870	15,669	188,843	56,077	30,531	53,349
Wisconsin	1,664,416	112,109	79,146	751,221	119,850	100,273	199,278
Wyoming	5,195	23,955	8,091	82,402	13,680	12,019	37,318
United States	47,222,024	12,208,329	4,320,392	53,750,067	10,693,145	8,230,093	13,457,182
(1) Excludes state funds. Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.

DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE
BY STATE BY LINE, 2006 (1) (Cont'd)

($000)

State	Ocean marine	Surety	Fidelity	Burglary and theft	Boiler and machinery	Financial guaranty	Aircraft
Alabama	$33,462	$65,149	$13,862	$2,030	$21,497	$33,659	$24,574
Alaska	26,666	24,418	2,054	215	5,052	8,670	42,281
Arizona	11,555	106,696	12,271	2,111	15,359	49,644	78,765
Arkansas	14,627	33,967	8,220	2,389	13,004	4,517	24,205
California	297,170	714,826	124,079	21,823	105,838	296,414	227,866
Colorado	9,555	97,170	16,170	3,200	17,009	52,453	42,370
Connecticut	52,335	66,406	41,360	4,188	14,584	23,579	42,412
Delaware	6,837	15,557	11,187	950	3,052	94,493	13,753
D.C.	4,333	67,619	13,448	1,772	3,735	21,221	11,525
Florida	301,392	385,276	54,012	12,346	52,211	152,019	167,301
Georgia	78,662	149,989	30,414	6,746	28,195	24,997	90,769
Hawaii	14,525	41,637	4,827	281	3,052	13,350	18,078
Idaho	2,675	20,011	2,820	561	6,079	1,803	14,389
Illinois	77,990	156,863	75,630	8,358	51,958	88,949	95,745
Indiana	16,218	71,945	16,740	3,126	26,379	27,446	30,513
Iowa	6,349	35,968	10,768	1,525	19,268	9,240	13,641
Kansas	5,396	40,367	9,782	1,372	15,191	5,076	20,945
Kentucky	19,237	59,159	9,643	1,249	19,799	11,182	11,226
Louisiana	256,655	114,195	11,126	1,929	19,149	55,133	59,981
Maine	23,015	13,366	3,636	566	7,282	2,611	4,811
Maryland	86,978	129,462	21,632	3,312	16,000	36,616	24,953
Massachusetts	98,577	99,966	34,435	4,277	26,502	51,524	24,554
Michigan	41,332	77,693	30,658	6,128	40,363	91,593	46,829
Minnesota	25,937	70,450	26,344	4,079	24,486	41,253	50,757
Mississippi	17,564	58,347	7,535	1,337	11,132	9,268	14,454
Missouri	39,346	75,848	20,401	4,496	20,934	32,586	35,102
Montana	1,527	17,752	2,568	305	3,339	6,993	11,675
Nebraska	3,883	26,217	7,041	2,218	11,612	5,756	11,905
Nevada	8,244	91,822	6,651	1,022	8,103	22,668	33,763
New Hampshire	13,343	15,373	2,956	623	4,852	2,602	10,395
New Jersey	117,068	164,924	44,447	8,715	35,347	64,669	71,492
New Mexico	1,355	36,000	3,713	516	5,490	6,690	11,331
New York	599,118	309,510	151,683	26,744	82,534	1,164,454	118,297
North Carolina	38,736	113,283	27,351	3,808	28,835	39,969	49,498
North Dakota	975	11,687	2,339	262	5,356	2,290	6,471
Ohio	37,688	124,912	43,861	7,980	47,910	52,749	58,871
Oklahoma	17,234	45,493	7,615	3,208	12,825	7,733	21,864
Oregon	28,249	60,098	8,578	1,722	13,511	8,929	30,690
Pennsylvania	51,325	205,400	54,038	9,038	52,815	122,167	52,269
Rhode Island	29,073	14,184	3,738	891	3,807	13,976	14,099
South Carolina	28,591	55,931	8,605	1,791	15,189	19,621	17,544
South Dakota	496	11,576	2,930	406	4,281	2,111	6,499
Tennessee	42,466	75,899	18,972	3,253	20,952	21,469	40,716
Texas	315,524	396,075	59,388	23,820	81,873	95,263	214,867
Utah	5,237	35,487	5,889	924	6,742	5,199	26,927
Vermont	3,897	6,681	1,554	408	2,703	4,705	2,276
Virginia	58,885	143,114	26,594	4,050	24,766	12,179	33,662
Washington	124,041	129,967	17,717	3,102	23,356	37,972	68,471
West Virginia	3,158	33,999	4,127	480	5,652	8,517	4,416
Wisconsin	24,302	42,688	19,447	3,197	32,013	13,905	30,171
Wyoming	626	18,003	1,472	205	4,246	716	4,989
United States	3,123,427	4,978,423	1,146,327	209,056	1,125,219	2,982,600	2,184,955
(1) Excludes state funds. Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.

DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE
BY STATE BY LINE, 2006 (1) (Cont'd)

($000)

State	Earthquake	Federal flood	Credit	Accident and health	Multiple peril crop	Mortgage guaranty	Misc.
Alabama	$7,875	$22,950	$23,274	$47,497	$35,969	$82,058	$57,672
Alaska	16,396	1,524	342	14,905	36	16,183	5,632
Arizona	7,201	15,123	10,961	53,880	8,902	130,057	41,467
Arkansas	17,399	6,888	8,037	38,727	49,777	39,343	15,505
California	1,062,083	149,024	106,939	320,846	190,197	405,386	304,419
Colorado	8,730	10,187	6,732	76,723	109,498	96,329	26,695
Connecticut	5,867	25,163	75,166	35,713	3,828	53,518	42,616
Delaware	1,352	10,736	17,278	300,574	5,592	55,172	6,938
D.C.	2,287	507	888	111,859	0	71,200	2,602
Florida	33,929	780,907	67,017	267,064	144,728	472,654	475,772
Georgia	15,523	42,739	29,394	118,198	91,361	205,111	89,687
Hawaii	7,583	19,704	3,482	21,217	1,308	64,241	8,146
Idaho	2,617	3,094	1,253	25,229	42,061	27,014	8,030
Illinois	46,052	25,308	79,893	284,509	423,427	250,741	378,821
Indiana	31,154	14,912	21,941	177,151	194,648	126,651	28,501
Iowa	3,290	5,968	4,994	78,181	370,281	51,090	18,031
Kansas	4,859	4,633	6,357	65,609	336,371	50,131	92,625
Kentucky	35,719	10,825	10,514	50,314	40,768	45,284	21,340
Louisiana	6,369	223,116	14,509	56,354	39,318	72,368	104,499
Maine	1,464	4,893	4,567	25,256	5,164	18,189	14,093
Maryland	8,723	24,783	17,085	66,107	17,659	95,604	28,529
Massachusetts	16,700	31,216	25,055	63,726	2,646	91,801	32,653
Michigan	7,368	13,273	58,242	144,040	79,962	173,693	774,596
Minnesota	3,931	4,620	19,398	137,228	322,225	205,758	30,239
Mississippi	15,942	26,574	9,467	73,054	45,813	37,771	31,759
Missouri	78,431	12,685	18,907	271,558	131,322	96,532	65,092
Montana	3,012	1,650	1,272	11,298	100,012	12,096	9,232
Nebraska	2,778	5,569	5,642	57,963	301,874	28,125	14,594
Nevada	12,855	6,920	31,624	17,964	765	72,490	30,825
New Hampshire	1,949	4,216	4,076	14,267	334	27,931	10,278
New Jersey	15,731	129,421	49,964	110,860	3,539	152,866	69,793
New Mexico	2,175	6,759	2,905	19,826	14,478	29,718	22,088
New York	37,786	82,245	63,544	310,566	19,088	207,284	129,766
North Carolina	10,170	63,303	36,566	94,602	91,946	184,348	52,893
North Dakota	239	2,529	761	14,338	387,133	6,725	1,964
Ohio	29,452	19,136	19,554	169,035	130,175	191,832	96,683
Oklahoma	4,579	6,170	13,086	59,233	79,485	50,322	32,423
Oregon	52,176	15,079	24,414	48,605	24,022	51,188	41,351
Pennsylvania	14,057	38,117	26,569	252,520	32,916	249,259	42,795