| Total premiums | ||||||
|---|---|---|---|---|---|---|
| Rank | Country | Life premiums (2) | Nonlife premiums | Amount | Percent change from prior year | Percent of total world premiums |
| 1 | United States (3) | $578,357 | $651,311 | $1,229,668 | 4.69% | 30.28% |
| 2 | United Kingdom | 349,740 | 113,946 | 463,686 | 28.16 | 11.42 |
| 3 | Japan (4) | 330,651 | 94,182 | 424,832 | -3.31 | 10.46 |
| 4 | France | 186,993 | 81,907 | 268,900 | 7.47 | 6.62 |
| 5 | Germany | 102,419 | 120,407 | 222,825 | 10.09 | 5.49 |
| 6 | Italy | 88,215 | 54,112 | 142,328 | 1.27 | 3.50 |
| 7 | South Korea (4) | 81,298 | 35,692 | 116,990 | 16.28 | 2.88 |
| 8 | Netherlands | 35,998 | 66,834 | 102,831 | 11.98 | 2.53 |
| 9 | Canada (5) | 45,593 | 54,805 | 100,398 | 14.74 | 2.47 |
| 10 | PR China | 58,677 | 33,810 | 92,487 | 30.75 | 2.28 |
(1) Before reinsurance transactions.
(2) Includes accident and health insurance.
(3) Nonlife premiums include state funds; life premiums include an estimate of group pension business.
(4) April 1, 2007-March 31, 2008.
(5) Life business expressed in net premiums.
| Year | Life | Nonlife (2) | Total |
|---|---|---|---|
| 2005 | $2,003,557 | $1,442,258 | $3,445,816 |
| 2006 | 2,125,791 | 1,549,100 | 3,674,892 |
| 2007 | 2,393,089 | 1,667,780 | 4,060,870 |
| Unaffiliated alien reinsurers | Affiliated alien reinsurers | |||||||
|---|---|---|---|---|---|---|---|---|
| Rank | Country | 2005 | 2006 | 2007 | 2005 | 2006 | 2007 | 2007 total |
| 1 | Bermuda | $8,908 | $8,982 | $11,102 | $18,590 | $18,474 | $19,371 | $30,473 |
| 2 | Switzerland | 950 | 797 | 857 | 7,664 | 7,991 | 8,942 | 9,799 |
| 3 | United Kingdom | 4,827 | 4,630 | 4,578 | 252 | 346 | 777 | 5,355 |
| 4 | Germany | 2,529 | 2,582 | 2,569 | 9,401 | 2,005 | 1,463 | 4,032 |
| 5 | Cayman Islands | 1,780 | 1,806 | 2,023 | 646 | 435 | 409 | 2,432 |
| 6 | Barbados | 837 | 652 | 495 | 917 | 965 | 1,212 | 1,707 |
| 7 | France | 600 | 352 | 424 | 293 | 338 | 357 | 781 |
| 8 | Canada | 211 | 256 | 326 | 173 | 171 | 209 | 535 |
| 9 | Turks and Caicos | 382 | 398 | 481 | NA | NA | NA | 481 |
| 10 | Sweden | NA | NA | NA | 90 | 518 | 427 | 427 |
| 11 | Ireland | 788 | 532 | 419 | NA | NA | NA | 419 |
| 12 | Japan | NA | NA | NA | 222 | 220 | 192 | 192 |
| Total, countries shown | 21,812 | 20,987 | 23,274 | 38,248 | 31,463 | 33,359 | 56,633 | |
| Total | $23,246 | $22,214 | $24,594 | $38,816 | $32,470 | $33,786 | $58,380 | |
(1) Ranked by 2007 total reinsurance premiums.
NA=Data not available.
| Rank | Company | Revenues (2) | Country | Industry |
|---|---|---|---|---|
| 1 | AXA | $162,762 | France | Life/health |
| 2 | Allianz | 140,618 | Germany | Property/casualty |
| 3 | Berkshire Hathaway | 118,245 | U.S. | Property/casualty |
| 4 | Assicurazioni Generali | 113,813 | Italy | Life/health |
| 5 | American International Group (AIG) (3) | 110,064 | U.S. | Property/casualty |
| 6 | Aviva | 81,317 | U.K. | Life/health |
| 7 | Prudential | 66,358 | U.K. | Life/health |
| 8 | Munich Re Group | 64,774 | Germany | Property/casualty |
| 9 | Aegon | 62,383 | Netherlands | Life/health |
| 10 | State Farm Insurance Cos. | 61,612 | U.S. | Property/casualty |
(1) Based on an analysis of companies in the Global Fortune 500. Includes stock and mutual companies.
(2) Revenues include premium and annuity income, investment income and capital gains or losses, but exclude deposits; includes consolidated subsidiaries, excludes excise taxes.
(3) In 2008 AIG ceded 79.9 percent of its ownership to the federal government in exchange for an $85 billion loan.
| Rank | Company | Revenues (2) | Country |
|---|---|---|---|
| 1 | Allianz | $140,618 | Germany |
| 2 | Berkshire Hathaway | 118,245 | U.S. |
| 3 | American International Group (AIG) (3) | 110,064 | U.S. |
| 4 | Munich Re Group | 64,774 | Germany |
| 5 | State Farm Insurance Cos. | 61,612 | U.S. |
| 6 | Zurich Financial Services | 55,163 | Switzerland |
| 7 | Allstate | 36,769 | U.S. |
| 8 | Swiss Reinsurance | 35,730 | Switzerland |
| 9 | Millea Holdings | 32,487 | Japan |
| 10 | Travelers Cos. | 26,017 | U.S. |
(1) Based on an analysis of companies in the Global Fortune 500. Includes stock and mutual companies.
(2) Revenues include premium and annuity income, investment income and capital gains or losses, but exclude deposits; includes consolidated subsidiaries, excludes excise taxes.
(3) In 2008 AIG ceded 79.9 percent of its ownership to the federal government in exchange for an $85 billion loan.
| Rank | Company | Revenues (2) | Country |
|---|---|---|---|
| 1 | AXA | $162,762 | France |
| 2 | Assicurazioni Generali | 113,813 | Italy |
| 3 | Aviva | 81,317 | U.K. |
| 4 | Prudential | 66,358 | U.K. |
| 5 | Aegon | 62,383 | Netherlands |
| 6 | CNP Assurances | 59,071 | France |
| 7 | Nippon Life Insurance | 57,859 | Japan |
| 8 | MetLife | 53,150 | U.S. |
| 9 | China Life Insurance | 43,440 | China |
| 10 | Dai-ichi Mutual Life Insurance | 39,863 | Japan |
(1) Based on an analysis of companies in the Global Fortune 500. Includes stock and mutual companies.
(2) Revenues include premium and annuity income, investment income and capital gains or losses, but exclude deposits; includes consolidated subsidiaries, excludes excise taxes.
| Rank | Company | Net reinsurance premiums written | Country |
|---|---|---|---|
| 1 | Munich Reinsurance Co. | $30,292.9 | Germany |
| 2 | Swiss Reinsurance Co. | 27,706.6 | Switzerland |
| 3 | Berkshire Hathaway Re | 17,398.0 | U.S. |
| 4 | Hannover Rueckversicherung AG | 10,630.0 | Germany |
| 5 | Lloyd's (1) | 8,362.9 | U.K. |
| 6 | SCOR SE | 7,871.7 | France |
| 7 | Reinsurance Group of America, Inc. | 4,906.5 | U.S. |
| 8 | Transatlantic Holdings Inc. | 3,952.9 | U.S. |
| 9 | Everest Reinsurance Co. | 3,919.4 | Bermuda |
| 10 | PartnerRe Ltd. | 3,757.1 | Bermuda |
(1) Represents an aggregation of all syndicates participating at Lloyd’s.
Source: Standard & Poor's.
| Rank | Company | Brokerage revenues (1) | Country |
|---|---|---|---|
| 1 | Marsh & McLennan Cos. Inc. | $11,281.0 | U.S. |
| 2 | Aon Corp. (2) | 7,096.0 | U.S. |
| 3 | Willis Group Holdings Ltd. (3) | 2,463.0 | U.K. |
| 4 | Arthur J. Gallagher & Co. | 1,457.2 | U.S. |
| 5 | Wells Fargo Insurance Services Inc. | 1,282.1 | U.S. |
| 6 | Jardine Lloyd Thompson Group P.L.C. | 947.3 | U.K. |
| 7 | BB&T Insurance Services Inc. | 877.4 | U.S. |
| 8 | Hilb Rogal & Hobbs Co. (3) | 780.0 | U.S. |
| 9 | Brown & Brown Inc. | 757.6 | U.S. |
| 10 | Lockton Cos. L.L.C. | 728.2 (4) | U.S. |
| Rank | Company | Reinsurance gross revenues | Country |
|---|---|---|---|
| 1 | Aon Re Global (2) | $975,000 | U.S. |
| 2 | Guy Carpenter & Co. L.L.C. | 901,000 | U.S. |
| 3 | Benfield Group Ltd. (2) | 679,078 (3) | U.K. |
| 4 | Willis Re | 606,200 | U.K. |
| 5 | Towers Perrin | 167,250 | U.S. |
| 6 | Cooper Gay (Holdings) Ltd. | 136,200 | U.K. |
| 7 | Jardine Lloyd Thompson Group P.L.C. | 124,124 (3) | U.K. |
| 8 | John B. Collins Associates Inc. | 70,300 | U.S. |
| 9 | BMS Group | 69,619 (3) | U.K. |
| 10 | UIB Holdings Ltd. | 39,990 (3) | U.K. |
(1) Includes all reinsurance revenue reported through holding and/or subsidiary companies.
(2) In 2008 Aon agreed to acquire Benfield.
(3) Fiscal year 2007.
| Life | Nonlife (2) | Total | ||||
|---|---|---|---|---|---|---|
| Year | Sales ($ millions) |
Percent change from prior year | Sales ($ millions) |
Percent change from prior year | Sales ($ millions) |
Percent change from prior year |
| 1998 | $20,727 | 7.9% | $43,137 | -1.2% | $63,864 | 1.6% |
| 1999 | 24,970 | 20.5 | 45,271 | 4.9 | 70,241 | 10.0 |
| 2000 | 33,140 | 32.7 | 50,743 | 12.1 | 83,883 | 19.4 |
| 2001 | 33,059 | -0.2 | 46,406 | -8.5 | 79,465 | -5.3 |
| 2002 | 40,930 | 23.8 | 51,908 | 11.9 | 92,838 | 16.8 |
| 2003 | 44,393 | 8.5 | 56,015 | 7.9 | 100,408 | 8.2 |
| 2004 | 48,084 | 8.3 | 59,490 | 6.3 | 107,624 | 7.2 |
| 2005 | 52,053 | 8.3 | NA | NA | NA | NA |
| Life | Nonlife (2) | Total | ||||
|---|---|---|---|---|---|---|
| Year | Sales ($ millions) |
Percent change from prior year | Sales ($ millions) |
Percent change from prior year | Sales ($ millions) |
Percent change from prior year |
| 2002 | $44,917 | NA | $63,619 | NA | $108,536 | NA |
| 2003 | 43,869 | -2.3% | 68,324 | 7.4% | 112,193 | 3.4% |
| 2004 | 45,720 | 4.2 | 62,353 | -8.7 | 108,073 | -3.7 |
| 2005 | 48,759 | 6.6 | 60,479 | -3.0 | 109,238 | 1.1 |
| 2006 | 67,191 | 37.8 | 65,311 | 8.0 | 132,502 | 21.3 |
| Number of captives | |||
|---|---|---|---|
| Rank | Location | 2007 | 2008 |
| 1 | Bermuda | 958 | 960 (1) |
| 2 | Cayman Islands | 765 | 777 |
| 3 | Vermont | 567 | 557 |
| 4 | Guernsey | 368 | 370 |
| 5 | British Virgin Islands | 392 | 332 |
| 6 | Luxembourg | 210 | 262 |
| 7 | Barbados | 219 | 229 |
| 8 | Turks & Caicos Islands | 173 (1), (2) | 182 (2) |
| 9 | Hawaii | 163 | 165 |
| 10 | South Carolina | 158 | 163 |
| 11 | Isle of Man | 155 | 156 |
| 12 | Dublin | 131 (3) | 131 |
| 13 | Nevada | 108 | 123 |
| 14 | Utah | 92 | 122 |
| 15 | Arizona | 94 | 106 |
| 16 | District of Columbia | 77 | 90 |
| 17 | Kentucky | 31 | 67 |
| 18 | Singapore | 62 | 63 |
| 19 | New York | 44 | 50 |
| 20 | Switzerland | 48 | 50 |
| Total top 20 | 4,815 | 4,955 | |
| Total reading | 5,044 | 5,210 | |
| Rank | Special purpose vehicle | Sponsor | Risk amount | Peril | Risk location |
|---|---|---|---|---|---|
| 1 | Merna Reinsurance Ltd. | State Farm | $1,058.6 | Multiple | U.S./Canada |
| 2 | Residential Reinsurance 2007 Limited | USAA | 600.0 | Multiple | U.S. |
| 3 | Longpoint Re Ltd. | The Travelers | 500.0 | Hurricane | U.S. |
| 4 | Redwood Capital X Ltd. | Swiss Re | 498.6 | Earthquake | California |
| 5 | Spinnaker Capital Limited | Swiss Re | 380.2 | Hurricane | U.S. |
| 6 | Blue Fin Ltd. | Allianz SE | 290.7 | Windstorm | Europe |
| 7 | Green Valley Ltd. | Groupama SA | 288.0 | Windstorm | France |
| 8 | Gamut Re Ltd. | Nephila Capital Ltd. | 265.0 | Multiple | U.S./Europe/Japan |
| 9 | Midori Re Ltd. | East Japan Railway (1) | 260.0 | Earthquake | Japan |
| 10 | Calabash Re II Ltd. | ACE American Insurance Company (2) | 250.0 | Hurricane, earthquake, multiple | U.S. |
| Rank | Nonlife insurance | 2007 premium volume | Share of emerging markets | Life insurance | 2007 premium volume | Share of emerging markets |
|---|---|---|---|---|---|---|
| 1 | China | $33,810 | 17.0% | China | $58,673 | 26.4% |
| 2 | Russia | 28,973 | 14.6 | India | 51,322 | 23.0 |
| 3 | Brazil | 20,501 | 10.3 | South Africa | 34,430 | 15.5 |
| 4 | Mexico | 9,763 | 4.9 | Brazil | 18,533 | 8.3 |
| 5 | South Africa | 8,345 | 4.2 | Poland | 7,950 | 3.6 |
| 6 | Poland | 7,677 | 3.9 | Mexico | 7,653 | 3.4 |
| 7 | India | 7,402 | 3.7 | Malaysia | 5,573 | 2.5 |
| 8 | Turkey | 7,201 | 3.6 | Indonesia | 4,728 | 2.1 |
| 9 | Venezuela | 6,977 | 3.5 | Thailand | 4,521 | 2.0 |
| 10 | Argentina | 4,471 | 2.2 | Chile | 3,792 | 1.7 |
| Total, top 10 | $129,619 | 68.0% | Total, top 10 | $197,177 | 88.6% |
| Year | Property/casualty (1) | Life/health (2) | Total |
|---|---|---|---|
| 1998 | $286,995,396 | $269,892,499 | $556,887,895 |
| 1999 | 293,108,867 | 272,584,233 | 565,693,100 |
| 2000 | 305,069,884 | 303,442,516 | 608,512,399 |
| 2001 | 327,821,992 | 479,113,800 | 806,935,792 |
| 2002 | 375,009,622 | 508,645,715 | 883,655,337 |
| 2003 | 409,256,440 | 500,234,206 | 909,490,647 |
| 2004 | 427,396,262 | 531,160,266 | 958,556,528 |
| 2005 | 429,202,836 | 528,143,033 | 957,345,869 |
| 2006 | 448,964,936 | 583,601,803 | 1,032,566,739 |
| 2007 | 448,141,345 | 616,729,896 | 1,064,871,241 |
| Percent change 1998-2007 | 56.1% | 128.5% | 91.2% |
(1) Net premiums written, excluding state funds.
(2) Premiums and annuity considerations (fees for annuity contracts) for life/health insurance companies. Includes deposit-type funds beginning in 2001.
| Insurance carriers | Insurance agencies, brokerages and related services | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Direct insurers (1) | |||||||||
| Year | Life, health and medical | Property/ casualty | Reinsurers | Total | Insurance agencies and brokers | Other insurance- related activities (2) | Total | Total industry | Insurance and employee benefit funds (3) |
|
1999 |
815.3 |
603.9 |
33.5 |
1,452.7 |
585.3 |
198.1 |
783.4 |
2,236.1 |
44.9 |
|
2000 |
808.8 |
591.6 |
32.3 |
1,432.7 |
587.5 |
200.3 |
787.8 |
2,220.6 |
46.4 |
|
2001 |
807.7 |
591.3 |
31.4 |
1,430.4 |
597.9 |
205.3 |
803.2 |
2,233.7 |
48.4 |
|
2002 |
791.1 |
590.0 |
31.7 |
1,412.8 |
616.0 |
204.4 |
820.4 |
2,233.2 |
47.2 |
|
2003 |
789.0 |
608.6 |
31.0 |
1,428.6 |
628.5 |
208.9 |
837.4 |
2,266.0 |
47.1 |
|
2004 |
764.4 |
604.4 |
29.8 |
1,398.6 |
643.3 |
216.8 |
860.1 |
2,258.6 |
47.0 |
|
2005 |
761.9 |
595.0 |
28.8 |
1,385.7 |
650.1 |
223.5 |
873.6 |
2,259.3 |
46.4 |
|
2006 |
787.4 |
597.4 |
28.0 |
1,412.8 |
659.9 |
230.9 |
890.8 |
2,303.7 |
47.8 |
|
2007 |
784.0 |
586.1 |
27.0 |
1,397.1 |
675.3 |
234.5 |
909.8 |
2,306.8 |
48.6 |
|
2008 |
804.2 |
569.2 |
28.4 |
1,401.8 |
670.1 |
236.9 |
907.0 |
2,308.8 |
49.2 |
(1) Establishments primarily engaged in initially underwriting insurance policies.
(2) Includes claims adjusters, third-party administrators of insurance funds and other service personnel such as advisory and insurance ratemaking services.
(3) Includes employees of legal entities organized to provide insurance and employee benefits exclusively for the sponsor, or its employees or members. These employees are not included in the total for the insurance industry.
| Insurance carriers and related activities | |||
|---|---|---|---|
| Year | Total GDP | GDP | Percent of total GDP |
| 2002 | $10,398.4 | $237.4 | 2.3% |
| 2003 | 10,886.2 | 255.0 | 2.3 |
| 2004 | 11,607.0 | 267.7 | 2.3 |
| 2005 | 12,346.9 | 264.5 | 2.1 |
| 2006 | 13,119.9 | 280.9 | 2.1 |
| Number of transactions | Transaction values ($ millions) | |||||
|---|---|---|---|---|---|---|
| Sector | U.S. | Non-U.S. | Total | U.S. | Non-U.S. | Total |
| Property/casualty | 47 | 121 | 168 | $7,866 | $42,733 | $50,599 |
| Life/annuity | 14 | 78 | 92 | 1,321 | 50,486 | 51,807 |
| Health/managed care | 47 | 22 | 69 | 8,534 | 5,282 | 13,816 |
| Distribution | 302 | 24 (1) | 326 | 15,043 | 191 (1) | 15,234 |
| Services | 68 | 24 (1) | 92 | 6,082 | 820 (1) | 6,902 |
| Total | 478 | 269 | 747 | $38,846 | $99,512 | $138,356 |
| Rank | Buyer (Country) | Target (Country) | Transaction value |
|---|---|---|---|
| 1 | Allianz Se (Germany) | Assurances Generales de France (France) | $12,600 |
| 2 | Suncorp-Metway Ltd. (Australia) | Promina Group Ltd. (New Zealand) | 6,300 |
| 3 | SCOR S.A. (France) | Converium (Switzerland) | 2,770 |
| 4 | Liberty Mutual Group (U.S.) | Ohio Casualty Corp. (U.S.) | 2,700 |
| 5 | MAPFRE SA (Spain) | Commerce Group, Inc. (U.S.) | 2,207 |
| 6 | Generali Group (Italy) | Ingosstrakh (Russia) | 2,000 |
| 7 | Groupama S.A. (France) | Nuova Tirrena SpA (Italy) | 1,712 |
| 8 | Munich Re (Germany) | Midland Company (U.S.) | 1,300 |
| 9 | AXA (France) | Reso Garantia (Russia) | 1,162 |
| 10 | QBE (Australia) | Winterthur US Holdings, Inc. (U.S.) | 1,160 |
| Property/casualty | Life/annuity | Health/managed care | ||||
|---|---|---|---|---|---|---|
| Year | Number of transactions |
Transaction values |
Number of transactions |
Transaction values |
Number of transactions |
Transaction values |
| 1998 | 117 | $55,825 | 51 | $32,473 | 76 | $5,281 |
| 1999 | 63 | 19,118 | 53 | 15,551 | 55 | 1,501 |
| 2000 | 53 | 40,032 | 36 | 14,983 | 31 | 90 |
| 2001 | 41 | 1,249 | 33 | 36,101 | 26 | 3,487 |
| 2002 | 36 | 486 | 22 | 2,796 | 20 | 5,158 |
| 2003 | 50 | 20,353 | 25 | 18,533 | 15 | 20,353 |
| 2004 | 22 | 425 | 17 | 3,817 | 26 | 8,342 |
| 2005 | 49 | 9,264 | 21 | 21,865 | 22 | 15,886 |
| 2006 | 48 | 35,221 | 23 | 5,055 | 20 | 646 |
| 2007 | 67 | 13,615 | 19 | 5,849 | 52 | 9,661 |
| Distribution | Insurance services | Total U.S. mergers and acquisitions | ||||
|---|---|---|---|---|---|---|
| Year | Number of transactions |
Transaction values |
Number of transactions |
Transaction values |
Number of transactions |
Transaction values |
| 1998 | 183 | $55,903 | 138 | $15,874 | 565 | $165,356 |
| 1999 | 203 | 1,633 | 94 | 3,923 | 468 | 41,726 |
| 2000 | 145 | 7 | 30 | 592 | 295 | 55,704 |
| 2001 | 160 | 542 | 43 | 153 | 303 | 41,532 |
| 2002 | 146 | 689 | 31 | 575 | 255 | 9,704 |
| 2003 | 118 | 446 | 30 | 240 | 238 | 59,925 |
| 2004 | 190 | 60 | 37 | 2,234 | 292 | 14,878 |
| 2005 | 180 | 212 | 63 | 3,566 | 335 | 50,793 |
| 2006 | 246 | 944 | 69 | 1,156 | 406 | 43,022 |
| 2007 | 312 | 15,205 | 72 | 6,087 | 522 | 50,417 |
| Year | Number of transactions | Transaction values |
|---|---|---|
| 2003 | 25 | $18,533 |
| 2004 | 17 | 3,817 |
| 2005 | 21 | 21,865 |
| 2006 | 23 | 5,055 |
| 2007 | 19 | 5,849 |
| Year | Number of transactions | Transaction values |
|---|---|---|
| 2003 | 50 | $20,353 |
| 2004 | 22 | 425 |
| 2005 | 49 | 9,264 |
| 2006 | 48 | 35,221 |
| 2007 | 67 | 13,615 |
| State | Property/ casualty | Life/ health | State | Property/ casualty | Life/ health |
|---|---|---|---|---|---|
| Alabama | 22 | 10 | Montana | 5 | 3 |
| Alaska | 6 | 0 | Nebraska | 31 | 27 |
| Arizona | 47 | 186 | Nevada | 13 | 3 |
| Arkansas | 11 | 33 | New Hampshire | 32 | 3 |
| California | 119 | 19 | New Jersey | 81 | 4 |
| Colorado | 16 | 11 | New Mexico | 8 | 4 |
| Connecticut | 69 | 27 | New York | 194 | 78 |
| Delaware | 86 | 33 | North Carolina | 69 | 6 |
| D.C. | 9 | 2 | North Dakota | 17 | 3 |
| Florida | 144 | 39 | Ohio | 132 | 38 |
| Georgia | 38 | 17 | Oklahoma | 47 | 26 |
| Hawaii | 19 | 3 | Oregon | 13 | 4 |
| Idaho | 9 | 1 | Pennsylvania | 194 | 37 |
| Illinois | 190 | 61 | Rhode Island | 25 | 4 |
| Indiana | 72 | 38 | South Carolina | 24 | 12 |
| Iowa | 60 | 26 | South Dakota | 19 | 2 |
| Kansas | 24 | 12 | Tennessee | 19 | 14 |
| Kentucky | 8 | 9 | Texas | 231 | 144 |
| Louisiana | 37 | 48 | Utah | 11 | 15 |
| Maine | 17 | 2 | Vermont | 14 | 2 |
| Maryland | 42 | 6 | Virginia | 15 | 10 |
| Massachusetts | 52 | 19 | Washington | 20 | 10 |
| Michigan | 75 | 29 | West Virginia | 17 | 1 |
| Minnesota | 47 | 12 | Wisconsin | 183 | 28 |
| Mississippi | 15 | 21 | Wyoming | 2 | 0 |
| Missouri | 51 | 31 | United States (1) | 2,723 | 1,190 |
| Rank | Group | Direct premiums written (1) | Market share (2) |
|---|---|---|---|
| 1 | State Farm Group | $49,350,411 | 9.9% |
| 2 | American International Group (AIG) (3) | 37,665,191 | 7.5 |
| 3 | Zurich Insurance Group | 29,108,738 | 5.8 |
| 4 | Allstate Insurance Group | 27,688,687 | 5.5 |
| 5 | Travelers Group | 22,151,582 | 4.4 |
| 6 | Liberty Mutual Insurance Group | 20,235,814 | 4.1 |
| 7 | Nationwide Group | 16,122,638 | 3.2 |
| 8 | Berkshire Hathaway Insurance Group | 15,368,968 | 3.1 |
| 9 | Progressive Group | 13,983,744 | 2.8 |
| 10 | Hartford Fire & Casualty Group | 11,508,537 | 2.3 |
| Year | Life/health | Property/casualty | Total |
|---|---|---|---|
| 1998 | $265,560,115 | $302,598,974 | $568,159,089 |
| 1999 | 280,229,519 | 310,316,732 | 590,546,251 |
| 2000 | 308,127,334 | 325,013,197 | 633,140,531 |
| 2001 | 499,818,764 | 361,555,155 | 861,373,919 |
| 2002 | 534,188,776 | 413,816,354 | 948,005,130 |
| 2003 | 540,341,238 | 451,561,502 | 991,902,740 |
| 2004 | 568,406,995 | 469,312,861 | 1,037,719,856 |
| 2005 | 565,567,661 | 480,560,652 | 1,046,128,313 |
| 2006 | 619,679,926 | 495,998,654 | 1,115,678,580 |
| 2007 | 666,719,498 | 499,616,482 | 1,166,335,980 |
| Percent change 1998-2007 |
151.1% | 65.1% | 105.3% |
Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.
| Rank | Group | Direct premiums written (1) | Market share (2) |
|---|---|---|---|
| 1 | American International Group (AIG) (3) | $53,010,256 | 8.9% |
| 2 | Metropolitan Group | 51,943,397 | 8.7 |
| 3 | Prudential of America | 42,347,519 | 7.1 |
| 4 | ING America Insurance Holding Group | 38,049,175 | 6.4 |
| 5 | Hartford Fire & Casualty Group | 32,387,977 | 5.4 |
| 6 | John Hancock Group | 29,783,898 | 5.0 |
| 7 | Aegon USA Holding Group | 29,707,455 | 5.0 |
| 8 | Principal Financial Group | 22,696,476 | 3.8 |
| 9 | New York Life Group | 21,874,343 | 3.7 |
| 10 | Lincoln National | 21,531,912 | 3.6 |
(1) Premium and annuity totals, before reinsurance transactions, excluding state funds.
(2) Based on U.S. total including territories.
(3) In 2008 AIG ceded 79.9 percent of its ownership to the federal government in exchange for an $85 billion loan.
| Rank | Group | Number of policies issued | Amount of insurance issued ($000) | Average amount issued per policy |
|---|---|---|---|---|
| 1 | State Farm | 351,536 | $72,118,322 | $205,152 |
| 2 | American International Group (AIG) (1) | 342,207 | 120,723,359 | 352,779 |
| 3 | Direct General Group | 308,999 | 3,544,855 | 11,472 |
| 4 | Citigroup | 259,950 | 77,864,529 | 299,537 |
| 5 | Allstate Insurance | 247,889 | 45,958,414 | 185,399 |
| 6 | Liberty National | 242,010 | 6,723,301 | 27,781 |
| 7 | American Family Insurance Group | 183,214 | 18,318,278 | 99,983 |
| 8 | Zurich Insurance Group | 137,464 | 25,539,661 | 185,792 |
| 9 | Old Mutual | 127,472 | 17,111,084 | 134,234 |
| 10 | Genworth Financial Group | 123,832 | 53,711,410 | 433,744 |
(1) In 2008 AIG ceded 79.9 percent of its ownership to the federal government in exchange for an $85 billion loan.
Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.
| Rank | Group | Number of policies issued | Amount of insurance issued ($000) | Average amount issued per policy |
|---|---|---|---|---|
| 1 | Liberty National | 745,861 | $13,669,254 | $18,327 |
| 2 | American International Group (AIG) (2) | 482,321 | 24,420,484 | 50,631 |
| 3 | UnumProvident Life | 307,531 | 7,445,766 | 24,211 |
| 4 | State Farm | 265,176 | 14,695,593 | 55,418 |
| 5 | AEGON USA Incorporated | 244,820 | 21,223,344 | 86,690 |
| 6 | Mutual of Omaha | 189,058 | 4,481,512 | 23,704 |
| 7 | Metropolitan Group | 165,045 | 29,875,207 | 181,012 |
| 8 | New York Life | 164,275 | 31,666,114 | 192,763 |
| 9 | Conseco | 135,658 | 2,438,768 | 17,977 |
| 10 | Northwestern Mutual | 134,280 | 32,895,264 | 244,975 |
| Rank | Group | Net premiums written |
|---|---|---|
| 1 | Metropolitan Group | $18,432,219 |
| 2 | Hartford Fire and Casualty | 14,737,634 |
| 3 | Lincoln National | 13,839,012 |
| 4 | American International Group (AIG) (1) | 12,838,899 |
| 5 | Ameriprise Financial Group | 10,871,808 |
| 6 | Jackson National | 10,155,428 |
| 7 | Allianz Insurance | 8,920,939 |
| 8 | Pacific Life Insurance | 7,515,971 |
| 9 | TIAA | 6,391,322 |
| 10 | Nationwide Corporation | 6,213,862 |
| Rank | Group | Net premiums written |
|---|---|---|
| 1 | ING America Insurance Holding Group | $16,656,521 |
| 2 | Prudential of America | 15,780,084 |
| 3 | John Hancock | 14,249,198 |
| 4 | Axa Insurance Group | 12,256,118 |
| 5 | Metropolitan Group | 7,238,087 |
| 6 | American International Group (AIG) (1) | 6,598,045 |
| 7 | Mass Mutual Life Insurance Company | 6,065,747 |
| 8 | Hartford Fire and Casualty | 5,441,767 |
| 9 | Nationwide Corporation | 3,246,773 |
| 10 | Great West Life Assurance | 3,214,304 |
| Rank | Company | Premiums | Market share |
|---|---|---|---|
| 1 | Hartford Life | $189.2 | 12.3% |
| 2 | MetLife | 183.7 | 11.9 |
| 3 | Standard | 168.7 | 10.9 |
| 4 | Unum | 157.1 | 10.2 |
| 5 | CIGNA | 135.7 | 8.8 |
| 6 | Reliance Standard | 95.0 | 6.2 |
| 7 | Aetna | 90.6 | 5.9 |
| 8 | Sun Life Financial | 84.3 | 5.5 |
| 9 | Prudential | 83.9 | 5.4 |
| 10 | Lincoln Financial Group | 82.3 | 5.3 |
| Rank | Company | Premiums | Market share |
|---|---|---|---|
| 1 | Hartford Life | $102.6 | 15.8% |
| 2 | Lincoln Financial Group | 61.4 | 9.4 |
| 3 | Unum | 60.7 | 9.3 |
| 4 | Aetna | 42.6 | 6.5 |
| 5 | Sun Life Financial | 41.7 | 6.4 |
| 6 | MetLife | 40.9 | 6.3 |
| 7 | CIGNA | 37.6 | 5.8 |
| 8 | Reliance Standard | 36.8 | 5.7 |
| 9 | Standard | 34.3 | 5.3 |
| 10 | Prudential | 30.1 | 4.6 |
| Amount ($ billions) | Percent of total investments | |||||
|---|---|---|---|---|---|---|
| Investment type | 2003 | 2006 | 2007 | 2003 | 2006 | 2007 |
| Bonds | $1,889.8 | $2,134.6 | $2,164.1 | 75.09% | 74.12% | 73.17% |
| Stocks | 95.1 | 143.5 | 142.5 | 3.78 | 4.98 | 4.82 |
| Preferred stocks | 29.9 | 64.7 | 65.7 | 1.19 | 2.25 | 2.22 |
| Common stocks | 65.2 | 78.7 | 76.8 | 2.59 | 2.73 | 2.60 |
| Mortgage loans on real estate | 253.7 | 294.0 | 315.1 | 10.08 | 10.21 | 10.65 |
| First liens | 252.8 | 292.9 | 313.1 | 10.04 | 10.17 | 10.58 |
| Other than first liens | 0.9 | 1.1 | 2.0 | 0.04 | 0.04 | 0.07 |
| Real estate | 19.9 | 18.8 | 19.6 | 0.79 | 0.65 | 0.66 |
| Properties occupied by company | 5.8 | 5.7 | 5.9 | 0.23 | 0.20 | 0.20 |
| Properties held for income production | 12.5 | 12.4 | 12.8 | 0.50 | 0.43 | 0.43 |
| Properties held for sale | 1.6 | 0.7 | 0.9 | 0.06 | 0.02 | 0.03 |
| Cash, cash eqivalent and short-term investments | 76.8 | 79.8 | 79.2 | 3.05 | 2.77 | 2.68 |
| Contract loans | 104.0 | 109.8 | 113.5 | 4.13 | 3.81 | 3.84 |
| Other invested assets | 58.9 | 81.2 | 105.0 | 2.34 | 2.82 | 3.55 |
| Receivables for securities | 4.1 | 3.0 | 2.4 | 0.16 | 0.11 | 0.08 |
| Aggregate write-ins for invested assets | 14.3 | 15.1 | 16.5 | 0.57 | 0.52 | 0.56 |
| Total cash and invested assets | $2,516.6 | $2,879.7 | $2,957.9 | 100.00% | 100.00% | 100.00% |
| 2003 | 2006 | 2007 | ||||
|---|---|---|---|---|---|---|
| Lines of insurance | Direct premiums written (1) | Percent of total | Direct premiums written (1) | Percent of total | Direct premiums written (1) | Percent of total |
| Annuities | ||||||
| Ordinary individual annuities | $176,351.7 | 32.6% | $193,426.5 | 31.2% | $205,663.7 | 30.8% |
| Group annuities | 102,641.8 | 19.0 | 117,152.7 | 18.9 | 121,971.4 | 18.3 |
| Total | $278,993.5 | 51.6% | $310,579.2 | 50.1% | $327,635.1 | 49.1% |
| Life | ||||||
| Ordinary life | 111,810.4 | 20.7 | 129,203.2 | 20.8 | 142,867.0 | 21.4 |
| Group life | 27,274.6 | 5.0 | 35,246.9 | 5.7 | 39,491.1 | 5.9 |
| Credit life (group and individual) | 1,413.6 | 0.3 | 1,555.6 | 0.3 | 1,625.8 | 0.2 |
| Industrial life | 272.1 | 0.1 | 239.6 | (2) | 231.1 | (2) |
| Total | $140,770.8 | 26.1% | $166,245.3 | 26.8% | $184,215.0 | 27.6% |
| Accident and health (3) | ||||||
| Group | 80,235.0 | 14.8 | 84,288.2 | 13.6 | 88,216.8 | 13.2 |
| Other | 38,800.3 | 7.2 | 57,144.5 | 9.2 | 65,223.5 | 9.8 |
| Credit | 1,541.5 | 0.3 | 1,430.7 | 0.2 | 1,399.7 | 0.2 |
| Total | $120,576.8 | 22.3% | $142,863.4 | 23.1% | $154,840.0 | 23.2% |
| All other lines | 0.0 | (2) | 0.1 | (2) | 0.4 | (2) |
| Total, all lines | $540,341.2 | 100.0% | $619,688.0 | 100.0% | $666,690.5 | 100.0% |
(1) Before reinsurance transactions.
(2) Less than 0.1 percent.
(3) Does not include accident and health premiums reported on the property/casualty and health annual statements.
Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.
| Total | ||||
|---|---|---|---|---|
| Year | Variable | Fixed | Amount | Percent change from prior year |
| 2004 | $132.9 | $87.9 | $220.8 | 0.9% |
| 2005 | 137.6 | 78.9 | 216.5 | -1.9 |
| 2006 | 160.4 | 78.3 | 238.7 | 10.3 |
| 2007 | 184.0 | 72.8 | 256.8 | 7.6 |
| 2008 | 155.6 | 109.4 | 265.0 | 3.2 |
| Year | Direct premiums written | Government programs (2) | Total |
|---|---|---|---|
| 2003 | $157,068,238 | NA | NA |
| 2004 | 165,398,197 | $68,115,370 | 233,513,567 |
| 2005 | 188,332,346 | 82,383,107 | 270,715,453 |
| 2006 | 203,050,501 | 99,704,399 | 302,754,900 |
| 2007 | 212,676,073 | 118,246,749 | 330,922,822 |
| Rank | Group | Direct premiums written | Market share |
|---|---|---|---|
| 1 | UnitedHealth Group | $66,768.8 | 11.70% |
| 2 | WellPoint Inc. Group | 55,662.3 | 9.75 |
| 3 | Kaiser Foundation Group | 43,714.2 | 7.66 |
| 4 | Humana Group | 21,742.1 | 3.81 |
| 5 | Aetna Group | 21,722.3 | 3.81 |
| 6 | HCSC Group | 14,857.9 | 2.60 |
| 7 | American Family Corp. Group | 11,646.5 | 2.04 |
| 8 | Highmark Group | 11,448.8 | 2.01 |
| 9 | Independence Blue Cross Group | 9,832.3 | 1.72 |
| 10 | CIGNA Health Group | 9,640.8 | 1.69 |
(1) Includes data from the property/casualty, life/health, fraternal and health annual statements.
| Number of policies | Percent change, 2006-2007 | Annualized premium | Percent change, 2006-2007 | |
|---|---|---|---|---|
| Noncancellable | 176,185 | 3% | $328,139,736 | 6% |
| Guaranteed renewable | 323,961 | (2) | 200,430,251 | 7 |
| Total | 500,146 | 1% | $528,569,987 | 6% |
| Number of policies | Percent change, 2006-2007 | Annualized premium | Percent change, 2006-2007 | |
|---|---|---|---|---|
| Noncancellable | 2,627,838 | (2) | $3,802,933,134 | 3% |
| Guaranteed renewable | 1,524,427 | 2% | 931,625,132 | 5 |
| Total | 4,152,265 | 1% | $4,734,558,266 | 4% |
| Rank | Company | State of domicile | Parent group | Direct premiums earned | Market share |
|---|---|---|---|---|---|
| 1 | Continental Casualty Co. | IL | CNA Insurance Group | $6,191,890,133 | 41.36% |
| 2 | Genworth Life Insurance Co. | DE | Genworth Financial Group | 1,524,502,260 | 10.18 |
| 3 | John Hancock Life Insurance Co. | MA | John Hancock Group | 1,153,726,292 | 7.71 |
| 4 | Metropolitan Life Insurance Co. | NY | Metropolitan Group | 607,119,162 | 4.06 |
| 5 | Bankers Life & Casualty Co. | IL | Conseco Group | 582,270,687 | 3.89 |
| 6 | Unum Life Insurance Co. of America | ME | UnumProvident Corporation Group | 487,528,705 | 3.26 |
| 7 | Conseco Senior Health Insurance Co. | PA | Conseco Group | 260,948,945 | 1.74 |
| 8 | MetLife Insurance Co. of CT | CT | Metropolitan Group | 259,810,587 | 1.74 |
| 9 | Penn Treaty Network America Insurance Co. | PA | Penn Treaty American Group | 238,037,037 | 1.59 |
| 10 | Life Investors Insurance Co. of America | IA | Aegon Americas | 231,660,753 | 1.55 |
| State | Life insurance | Annuities | Accident and health insurance (2) | Deposit-type contract funds | Other considerations | Total |
|---|---|---|---|---|---|---|
| Alabama | $2,431 | $2,711 | $1,493 | $234 | $876 | $7,746 |
| Alaska | 291 | 450 | 227 | 48 | 128 | 1,145 |
| Arizona | 2,041 | 4,409 | 3,398 | 379 | 1,517 | 11,745 |
| Arkansas | 886 | 1,484 | 1,364 | 219 | 423 | 4,375 |
| California | 14,755 | 22,085 | 14,546 | 2,963 | 11,564 | 65,914 |
| Colorado | 1,923 | 4,302 | 2,811 | 2,560 | 1,202 | 12,798 |
| Connecticut | 2,520 | 5,237 | 2,272 | 8,186 | 2,482 | 20,697 |
| Delaware | 3,513 | 1,396 | 413 | 16,868 | 784 | 22,974 |
| D.C. | 415 | 463 | 536 | 193 | 992 | 2,598 |
| Florida | 7,935 | 17,385 | 9,727 | 1,710 | 5,641 | 42,398 |
| Georgia | 4,251 | 4,716 | 4,329 | 1,249 | 1,604 | 16,149 |
| Hawaii | 711 | 1,265 | 352 | 63 | 673 | 3,064 |
| Idaho | 460 | 868 | 492 | 167 | 224 | 2,211 |
| Illinois | 6,344 | 9,486 | 6,338 | 1,725 | 3,690 | 27,584 |
| Indiana | 2,584 | 5,190 | 3,704 | 2,001 | 1,398 | 14,877 |
| Iowa | 1,516 | 2,856 | 1,485 | 8,748 | 705 | 15,310 |
| Kansas | 1,246 | 2,082 | 2,753 | 7,254 | 816 | 14,151 |
| Kentucky | 1,376 | 2,277 | 1,760 | 170 | 932 | 6,515 |
| Louisiana | 1,834 | 3,436 | 1,731 | 456 | 1,085 | 8,542 |
| Maine | 401 | 818 | 703 | 75 | 327 | 2,323 |
| Maryland | 2,529 | 4,460 | 2,209 | 3,488 | 2,057 | 14,743 |
| Massachusetts | 3,265 | 6,707 | 2,432 | 1,979 | 3,283 | 17,667 |
| Michigan | 3,747 | 9,980 | 3,726 | 1,185 | 2,318 | 20,957 |
| Minnesota | 3,260 | 4,931 | 1,872 | 998 | 2,009 | 13,070 |
| Mississippi | 977 | 1,272 | 1,557 | 143 | 335 | 4,283 |
| Missouri | 2,524 | 4,587 | 4,728 | 722 | 1,276 | 13,837 |
| Montana | 271 | 479 | 456 | 55 | 128 | 1,389 |
| Nebraska | 853 | 1,713 | 1,158 | 509 | 420 | 4,653 |
| Nevada | 821 | 1,341 | 989 | 332 | 486 | 3,970 |
| New Hampshire | 531 | 1,226 | 547 | 770 | 364 | 3,438 |
| New Jersey | 7,378 | 10,226 | 3,911 | 3,627 | 3,564 | 28,706 |
| New Mexico | 543 | 879 | 644 | 81 | 397 | 2,544 |
| New York | 10,641 | 17,390 | 6,153 | 18,137 | 9,182 | 61,503 |
| North Carolina | 3,971 | 6,469 | 4,713 | 1,806 | 2,133 | 19,093 |
| North Dakota | 265 | 539 | 278 | 29 | 154 | 1,264 |
| Ohio | 4,874 | 9,754 | 5,708 | 3,311 | 2,896 | 26,543 |
| Oklahoma | 1,210 | 1,771 | 1,651 | 297 | 713 | 5,641 |
| Oregon | 1,080 | 2,190 | 1,455 | 286 | 1,068 | 6,080 |
| Pennsylvania | 6,093 | 11,462 | 4,444 | 1,633 | 4,545 | 28,176 |
| Rhode Island | 473 | 912 | 361 | 139 | 297 | 2,182 |
| South Carolina | 1,743 | 2,885 | 1,957 | 185 | 668 | 7,437 |
| South Dakota | 441 | 571 | 342 | 50 | 140 | 1,545 |
| Tennessee | 2,735 | 4,297 | 2,856 | 395 | 1,588 | 11,871 |
| Texas | 8,814 | 15,217 | 13,218 | 2,252 | 4,757 | 44,257 |
| Utah | 969 | 1,810 | 916 | 325 | 540 | 4,560 |
| Vermont | 237 | 470 | 356 | 106 | 250 | 1,420 |
| Virginia | 3,441 | 5,314 | 3,560 | 1,951 | 2,315 | 16,581 |
| Washington | 2,158 | 3,654 | 2,147 | 601 | 1,680 | 10,239 |
| West Virginia | 590 | 1,068 | 716 | 66 | 358 | 2,798 |
| Wisconsin | 2,558 | 5,288 | 4,482 | 901 | 1,432 | 14,661 |
| Wyoming | 196 | 357 | 280 | 134 | 80 | 1,045 |
| United States (3) | $136,618 | $232,134 | $140,260 | $101,760 | $88,498 | $699,268 |
| 2005 | 2006 | 2007 | |
|---|---|---|---|
| Net premiums and annuity considerations (1) | $528,143.0 | $583,601.8 | $616,729.9 |
| Net investment income | 154,600.0 | 160,359.7 | 168,192.0 |
| Net gain from operations (2) | 41,480.7 | 40,951.1 | 45,536.9 |
| Federal and foreign income taxes (3) | 8,660.0 | 11,246.8 | 11,795.6 |
| Net realized capital gains/losses | 3,115.1 | 6,538.3 | -1,751.7 |
| Net income | 35,935.7 | 36,242.6 | 31,989.6 |
| Dividends to policyholders | 15,939.5 | 16,450.2 | 17,497.1 |
| Capital and surplus (end of year) | 231,115.0 | 244,386.5 | 252,846.7 |
(1) Annuities, life, and accident and health policies and contracts.
(2) After dividends to policyholders and before federal income taxes.
(3) Incurred (excluding tax on capital gain).
| Lines of insurance | 2004 | 2005 | 2006 | 2007 |
|---|---|---|---|---|
| Private passenger auto | ||||
| Liability | $92,936.6 | $94,653.8 | $95,326.5 | $94,996.8 |
| Collision and comprehensive | 64,697.0 | 64,934.2 | 65,127.2 | 64,675.4 |
| Total private passenger auto | 157,633.6 | 159,588.0 | 160,453.7 | 159,672.2 |
| Commercial auto | ||||
| Liability | 19,569.8 | 19,847.1 | 19,704.1 | 18,995.8 |
| Collision and comprehensive | 7,149.2 | 6,951.2 | 6,949.4 | 6,657.2 |
| Total commercial auto | 26,719.0 | 26,798.3 | 26,653.4 | 25,653.0 |
| Fire | 8,050.8 | 7,937.3 | 9,363.9 | 9,797.5 |
| Allied lines | 5,985.4 | 5,945.8 | 6,592.8 | 6,966.1 |
| Multiple peril crop | 2,203.1 | 2,234.6 | 2,824.8 | 3,736.7 |
| Federal flood (3) | 13.5 | 12.3 | 43.1 | 16.5 |
| Farmowners multiple peril | 2,118.1 | 2,267.7 | 2,310.7 | 2,424.0 |
| Homeowners multiple peril | 49,980.4 | 53,016.2 | 55,825.1 | 57,067.9 |
| Commercial multiple peril | 29,074.6 | 29,695.8 | 31,850.1 | 31,328.9 |
| Mortgage guaranty | 4,323.1 | 4,454.7 | 4,565.9 | 5,192.1 |
| Ocean marine | 2,828.7 | 2,948.3 | 3,133.4 | 3,261.2 |
| Inland marine | 7,940.0 | 8,251.5 | 9,216.4 | 9,795.6 |
| Financial guaranty | 2,133.6 | 2,014.5 | 2,163.3 | 3,038.9 |
| Medical malpractice | 9,124.2 | 9,734.8 | 10,378.3 | 9,960.6 |
| Earthquake | 1,098.4 | 1,106.4 | 1,315.5 | 1,260.7 |
| Accident and health (4) | 9,767.3 | 9,573.8 | 6,665.5 | 7,096.3 |
| Workers compensation | 36,734.5 | 39,724.6 | 41,820.4 | 40,858.6 |
| Products liability | 3,401.9 | 3,561.3 | 3,623.8 | 3,305.7 |
| Other liability (5) | 39,752.7 | 39,363.3 | 42,221.1 | 41,377.1 |
| Aircraft | 2,180.0 | 1,985.9 | 1,990.6 | 1,761.5 |
| Fidelity | 1,309.3 | 1,216.8 | 1,240.8 | 1,252.8 |
| Surety | 3,817.2 | 3,819.5 | 4,434.8 | 4,834.0 |
| Burglary and theft | 138.3 | 120.1 | 143.1 | 160.6 |
| Boiler and machinery | 1,572.2 | 1,582.9 | 1,675.3 | 1,741.3 |
| Credit | 806.4 | 936.1 | 1,090.1 | 1,405.4 |
| International | 302.6 | 230.4 | 193.6 | 136.7 |
| Reinsurance (6) | 13,698.6 | 6,589.8 | 12,862.6 | 11,570.1 |
| Other lines (7) | 3,033.7 | 2,918.1 | 3,161.7 | 3,238.7 |
| Total, all lines (8) | $425,741.3 | $427,629.0 | $447,813.9 | $447,910.6 |
| Lines of insurance | Percent change 2004-2005 | Percent change 2005-2006 | Percent change 2006-2007 | Percent of total 2007 |
|---|---|---|---|---|
| Private passenger auto | ||||
| Liability | 1.8% | 0.7% | -0.3% | 21.2% |
| Collision and comprehensive | 0.4 | 0.3 | -0.7 | 14.4 |
| Total private passenger auto | 1.2 | 0.5 | -0.5 | 35.6 |
| Commercial auto | ||||
| Liability | 1.4 | -0.7 | -3.6 | 4.2 |
| Collision and comprehensive | -2.8 | (2) | -4.2 | 1.5 |
| Total commercial auto | 0.3 | -0.5 | -3.8 | 5.7 |
| Fire | -1.4 | 18.0 | 4.6 | 2.2 |
| Allied lines | -0.7 | 10.9 | 5.7 | 1.6 |
| Multiple peril crop | 1.4 | 26.4 | 32.3 | 0.8 |
| Federal flood (3) | -8.5 | 250.0 | -61.6 | (2) |
| Farmowners multiple peril | 7.1 | 1.9 | 4.9 | 0.5 |
| Homeowners multiple peril | 6.1 | 5.3 | 2.2 | 12.7 |
| Commercial multiple peril | 2.1 | 7.3 | -1.6 | 7.0 |
| Mortgage guaranty | 3.0 | 2.5 | 13.7 | 1.2 |
| Ocean marine | 4.2 | 6.3 | 4.1 | 0.7 |
| Inland marine | 3.9 | 11.7 | 6.3 | 2.2 |
| Financial guaranty | -5.6 | 7.4 | 40.5 | 0.7 |
| Medical malpractice | 6.7 | 6.6 | -4.0 | 2.2 |
| Earthquake | 0.7 | 18.9 | -4.2 | 0.3 |
| Accident and health (4) | -2.0 | -30.4 | 6.5 | 1.6 |
| Workers compensation | 8.1 | 5.3 | -2.3 | 9.1 |
| Products liability | 4.7 | 1.8 | -8.8 | 0.7 |
| Other liability (5) | -1.0 | 7.3 | -2.0 | 9.2 |
| Aircraft | -8.9 | 0.2 | -11.5 | 0.4 |
| Fidelity | -7.1 | 2.0 | 1.0 | 0.3 |
| Surety | 0.1 | 16.1 | 9.0 | 1.1 |
| Burglary and theft | -13.1 | 19.1 | 12.3 | (2) |
| Boiler and machinery | 0.7 | 5.8 | 3.9 | 0.4 |
| Credit | 16.1 | 16.5 | 28.9 | 0.3 |
| International | -23.9 | -16.0 | -29.4 | (2) |
| Reinsurance (6) | -51.9 | 95.2 | -10.0 | 2.6 |
| Other lines (7) | -3.8 | 8.3 | 2.4 | 0.7 |
| Total, all lines (8) | 0.4% | 4.7% | (2) | 100.0% |
| Private passenger auto | Commercial auto | ||||||
|---|---|---|---|---|---|---|---|
| State | Liability | Coll./comp. | Liability | Coll./comp. | Home-owners multiple peril | Farmowners multiple peril | Commercial multiple peril |
| Alabama | $1,194,156 | $1,093,951 | $345,151 | $121,738 | $1,146,955 | $53,151 | $549,694 |
| Alaska | 242,898 | 156,139 | 54,698 | 21,595 | 126,312 | 457 | 111,568 |
| Arizona | 2,000,842 | 1,594,232 | 386,642 | 121,525 | 1,158,875 | 12,450 | 597,474 |
| Arkansas | 786,142 | 604,408 | 212,321 | 81,871 | 532,840 | 13,704 | 256,760 |
| California | 11,293,951 | 9,009,027 | 2,294,860 | 783,126 | 6,477,808 | 203,138 | 4,700,146 |
| Colorado | 1,543,056 | 1,133,961 | 323,962 | 123,796 | 1,181,544 | 55,261 | 640,503 |
| Connecticut | 1,468,736 | 881,286 | 308,203 | 73,234 | 981,115 | 3,240 | 562,580 |
| Delaware | 420,421 | 199,056 | 85,046 | 79,117 | 163,337 | 2,496 | 281,764 |
| D.C. | 132,729 | 123,933 | 34,916 | 5,862 | 118,443 | 0 | 142,816 |
| Florida | 8,515,352 | 3,831,828 | 1,612,282 | 435,801 | 7,083,011 | 27,307 | 2,204,970 |
| Georgia | 2,846,061 | 2,500,235 | 671,242 | 226,815 | 1,776,025 | 84,265 | 873,031 |
| Hawaii | 415,357 | 251,589 | 96,067 | 27,553 | 316,997 | 615 | 158,213 |
| Idaho | 387,794 | 282,647 | 101,732 | 46,559 | 215,223 | 42,929 | 191,202 |
| Illinois | 3,169,951 | 2,565,102 | 854,876 | 279,441 | 2,355,606 | 103,663 | 1,529,225 |
| Indiana | 1,540,937 | 1,182,810 | 420,143 | 163,589 | 1,232,424 | 128,338 | 706,422 |
| Iowa | 651,951 | 596,733 | 212,156 | 105,150 | 468,960 | 100,926 | 295,162 |
| Kansas | 688,454 | 645,765 | 165,143 | 86,255 | 680,142 | 121,109 | 310,915 |
| Kentucky | 1,396,232 | 762,139 | 268,772 | 91,084 | 691,137 | 107,328 | 412,230 |
| Louisiana | 1,813,519 | 1,304,867 | 473,177 | 110,099 | 1,218,088 | 9,026 | 464,813 |
| Maine | 354,459 | 277,679 | 93,328 | 35,716 | 279,082 | 2,826 | 193,184 |
| Maryland | 2,105,282 | 1,452,813 | 412,134 | 114,903 | 1,190,758 | 20,103 | 598,774 |
| Massachusetts | 2,541,575 | 1,491,634 | 595,684 | 184,111 | 1,616,147 | 2,128 | 987,626 |
| Michigan | 3,161,113 | 2,646,034 | 498,486 | 241,410 | 2,109,335 | 105,144 | 1,011,106 |
| Minnesota | 1,590,560 | 1,118,196 | 327,782 | 146,343 | 1,216,578 | 84,034 | 619,974 |
| Mississippi | 774,723 | 638,790 | 236,456 | 75,123 | 670,359 | 14,777 | 296,113 |
| Missouri | 1,536,546 | 1,221,812 | 365,063 | 149,069 | 1,192,476 | 103,630 | 658,704 |
| Montana | 310,136 | 217,175 | 85,027 | 48,614 | 180,168 | 44,262 | 145,532 |
| Nebraska | 467,134 | 365,109 | 124,020 | 73,115 | 386,881 | 112,571 | 252,839 |
| Nevada | 1,128,582 | 613,203 | 199,260 | 46,112 | 476,081 | 6,612 | 310,322 |
| New Hampshire | 378,444 | 318,943 | 95,180 | 35,545 | 282,169 | 1,502 | 203,439 |
| New Jersey | 3,852,296 | 1,991,407 | 996,067 | 195,805 | 1,803,837 | 2,765 | 1,291,773 |
| New Mexico | 637,623 | 418,586 | 130,031 | 48,908 | 326,209 | 20,497 | 207,279 |
| New York | 6,451,822 | 3,342,663 | 1,713,879 | 295,796 | 3,924,821 | 33,987 | 3,143,974 |
| North Carolina | 2,521,056 | 1,767,825 | 586,500 | 190,907 | 1,645,599 | 43,661 | 846,952 |
| North Dakota | 147,296 | 158,760 | 50,207 | 32,500 | 113,881 | 59,077 | 87,383 |
| Ohio | 2,930,977 | 2,140,291 | 645,510 | 211,418 | 1,849,309 | 105,385 | 1,122,078 |
| Oklahoma | 1,012,661 | 757,741 | 264,442 | 100,772 | 882,818 | 97,200 | 370,578 |
| Oregon | 1,310,833 | 675,770 | 247,173 | 74,283 | 564,150 | 50,282 | 444,948 |
| Pennsylvania | 4,168,890 | 2,829,265 | 937,619 | 316,711 | 2,355,423 | 79,476 | 1,502,412 |
| Rhode Island | 453,761 | 234,654 | 84,328 | 22,113 | 260,504 | 141 | 140,170 |
| South Carolina | 1,538,485 | 970,787 | 292,308 | 94,569 | 1,093,434 | 5,033 | 455,364 |
| South Dakota | 188,414 | 173,392 | 55,989 | 97,723 | 125,756 | 64,827 | 101,612 |
| Tennessee | 1,523,618 | 1,257,687 | 381,385 | 158,509 | 1,158,702 | 99,256 | 612,560 |
| Texas | 6,611,805 | 5,388,039 | 1,684,433 | 506,855 | 5,097,166 | 123,157 | 1,921,731 |
| Utah | 729,822 | 492,259 | 174,549 | 75,865 | 331,930 | 8,181 | 227,752 |
| Vermont | 164,916 | 150,572 | 49,753 | 20,101 | 153,206 | 10,939 | 137,121 |
| Virginia | 2,290,865 | 1,687,954 | 465,477 | 152,805 | 1,428,927 | 44,844 | |
| State | Workers compensation | Medical malpractice | Products liability | Other liability | Fire | Allied lines | Inland marine |
|---|---|---|---|---|---|---|---|
| Alabama | $399,361 | $159,891 | $51,555 | $555,295 | $162,714 | $130,828 | $234,120 |
| Alaska | 331,018 | 24,602 | 6,774 | 129,072 | 28,967 | 15,301 | 105,504 |
| Arizona | 398,555 | 293,216 | 66,605 | 858,801 | 126,824 | 88,161 | 238,495 |
| Arkansas | 286,866 | 82,576 | 19,230 | 343,939 | 128,158 | 101,517 | 163,603 |
| California | 6,593,558 | 909,208 | 594,577 | 7,327,410 | 1,450,082 | 941,033 | 2,032,868 |
| Colorado | 405,143 | 182,820 | 87,481 | 943,589 | 122,454 | 116,766 | 228,767 |
| Connecticut | 731,246 | 217,422 | 48,256 | 863,313 | 108,370 | 83,417 | 203,693 |
| Delaware | 266,018 | 42,567 | 9,636 | 199,254 | 21,743 | 18,539 | 48,157 |
| D.C. | 163,228 | 41,563 | 5,134 | 306,144 | 29,355 | 25,820 | 65,247 |
| Florida | 3,116,699 | 662,822 | 254,166 | 3,170,709 | 1,223,199 | 1,435,812 | 1,126,330 |
| Georgia | 1,346,847 | 331,846 | 89,919 | 1,247,778 | 280,772 | 192,383 | 450,402 |
| Hawaii | 325,741 | 34,674 | 16,222 | 292,454 | 70,717 | 74,003 | 52,249 |
| Idaho | 137,128 | 44,378 | 12,706 | 156,077 | 25,397 | 26,763 | 61,914 |
| Illinois | 2,706,558 | 659,802 | 165,749 | 3,355,341 | 362,369 | 274,089 | 554,749 |
| Indiana | 791,347 | 130,612 | 60,300 | 711,444 | 179,331 | 116,489 | 292,330 |
| Iowa | 553,991 | 95,104 | 34,919 | 430,631 | 67,960 | 122,354 | 154,701 |
| Kansas | 429,708 | 98,117 | 28,852 | 346,841 | 77,904 | 128,988 | 136,360 |
| Kentucky | 637,084 | 173,862 | 31,638 | 404,019 | 119,605 | 83,755 | 228,569 |
| Louisiana | 956,353 | 107,557 | 50,274 | 755,374 | 249,440 | 249,583 | 329,632 |
| Maine | 240,399 | 57,726 | 6,550 | 134,978 | 36,311 | 22,421 | 52,966 |
| Maryland | 680,987 | 322,648 | 53,029 | 861,059 | 143,704 | 96,680 | 226,832 |
| Massachusetts | 1,122,074 | 301,379 | 106,002 | 1,418,391 | 282,490 | 176,062 | 274,699 |
| Michigan | 1,091,383 | 244,781 | 92,128 | 1,198,770 | 345,953 | 159,413 | 335,648 |
| Minnesota | 866,972 | 99,980 | 84,441 | 913,666 | 144,729 | 198,953 | 212,508 |
| Mississippi | 352,919 | 56,101 | 21,346 | 297,103 | 123,834 | 127,161 | 153,649 |
| Missouri | 989,295 | 216,599 | 60,730 | 940,808 | 183,867 | 142,098 | 252,361 |
| Montana | 113,175 | 48,791 | 8,414 | 120,980 | 20,453 | 23,798 | 44,389 |
| Nebraska | 342,121 | 36,965 | 16,114 | 252,297 | 42,267 | 110,628 | 94,215 |
| Nevada | 528,810 | 106,810 | 40,361 | 519,273 | 95,883 | 69,543 | 122,743 |
| New Hampshire | 271,363 | 43,132 | 16,205 | 159,433 | 31,246 | 21,236 | 54,489 |
| New Jersey | 1,977,758 | 590,154 | 211,976 | 2,206,834 | 316,116 | 212,130 | 415,775 |
| New Mexico | 280,394 | 50,626 | 13,871 | 189,749 | 32,794 | 29,721 | 75,526 |
| New York | 2,509,474 | 1,669,425 | 322,143 | 5,872,455 | 807,450 | 460,097 | 964,447 |
| North Carolina | 1,522,625 | 293,586 | 101,442 | 973,569 | 245,111 | 216,403 | 386,744 |
| North Dakota | 298 | 17,980 | 7,453 | 77,396 | 17,950 | 74,045 | 31,561 |
| Ohio | 28,362 | 469,392 | 110,823 | 1,451,114 | 323,228 | 186,633 | 397,334 |
| Oklahoma | 461,279 | 135,084 | 42,908 | 460,980 | 101,282 | 104,098 | 184,291 |
| Oregon | 953,971 | 110,687 | 45,634 | 450,900 | 87,571 | 58,186 | 146,859 |
| Pennsylvania | 2,302,573 | 712,621 | 165,934 | 2,351,466 | 409,070 | 255,005 | 415,628 |
| Rhode Island | 201,945 | 37,327 | 11,598 | 191,137 | 40,431 | 30,598 | 47,960 |
| South Carolina | 798,921 | 52,340 | 41,861 | 418,998 | 177,508 | 165,190 | 201,279 |
| South Dakota | 138,613 | 25,709 | 8,186 | 89,977 | 17,584 | 38,595 | 54,273 |
| Tennessee | 947,979 | 338,730 | 65,515 | 833,135 | 202,293 | 122,716 | 268,734 |
| Texas | 2,740,473 | 375,221 | 260,527 | 4,039,872 | 1,385,450 | 981,326 | 1,355,726 |
| Utah | 511,316 | 72,406 | 35,133 | 330,344 | 58,473 | 44,959 | 106,157 |
| Vermont | 190,069 | 19,753 | 6,325 | 107,363 | 19,088 | 12,246 | 29,682 |
| Virginia | 924,751 | 282,632 | 59,535 | 1,128,446 | 205,168 | 127,283 | 292,648 |
| Washington | 50,685 | 239,959 | 82,717 | 1,057,156 | 155,822 | 124,564 | 245,247 |
| West Virginia | 712,932 | 82,701 | 14,068 | 166,832 | 58,205 | 31,508 | 70,368 |
| Wisconsin | 1,756,490 | 108,041 | 71,505 | 770,650 | 114,644 | 100,059 | 210,275 |
| Wyoming | 9,895 | 24,375 | 9,193 | 88,193 | 15,873 | 12,473 | 41,893 |
| United States | 46,202,157 | 11,537,172 | 4,022,589 | 54,334,743 | 11,888,013 | 9,269,779 | 15,220,102 |
| State | Ocean marine | Surety | Fidelity | Burglary and theft | Boiler and machinery | Financial guaranty | Aircraft |
|---|---|---|---|---|---|---|---|
| Alabama | $41,250 | $68,121 | $12,447 | $1,548 | $19,794 | $25,394 | $23,122 |
| Alaska | 26,985 | 27,453 | 2,054 | 179 | 5,209 | 4,662 | 36,575 |
| Arizona | 14,421 | 117,231 | 11,791 | 1,555 | 17,782 | 21,448 | 76,833 |
| Arkansas | 18,688 | 32,375 | 9,623 | 1,807 | 11,833 | 7,388 | 22,315 |
| California | 289,605 | 736,544 | 126,735 | 19,673 | 105,963 | 347,388 | 223,653 |
| Colorado | 13,642 | 107,987 | 18,146 | 2,163 | 16,629 | 48,455 | 44,311 |
| Connecticut | 72,776 | 67,778 | 31,066 | 4,088 | 14,664 | 24,343 | 43,695 |
| Delaware | 6,712 | 16,100 | 3,806 | 2,344 | 2,842 | 102,444 | 13,337 |
| D.C. | 6,988 | 71,595 | 12,792 | 1,448 | 3,955 | 24,851 | 17,944 |
| Florida | 313,146 | 432,569 | 56,886 | 9,491 | 54,875 | 116,102 | 150,246 |
| Georgia | 61,402 | 180,133 | 29,033 | 4,197 | 27,127 | 38,611 | 75,398 |
| Hawaii | 13,985 | 39,223 | 4,920 | 296 | 3,441 | 10,477 | 16,009 |
| Idaho | 2,783 | 22,311 | 2,891 | 373 | 5,695 | 2,026 | 16,545 |
| Illinois | 73,179 | 175,791 | 78,084 | 7,189 | 51,407 | 108,777 | 94,532 |
| Indiana | 24,549 | 73,033 | 16,494 | 2,430 | 26,861 | 21,278 | 25,966 |
| Iowa | 6,942 | 36,607 | 9,927 | 1,239 | 18,569 | 6,382 | 13,350 |
| Kansas | 6,318 | 47,215 | 9,880 | 1,227 | 14,950 | 13,821 | 23,875 |
| Kentucky | 24,980 | 72,501 | 9,872 | 1,342 | 18,958 | 12,245 | 14,028 |
| Louisiana | 315,425 | 98,582 | 11,465 | 1,660 | 19,524 | 27,640 | 65,298 |
| Maine | 24,393 | 13,869 | 3,256 | 436 | 6,443 | 3,039 | 4,954 |
| Maryland | 89,137 | 140,796 | 19,943 | 2,599 | 16,237 | 23,913 | 30,830 |
| Massachusetts | 92,340 | 109,643 | 33,972 | 3,506 | 27,770 | 62,712 | 24,572 |
| Michigan | 42,688 | 75,445 | 32,876 | 3,887 | 41,616 | 28,240 | 42,896 |
| Minnesota | 23,791 | 81,061 | 25,413 | 3,924 | 25,618 | 50,728 | 56,749 |
| Mississippi | 21,233 | 55,898 | 7,592 | 1,232 | 11,514 | 7,265 | 13,641 |
| Missouri | 38,298 | 86,738 | 21,943 | 3,208 | 21,468 | 22,655 | 34,509 |
| Montana | 2,114 | 18,308 | 2,798 | 295 | 3,731 | 3,621 | 12,585 |
| Nebraska | 3,979 | 28,173 | 7,324 | 1,214 | 10,957 | 10,841 | 11,443 |
| Nevada | 7,002 | 103,653 | 7,713 | 1,093 | 12,246 | 17,900 | 35,248 |
| New Hampshire | 14,034 | 18,417 | 2,969 | 515 | 4,381 | 1,605 | 9,690 |
| New Jersey | 130,709 | 166,730 | 47,068 | 5,187 | 34,009 | 58,678 | 69,480 |
| New Mexico | 1,594 | 40,498 | 3,965 | 477 | 6,203 | 4,317 | 10,319 |
| New York | 524,674 | 379,781 | 154,858 | 16,508 | 75,278 | 1,439,255 | 208,991 |
| North Carolina | 41,843 | 117,640 | 24,594 | 3,847 | 25,824 | 27,017 | 50,610 |
| North Dakota | 973 | 12,489 | 2,534 | 218 | 7,115 | 2,071 | 6,356 |
| Ohio | 35,797 | 122,442 | 41,748 | 6,864 | 47,017 | 33,804 | 63,011 |
| Oklahoma | 18,115 | 52,455 | 9,481 | 1,533 | 12,556 | 8,113 | 24,125 |
| Oregon | 29,209 | 60,964 | 9,516 | 1,851 | 14,354 | 6,963 | 39,799 |
| Pennsylvania | 51,206 | 193,941 | 48,845 | 7,512 | 51,521 | 137,583 | 66,740 |
| Rhode Island | 31,683 | 11,633 | 3,988 | 520 | 3,773 | 5,234 | 21,769 |
| South Carolina | 30,618 | 62,788 | 9,406 | 1,472 | 14,617 | 16,295 | 16,896 |
| South Dakota | 621 | 11,722 | 3,097 | 359 | 3,916 | 1,237 | 5,520 |
| Tennessee | 37,085 | 80,144 | 16,943 | 4,375 | 20,193 | 8,843 | 43,234 |
| Texas | 382,909 | 427,834 | 69,439 | 16,213 | 89,120 | 103,320 | 220,957 |
| Utah | 5,930 | 41,739 | 6,563 | 683 | 6,923 | 4,700 | 18,491 |
| Vermont | 8,204 | 5,723 | 2,742 | 253 | 2,850 | 4,555 | 3,420 |
| Virginia | 59,662 | 157,357 | 27,667 | 5,967 | 24,930 | 11,384 | 32,790 |
| Washington | 130,603 | 147,955 | 17,772 | 2,426 | 23,263 | 37,344 | 69,511 |
| West Virginia | 3,783 | 35,708 | 4,600 | 394 | 6,712 | 3,161 | 4,803 |
| Wisconsin | 24,542 | 40,551 | 21,208 | 2,356 | 31,294 | 9,574 | 28,013 |
| Wyoming | 734 | 23,106 | 1,357 | 156 | 4,582 | 137 | 6,054 |
| United States | 3,909,413 | 5,411,350 | 1,294,348 | 170,602 | 1,209,320 | 3,547,295 | 2,987,622 |
| State | Earthquake | Federal flood | Credit | Accident and health | Multiple peril crop | Mortgage guaranty | Misc. |
|---|---|---|---|---|---|---|---|
| Alabama | $6,849 | $25,417 | $22,986 | $47,967 | $41,242 | $91,527 | $62,909 |
| Alaska | 18,994 | 1,769 | 847 | 10,436 | 35 | 18,017 | 5,976 |
| Arizona | 7,166 | 16,926 | 17,356 | 58,354 | 7,602 | 147,283 | 43,130 |
| Arkansas | 16,398 | 6,419 | 6,717 | 42,893 | 64,981 | 47,037 | 15,085 |
| California | 1,061,401 | 153,900 | 112,821 | 348,418 | 190,234 | 477,991 | 291,272 |
| Colorado | 8,315 | 11,230 | 13,789 | 74,588 | 140,714 | 110,507 | 30,812 |
| Connecticut | 5,386 | 28,021 | 82,295 | 31,150 | 4,185 | 57,789 | 40,036 |
| Delaware | 969 | 12,052 | 63,574 | 428,357 | 8,780 | 21,030 | 6,304 |
| D.C. | 1,916 | 438 | 4,833 | 138,032 | 0 | 218,943 | 2,307 |
| Florida | 35,432 | 861,970 | 67,181 | 272,124 | 127,318 | 523,633 | 572,697 |
| Georgia | 13,076 | 47,155 | 29,407 | 129,449 | 92,908 | 230,974 | 94,671 |
| Hawaii | 8,307 | 22,954 | 3,031 | 20,209 | 2,199 | 50,298 | 10,981 |
| Idaho | 2,426 | 3,145 | 1,953 | 16,284 | 43,836 | 35,005 | 9,292 |
| Illinois | 44,740 | 27,725 | 75,995 | 272,726 | 624,545 | 272,866 | 251,643 |
| Indiana | 30,648 | 16,484 | 21,623 | 170,499 | 301,231 | 135,885 | 30,859 |
| Iowa | 3,014 | 6,540 | 6,854 | 78,050 | 601,657 | 123,817 | 17,295 |
| Kansas | 4,910 | 5,559 | 8,042 | 62,385 | 494,394 | 56,012 | 88,229 |
| Kentucky | 37,759 | 11,659 | 11,185 | 43,433 | 64,415 | 49,647 | 27,471 |
| Louisiana | 6,385 | 246,381 | 20,549 | 52,370 | 50,697 | 81,377 | 97,162 |
| Maine | 1,718 | 5,344 | 4,027 | 16,287 | 5,450 | 20,294 | 11,808 |
| Maryland | 7,264 | 27,129 | 17,260 | 66,756 | 24,503 | 133,102 | 29,144 |
| Massachusetts | 16,288 | 35,068 | 29,870 | 59,743 | 2,932 | 102,423 | 36,592 |
| Michigan | 6,491 | 13,993 | 49,181 | 142,795 | 118,774 | 178,703 | 721,492 |
| Minnesota | 4,395 | 5,022 | 46,904 | 138,361 | 518,021 | 209,780 | 33,931 |
| Mississippi | 17,162 | 29,994 | 17,547 | 76,005 | 61,109 | 43,281 | 30,811 |
| Missouri | 80,539 | 13,761 | 33,883 | 284,680 | 191,202 | 110,610 | 74,263 |
| Montana | 3,424 | 1,875 | 1,990 | 12,404 | 146,189 | 12,999 | 8,798 |
| Nebraska | 2,140 | 6,509 | 6,375 | 56,335 | 453,315 | 32,434 | 18,293 |
| Nevada | 13,958 | 7,279 | 26,035 | 19,146 | 915 | 79,082 | 27,450 |
| New Hampshire | 1,957 | 4,736 | 4,859 | 13,410 | 377 | 32,399 | 12,496 |
| New Jersey | 12,244 | 146,039 | 49,160 | 100,134 | 4,138 | 158,025 | 61,575 |
| New Mexico | 1,844 | 7,797 | 3,180 | 23,820 | 15,759 | 34,052 | 21,759 |
| New York | 36,518 | 94,092 | 133,268 | 287,673 | 21,948 | 246,295 | 112,848 |
| North Carolina | 10,129 | 69,969 | 76,542 | 123,035 | 107,554 | 196,413 | 57,494 |
| North Dakota | 252 | 2,363 | 764 | 14,429 | 535,494 | 7,713 | 2,484 |
| Ohio | 26,600 | 21,722 | 29,316 | 166,749 | 195,901 | 211,897 | 101,716 |
| Oklahoma | 4,100 | 7,247 | 12,336 | 56,122 | 96,133 | 57,389 | 32,684 |
| Oregon | 54,206 | 16,941 | 21,532 | 48,923 | 25,576 | 55,211 | 37,608 |
| Pennsylvania | 13,303 | 40,731 | 48,803 | 252,765 | 45,050 | 223,479 | 47,180 |
| Rhode Island | 2,385 | 12,706 | 4,120 | 41,954 | 73 | 19,541 | 11,581 |
| South Carolina | 30,158 | 100,725 | 28,583 | 55,623 | 39,607 | 107,403 | 21,783 |
| South Dakota | 398 | 1,402 | 1,043 | 33,082 | 434,514 | 12,089 | 4,828 |
| Tennessee | 53,726 | 12,224 | 48,187 | 100,080 | 48,866 | 106,368 | 35,732 |
| Texas | 29,386 | 263,208 | 317,610 | 452,502 | 460,152 | 442,517 | 259,818 |
| Utah | 25,224 | 1,968 | 3,249 | 50,991 | 2,869 | 55,470 | 12,236 |
| Vermont | 974 | 2,504 | 4,371 | 4,721 | 1,434 | 11,562 | 4,040 |
| Virginia | 10,326 | 53,338 | 73,900 | 88,953 | 38,086 | 182,273 | 43,160 |
| Washington | 124,869 | 19,731 | 19,374 | 79,988 | 60,496 | 123,568 | 94,033 |
| West Virginia | 1,654 | 11,341 | 2,636 | 22,317 | 1,848 | 18,801 | 7,648 |
| Wisconsin | 3,919 | 7,249 | 23,180 | 183,919 | 162,595 | 97,742 | 57,134 |
| Wyoming | 2,185 | 1,710 | 1,324 | 11,743 | 16,554 | 14,639 | 1,868 |
| United States | 2,036,513 | 2,567,040 | 1,762,325 | 7,199,378 | 6,171,702 | 6,117,034 | 4,240,327 |
| Economic loss (1) ($ millions) | Fatalities (2) | |||||
|---|---|---|---|---|---|---|
| Year | Workers (3) | Dollars when occurred | In 2006 dollars (4) |
Loss per worker (In 2006 dollars) (4) | Number | Per 100,000 workers |
| 1999 | 134,688 | $122,600 | $148,356 | $1,101 | 5,184 | 3.8 |
| 2000 | 136,402 | 131,200 | 153,600 | 1,126 | 5,022 | 3.7 |
| 2001 | 136,246 | 132,100 | 150,375 | 1,104 | 5,042 | 3.7 |
| 2002 | 137,731 | 146,600 | 164,283 | 1,193 | 4,726 | 3.4 |
| 2003 | 138,988 | 156,200 | 171,141 | 1,231 | 4,725 | 3.4 |
| 2004 | 140,504 | 142,200 | 151,760 | 1,080 | 4,995 | 3.6 |
| 2005 | 142,946 | 160,400 | 165,574 | 1,158 | 4,984 | 3.5 |
| 2006 | 145,607 | 164,700 | 164,700 | 1,131 | 4,988 | 3.4 |
| Rank | Industry | Number (000) | Incidence rate (2) |
|---|---|---|---|
| 1 | General medical and surgical hospitals | 253.5 | 7.7 |
| 2 | General merchandise stores | 142.0 | 6.4 |
| 3 | Administrative and support services | 140.0 | 3.1 |
| 4 | Ambulatory health care services | 130.2 | 3.0 |
| 5 | Nursing care facilities | 121.6 | 9.7 |
| 6 | Transportation equipment manufacturing | 120.0 | 6.9 |
| 7 | Merchant wholesalers, durable goods | 119.8 | 3.9 |
| 8 | Limited-service eating places | 116.1 | 4.5 |
| 9 | Fabricated metal product manufacturing | 112.8 | 7.2 |
| 10 | Building equipment contractors | 112.7 | 5.9 |
| Private industry | 4,002.7 | 4.2 |
| Rank | Occupation (1) | Number | Percent of total |
|---|---|---|---|
| 1 | Laborers (nonconstruction) | 85.1 | 7.2% |
| 2 | Truckdrivers, heavy | 66.0 | 5.6 |
| 3 | Nursing aides, orderlies | 49.5 | 4.2 |
| 4 | Construction laborers | 40.5 | 3.4 |
| 5 | Retail salespersons | 33.2 | 2.8 |
| 6 | Janitors and cleaners | 28.3 | 2.4 |
| 7 | Carpenters | 28.0 | 2.4 |
| 8 | Truckdrivers, light | 26.8 | 2.3 |
| 9 | Maintenance and repair workers (general) | 21.6 | 1.8 |
| 10 | Stock clerks and order fillers | 20.9 | 1.8 |
| Total, 10 occupations | 399.9 | 33.8% | |
| All occupations | 1,183.5 | 100.0% |
(1) Nonfatal injuries and illnesses involving days off from work for private industries; excludes farms with fewer than 11 employees.
Source:
| Fatalities | |||
|---|---|---|---|
| 2006 | 2007 | ||
| Cause | Number | Number | Percent of total |
| All transportation (includes vehicle crashes) | 2,459 | 2,234 | 41% |
| Vehicle crashes | 1,356 | 1,311 | 24 |
| Contact with objects and equipment | 993 | 916 | 17 |
| Assaults and violence (includes homicides) | 788 | 839 | 15 |
| Homicides | 540 | 610 | 11 |
| Falls | 827 | 835 | 15 |
| Exposure to harmful substances or environments | 547 | 488 | 9 |
| Fires and explosions | 202 | 151 | 3 |
| Total workplace fatalities | 5,840 | 5,488 | 100% |
(1) From intentional and unintentional sources.
| Losses | ||||
|---|---|---|---|---|
| Year | Beginning reserve | Incurred (1) | Paid | Ending reserve (2) |
| 2000 | $10.7 | $1.5 | $1.4 | $10.8 |
| 2001 | 10.8 | 3.8 | 1.6 | 13.0 |
| 2002 | 12.6 | 7.7 | 2.0 | 18.3 |
| 2003 | 18.1 | 6.5 | 2.2 | 22.4 |
| 2004 | 22.4 | 4.4 | 3.3 | 23.4 |
| 2005 | 23.4 | 3.6 | 2.3 | 24.7 |
| 2006 | 24.7 | 1.6 | 2.6 | 23.7 |
| 2007 | 23.7 | 2.5 | 2.5 | 23.7 |
(1) Incurred losses are losses related to events that have occurred, regardless of whether or not the claims have been paid.
(2) Because of changes in the population of insurers reporting data each year, the beginning reserve may not equal the ending reserve of the prior year.
| Accidents | Fatalities | |||||
|---|---|---|---|---|---|---|
| Year | Total | Involving alcohol use (2) | Total | Involving alcohol use (2) | Injuries | Property damage ($ millions) |
| 2003 | 5,438 | 362 | 703 | 129 | 3,888 | $40 |
| 2004 | 4,904 | 331 | 676 | 124 | 3,363 | 35 |
| 2005 | 4,969 | 402 | 697 | 157 | 3,451 | 39 |
| 2006 | 4,967 | 403 | 710 | 148 | 3,474 | 44 |
| 2007 | 5,191 | 391 | 685 | 145 | 3,673 | 53 |
(1) Includes accidents involving $2,000 or more in property damage.
(2) The use of alcohol by a boat's occupants was a direct or indirect cause of the accident.
| Rank | State | Accidents | Deaths | Injuries | Property damage ($000) |
|---|---|---|---|---|---|
| 1 | Florida | 663 | 75 | 387 | $9,039.6 |
| 2 | California | 601 | 55 | 482 | 10,464.4 |
| 3 | Texas | 197 | 46 | 164 | 1,133.8 |
| 4 | Michigan | 185 | 34 | 111 | 591.7 |
| 5 | New York | 180 | 21 | 133 | 2,118.1 |
| 6 | Maryland | 170 | 10 | 120 | 838.8 |
| 7 | Missouri | 168 | 7 | 148 | 482.7 |
| 8 | Arizona | 167 | 8 | 118 | 760.3 |
| 9 | North Carolina | 158 | 19 | 129 | 5,209.6 |
| 10 | Tennessee | 146 | 17 | 100 | 929.4 |
| Percent of injuries by age | |||||||
|---|---|---|---|---|---|---|---|
| Sport or activity | Participants | Injuries | 0-4 | 5-14 | 15-24 | 25-64 | 65 and over |
| Archery | 6,600,000 | 4,393 | 2.5% | 14.1% | 14.4% | 58.5% | 10.5% |
| Baseball | 14,000,000 | 167,661 | 2.4 | 48.8 | 28.7 | 19.5 | 0.6 |
| Softball | 10,000,000 | 110,086 | 0.4 | 24.9 | 29.8 | 43.9 | 1.0 |
| Basketball | 24,100,000 | 481,011 | 0.3 | 32.5 | 47.7 | 19.3 | 0.2 |
| Bicycle riding (1) | 37,400,000 | 505,413 | 5.5 | 43.5 | 17.8 | 29.8 | 3.3 |
| Billiards, pool | 29,500,000 | 5,045 | 8.2 | 26.3 | 18.1 | 44.5 | 3.0 |
| Bowling | 43,500,000 | 21,819 | 6.7 | 18.7 | 16.7 | 47.4 | 10.6 |
| Boxing | 794,000 (2) | 14,884 | 0.4 | 8.5 | 54.3 | 36.7 | 0.1 |
| Cheerleading | 3,800,000 (3) | 26,786 | 0.4 | 47.4 | 50.5 | 1.4 | 0.3 |
| Exercise | NA | 194,431 (4) | 3.2 | 15.0 | 19.6 | 51.7 | 10.5 |
| Fishing | 35,300,000 | 71,615 | 2.9 | 19.4 | 15.5 | 52.4 | 9.9 |
| Football | 17,800,000 (2), (5) | 455,193 | 0.3 | 47.1 | 42.4 | 10.1 | 0.1 |
| Golf | 22,700,000 | 36,886 (6) | 4.3 | 22.7 | 10.1 | 41.3 | 21.6 |
| Gymnastics | NA | 29,373 (7) | 3.3 | 68.8 | 22.0 | 5.6 | 0.3 |
| Hockey: street, roller and field | NA | 6,081 (8) | 0.0 | 25.9 | 65.5 | 8.6 | 0.0 |
| Horseback riding | NA | 78,527 | 1.4 | 19.2 | 18.9 | 56.7 | 3.7 |
| Horseshoe pitching | NA | 2,300 | 6.6 | 22.2 | 16.3 | 51.8 | 3.0 |
| Ice hockey | 2,100,000 | 18,679 | 0.5 | 30.4 | 49.0 | 20.2 | 0.0 |
| Ice skating | NA | 23,375 (9) | 1.0 | 53.4 | 18.6 | 25.9 | 1.1 |
| Martial arts | 4,700,000 (2) | 26,655 | 1.4 | 24.3 | 27.8 | 45.8 | 0.7 |
| Mountain biking | 7,400,000 | 10,458 | 0.0 | 8.1 | 19.4 | 72.3 | 0.2 |
| Mountain climbing | 4,600,000 | 3,875 (3) | 1.5 | 9.0 | 43.4 | 43.7 | 1.9 |
| Racquetball, squash and paddleball | NA | 6,642 | 0.0 | 4.2 | 31.8 | 56.4 | 7.6 |
| Roller skating | NA | 67,734 (10) | 0.8 | 58.9 | 13.6 | 25.8 | 0.9 |
| Rugby | NA | 11,458 | 0.0 | 4.0 | 75.1 | 20.9 | 0.0 |
| Scuba diving | NA | 1,963 (3) | 0.0 | 4.1 | 6.9 | 89.0 | 0.0 |
| Skateboarding | 10,100,000 | 143,682 | 1.5 | 49.0 | 39.3 | 10.0 | 0.1 |
| Snowboarding | 5,100,000 | 57,792 | 0.1 | 29.0 | 50.4 | 20.2 | 0.3 |
| Snowmobiling | 2,724,000 (2) | 12,735 | 1.1 | 10.9 | 33.7 | 51.5 | 2.8 |
| Soccer | 13,800,000 | 198,679 | 0.5 | 41.6 | 40.5 | 17.1 | 0.2 |
| Swimming | 52,300,000 | 171,704 (11) | 9.6 | 41.4 | 18.6 | 27.6 | 2.7 |
| Tennis | 12,300,000 | 21,775 | 0.2 | 18.8 | 18.1 | 46.0 | 16.9 |
| Track and field | NA | 19,853 | 0.1 | 43.6 | 48.8 | 7.5 | 0.3 |
| Volleyball | 12,000,000 | 57,039 | 0.1 | 29.4 | 41.7 | 28.5 | 0.3 |
| Water skiing | 5,300,000 | 9,652 | 0.7 | 5.0 | 45.2 | 49.1 | 0.0 |
| Weight lifting | 33,200,000 | 72,369 | 4.2 | 10.7 | 36.1 | 47.0 | 2.0 |
| Wrestling | 2,100,000 | 37,320 | 0.0 | 36.4 | 58.6 | 5.0 | 0.0 |
(1) Excludes mountain biking.
(2) Data for 2004.
(3) Data for 2006.
(4) Includes exercise equipment (45,351 injuries) and exercise activity (149,080 injuries).
(5) Includes 9,600,000 in touch football and 8,200,000 in tackle football.
(6) Excludes golf carts (17,284 injuries).
(7) Excludes trampolines (107,435 injuries).
(8) Includes field hockey (4,819 injuries) and roller hockey (1,262 injuries, data for 2006). Excludes 34,165 injuries in hockey, unspecified.
(9) Excludes 10,564 injuries in skating, unspecified.
(10) Includes roller skating (43,146 injuries) and in-line skating (24,588 injuries).
(11) Includes injuries associated with swimming, swimming pools, pool slides, diving or diving boards, and swimming pool equipment.
NA=Data not available.
| Estimated number of deaths | Estimated number of injuries (2) | |||||
|---|---|---|---|---|---|---|
| Year | All ages | Younger than 16 years | Younger than 16 years percent of total |
All ages | Younger than 16 years | Younger than 16 years percent of total |
| 2002 | 548 | 133 | 24% | 113,900 | 37,100 | 33% |
| 2003 | 654 | 154 | 24 | 125,500 | 38,600 | 31 |
| 2004 | 745 | 181 | 24 | 136,100 | 44,700 | 33 |
| 2005 | 666 | 145 | 22 | 136,700 | 40,400 | 30 |
| 2006 | 555 | 111 | 20 | 146,600 | 39,300 | 27 |
| Year | Property loss ($ millions) | Loss per capita |
|---|---|---|
| 1998 | $11,510 | $45.59 |
| 1999 | 12,428 | 45.58 |
| 2000 | 13,457 | 47.69 |
| 2001 | 17,118 (2) | 60.04 |
| 2002 | 17,586 | 61.09 |
| 2003 | 21,129 | 72.75 |
| 2004 | 17,344 | 59.16 |
| 2005 | 20,427 | 69.03 |
| 2006 | 20,340 | 68.08 |
| 2007 | 22,608 | 74.95 |
(1) Including allowances for FAIR Plan and uninsured losses.
(2) Does not include insured fire losses related to terrorism.
Source: ISO; Insurance Information Institute.
| Year | Number of fires | Year | Number of fires |
|---|---|---|---|
| 1998 | 517,500 | 2003 | 519,500 |
| 1999 | 523,000 | 2004 | 526,000 |
| 2000 | 505,500 | 2005 | 511,000 |
| 2001 | 521,500 | 2006 | 524,000 |
| 2002 | 519,000 | 2007 | 530,500 |
| Property use | Civilian fire deaths | Percent change from 2006 | Percent of all civilian fire deaths | Civilian fire injuries |
|---|---|---|---|---|
| Residential | 2,895 | 10.5% | 84.4% | 14,000 |
| 1 and 2 family dwellings (1) | 2,350 | 9.1 | 68.5 | 9,650 |
| Apartments | 515 | 21.2 | 15.0 | 3,950 |
| Other residential (2) | 30 | -25.0 | 0.9 | 400 |
| Nonresidential structures (3) | 105 | 23.5 | 3.1 | 1,350 |
| Highway vehicles | 365 | -18.0 | 10.6 | 1,500 |
| Other vehicles (4) | 20 | -55.6 | 0.6 | 175 |
| All other fires (5) | 45 | -10.0 | 1.3 | 650 |
| Total | 3,430 | 5.7% | 100.0% | 17,675 |
| Property use | Estimated number of fires | Percent change from 2006 | Property loss (2) | Percent change from 2006 |
|---|---|---|---|---|
| Public assembly | 14,500 | 7.4% | $498 | 12.2% |
| Educational | 6,500 | 0.0 | 100 | -4.7 |
| Institutional | 7,000 | -6.7 | 41 | -2.4 |
| Residential | 414,000 | 0.4 | 7,546 | 8.0 |
| 1 and 2 family dwellings (3) | 300,500 | -1.3 | 6,225 | 4.9 |
| Apartments | 98,500 | 7.7 | 1,164 | 29.9 |
| Other (4) | 15,000 | -9.1 | 157 | -0.6 |
| Stores and offices | 21,500 | 7.5 | 642 | -7.1 |
| Industry, utility, defense (5) | 11,500 | 0.0 | 779 | 36.0 |
| Storage in struct |
