I.I.I. Spotlight

Homeowners Insurance Coverage

A standard homeowners insurance policy includes four essential types of coverage: the structure of your home; your personal belongings; liability protection; additional living expenses if you are temporarily unable to live in your home because of a fire or other insured disaster.

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Homeowners and Renters Insurance

Six out every 100 insured homes had an insurance claim in 2009. The most frequent were caused by wind or hail; the costliest claims involved fire, lightning or debris removal.

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  U.S. Insurers Have Paid Billions of Dollars in Catastrophe Claims over the Past Two Decades

  February 17, 2012 - The premium an insurer charges must be commensurate with the risk they are assuming on behalf of the policyholder.
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  Six Questions to Ask When Shopping for Homeowners Insurance

  February 15, 2012 - Be an informed consumer: Get the right type, and amount, of coverage for your home.
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  If You Are Planning to Buy a New Boat at One of This Month’s Boat Shows, Make Sure to Get Proper Insurance Coverage Too

  February 13, 2012 - Insurers assess the size, type and value of the boat, and the waterways in which it will be navigated.
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  New I.I.I. App Makes Creating a Home Inventory Even Easier

  January 19, 2012 - Don’t wait until after a disaster to think about a home inventory. Take the time now to document all of your personal belongings.