III - Income

DEMOGRAPHICS

INCOME AND EXPENSES

INCOME BY REGION AND AGE GROUP, 2006-2007

	2006		2007
	Number of households (000)	Median income (1)	Number of households (000)	Median income (1)	Percentage change in median income
All households	116,011	$49,568	116,783	$50,233	1.3%
By region
Northeast	21,261	53,534	21,351	52,274	–2.4
Midwest	26,508	49,193	26,266	50,277	2.2
South	42,587	45,129	43,062	46,186	2.3
West	25,656	53,731	26,105	54,138	0.8
By age of householder
Under 65 years	92,282	56,279	92,671	56,545	0.5
15 to 24	6,662	31,815	6,554	31,790	–0.1
25 to 34	19,435	50,559	19,225	51,016	0.9
35 to 44	22,779	62,119	22,448	62,124	(2)
45 to 54	24,140	66,714	24,536	65,476	–1.9
55 to 64	19,266	56,141	19,909	57,386	2.2
65 and older	23,729	28,587	24,113	28,305	–1.0
(1) Income before deductions for taxes and other expenses; does not include lump sum payments or capital gains. Expressed in 2007 dollars. (2) Less than 0.1 percent. Source: U.S. Census Bureau.

HOUSEHOLD INCOME BY STATE, 2007

State	Median income	Rank	State	Median income	Rank
Alabama	$40,554	47	Montana	$43,531	40
Alaska	64,333	4	Nebraska	47,085	33
Arizona	49,889	23	Nevada	55,062	14
Arkansas	38,134	49	New Hampshire	62,369	6
California	59,948	8	New Jersey	67,035	2
Colorado	55,212	12	New Mexico	41,452	45
Connecticut	65,967	3	New York	53,514	19
Delaware	54,610	15	North Carolina	44,670	38
D.C.	54,317	16	North Dakota	43,753	39
Florida	47,804	28	Ohio	46,597	34
Georgia	49,136	24	Oklahoma	41,567	44
Hawaii	63,746	5	Oregon	48,730	25
Idaho	46,253	35	Pennsylvania	48,576	26
Illinois	54,124	17	Rhode Island	53,568	18
Indiana	47,448	31	South Carolina	43,329	42
Iowa	47,292	32	South Dakota	43,424	41
Kansas	47,451	30	Tennessee	42,367	43
Kentucky	40,267	48	Texas	47,548	29
Louisiana	40,926	46	Utah	55,109	13
Maine	45,888	36	Vermont	49,907	22
Maryland	68,080	1	Virginia	59,562	9
Massachusetts	62,365	7	Washington	55,591	11
Michigan	47,950	27	West Virginia	37,060	50
Minnesota	55,802	10	Wisconsin	50,578	21
Mississippi	36,338	51	Wyoming	51,731	20
Missouri	45,114	37	United States	$50,740
Source: U.S. Census Bureau.

In descending order, in 2007 household incomes were highest in Maryland, New Jersey and Connecticut.
Mississippi had the lowest median household income, followed by West Virginia and Arkansas.

HOUSEHOLD INCOME SPENT ON HOME OWNERSHIP COSTS, 2007 (1)

State	Percent	Rank (2)	State	Percent	Rank (2)
Alabama	29.1%	39	Montana	33.6%	27
Alaska	34.9	23	Nebraska	26.9	42
Arizona	39.5	13	Nevada	49.0	2
Arkansas	26.5	44	New Hampshire	40.5	11
California	53.0	1	New Jersey	46.1	4
Colorado	37.9	17	New Mexico	34.0	26
Connecticut	40.3	12	New York	41.5	7
Delaware	35.9	20	North Carolina	30.7	36
D.C.	38.7	15	North Dakota	21.4	51
Florida	48.9	3	Ohio	30.7	36
Georgia	34.6	24	Oklahoma	26.2	45
Hawaii	45.8	5	Oregon	40.8	9
Idaho	33.1	30	Pennsylvania	32.9	31
Illinois	38.7	15	Rhode Island	42.3	6
Indiana	26.9	42	South Carolina	31.3	35
Iowa	25.3	49	South Dakota	25.8	46
Kansas	25.7	47	Tennessee	31.5	34
Kentucky	27.0	41	Texas	31.9	33
Louisiana	29.6	38	Utah	33.5	28
Maine	35.4	22	Vermont	39.5	13
Maryland	37.9	17	Virginia	35.5	21
Massachusetts	41.3	8	Washington	40.6	10
Michigan	36.3	19	West Virginia	25.5	48
Minnesota	34.6	24	Wisconsin	33.5	28
Mississippi	32.6	32	Wyoming	24.4	50
Missouri	29.1	39	United States	37.5%
(1) Homeowner costs as a percent of household income. Based on mortgaged owner-occupied housing units spending 30 percent or more of household income on selected owner costs such as all mortgage payments (first mortgage, home equity loans, etc.), real estate taxes, property insurance, utilities, fuel and condominium fees if applicable. (2) States with the same percentages receive the same rank. Source: U.S. Census Bureau.

In descending order, in 2007 home ownership costs as a percentage of income were highest in California, Nevada and Florida.
Homeownership costs were lowest in North Dakota, followed by Wyoming and Iowa.

MEDIAN HOUSING VALUE BY STATE, 2007 (1)

State	Median value	Rank (2)	State	Median value	Rank (2)
Alabama	$115,600	45	Montana	$170,000	27
Alaska	231,300	18	Nebraska	122,200	40
Arizona	237,700	16	Nevada	311,300	7
Arkansas	101,000	49	New Hampshire	261,800	13
California	532,300	2	New Jersey	372,300	4
Colorado	233,900	17	New Mexico	155,400	30
Connecticut	309,200	9	New York	311,000	8
Delaware	239,700	15	North Carolina	145,700	33
D.C.	450,900	3	North Dakota	106,800	47
Florida	230,400	19	Ohio	137,800	35
Georgia	164,500	29	Oklahoma	103,000	48
Hawaii	555,400	1	Oregon	257,300	14
Idaho	178,100	24	Pennsylvania	155,000	31
Illinois	208,800	22	Rhode Island	292,800	11
Indiana	122,900	39	South Carolina	133,900	36
Iowa	117,900	44	South Dakota	118,700	43
Kansas	121,200	41	Tennessee	130,800	37
Kentucky	114,300	46	Texas	120,900	42
Louisiana	126,800	38	Utah	218,700	20
Maine	176,000	25	Vermont	205,400	23
Maryland	347,000	6	Virginia	262,100	12
Massachusetts	366,400	5	Washington	300,800	10
Michigan	153,100	32	West Virginia	96,000	50
Minnesota	213,600	21	Wisconsin	168,800	28
Mississippi	96,000	50	Wyoming	172,300	26
Missouri	138,600	34	United States	$194,300
(1) Owner-occupied housing units. (2) States with the same median housing values receive the same rank. Source: U.S. Census Bureau.

In descending order, in 2007 median housing values were highest in Hawaii, California and District of Columbia.
Median housing values were lowest in West Virginia, followed by Mississippi and Arkansas.

PERCENT OF OCCUPIED HOUSING UNITS THAT ARE OWNER OCCUPIED, 2007

State	Percent	Rank (1)	State	Percent	Rank (1)
Alabama	73.3%	14	Montana	67.3%	39
Alaska	66.6	41	Nebraska	68.2	37
Arizona	70.4	25	Nevada	63.3	47
Arkansas	69.5	33	New Hampshire	73.8	9
California	58.3	49	New Jersey	68.3	36
Colorado	70.2	31	New Mexico	71.5	20
Connecticut	70.3	28	New York	55.9	50
Delaware	76.8	2	North Carolina	70.3	28
D.C.	47.2	51	North Dakota	66.0	42
Florida	71.8	18	Ohio	71.4	23
Georgia	67.6	38	Oklahoma	70.3	28
Hawaii	60.1	48	Oregon	65.7	44
Idaho	74.5	5	Pennsylvania	72.9	16
Illinois	69.4	34	Rhode Island	64.9	45
Indiana	73.8	9	South Carolina	74.1	7
Iowa	73.7	11	South Dakota	70.4	25
Kansas	69.4	34	Tennessee	70.2	31
Kentucky	72.9	16	Texas	66.0	42
Louisiana	71.5	20	Utah	74.9	4
Maine	74.3	6	Vermont	73.7	11
Maryland	71.7	19	Virginia	71.5	20
Massachusetts	64.3	46	Washington	66.8	40
Michigan	76.4	3	West Virginia	77.6	1
Minnesota	73.5	13	Wisconsin	70.5	24
Mississippi	74.0	8	Wyoming	73.2	15
Missouri	70.4	25	United States	68.1%
(1) States with the same percentages receive the same rank. Source: U.S. Census Bureau.

In 2007 West Virginia, Delaware, Michigan, Utah, and Idaho had the highest percentage of owner-occupied housing units.
The District of Columbia had the lowest percentage of owner-occupied units, followed by New York, California and Hawaii.

HOUSEHOLD INCOME SPENT ON RENT AND UTILITIES, 2007 (1)

State	Percent	Rank (2)	State	Percent	Rank (2)
Alabama	40.6%	37	Montana	36.4%	49
Alaska	37.2	46	Nebraska	38.3	44
Arizona	46.8	11	Nevada	47.7	6
Arkansas	41.6	35	New Hampshire	42.2	30
California	51.2	2	New Jersey	48.5	3
Colorado	46.2	15	New Mexico	42.1	31
Connecticut	47.5	8	New York	47.6	7
Delaware	46.5	13	North Carolina	42.7	26
D.C.	45.8	16	North Dakota	36.9	47
Florida	52.7	1	Ohio	45.1	17
Georgia	44.8	20	Oklahoma	38.8	41
Hawaii	47.9	5	Oregon	45.1	17
Idaho	38.8	41	Pennsylvania	43.3	24
Illinois	46.6	12	Rhode Island	47.1	10
Indiana	41.8	33	South Carolina	39.2	40
Iowa	38.4	43	South Dakota	34.4	50
Kansas	37.8	45	Tennessee	40.8	36
Kentucky	39.5	38	Texas	43.5	23
Louisiana	42.4	28	Utah	39.4	39
Maine	42.1	31	Vermont	45.0	19
Maryland	46.3	14	Virginia	42.7	26
Massachusetts	47.2	9	Washington	44.8	20
Michigan	48.0	4	West Virginia	36.5	48
Minnesota	43.9	22	Wisconsin	41.8	33
Mississippi	42.4	28	Wyoming	28.3	51
Missouri	42.9	25	United States	45.6%
(1) Based on renter-occupied units spending 30 percent or more on rent and utilities such as electric, gas, water and sewer, and fuel (oil, coal, etc.) if paid by the renter. (2) States with the same percentage of household income spent on rent and utilities receive the same rank. Source: U.S. Census Bureau.

Nationwide, 45.6 percent of renters spent at least 30 percent of their household income on rent and utilities.
In 2007 housing costs as a percentage of income were lowest for renters in Wyoming, followed by South Dakota, Montana and West Virginia.
Florida renters had the highest housing costs as a percentage of income, followed by California, New Jersey and Michigan.

PERCENT OF PEOPLE WITHOUT HEALTH INSURANCE BY STATE, 2005-2007 AVERAGE (1)

State	Percent	Rank (2)	State	Percent	Rank (2)
Alabama	13.9%	24	Montana	16.1%	17
Alaska	17.3	12	Nebraska	12.0	33
Arizona	19.6	4	Nevada	17.9	9
Arkansas	17.5	11	New Hampshire	10.5	42
California	18.6	7	New Jersey	15.2	19
Colorado	16.7	14	New Mexico	21.9	2
Connecticut	9.9	44	New York	13.4	29
Delaware	11.8	35	North Carolina	16.6	15
D.C.	11.4	36	North Dakota	11.1	38
Florida	20.5	3	Ohio	11.0	39
Georgia	17.8	10	Oklahoma	18.2	8
Hawaii	8.3	51	Oregon	16.8	13
Idaho	14.7	21	Pennsylvania	9.8	45
Illinois	13.7	26	Rhode Island	10.3	43
Indiana	12.3	31	South Carolina	16.5	16
Iowa	9.4	47	South Dakota	11.2	37
Kansas	11.8	35	Tennessee	13.9	24
Kentucky	13.8	25	Texas	24.4	1
Louisiana	19.4	5	Utah	15.6	18
Maine	9.5	46	Vermont	11.0	39
Maryland	13.6	28	Virginia	13.6	28
Massachusetts	8.3	51	Washington	12.1	32
Michigan	10.8	41	West Virginia	14.9	20
Minnesota	8.5	49	Wisconsin	8.8	48
Mississippi	18.8	6	Wyoming	14.3	22
Missouri	12.5	30	United States	15.4%
(1) Includes private coverage from an employer or purchased by an individual and government coverage including Medicare, Medicaid, military health care, the State Children’s Health Insurance Program and individual state health plans. People were considered insured if they were covered by any coverage for part or all of the previous calendar year. (2) States with the same percentages receive the same rank. Source: U.S. Census Bureau.

Texas, New Mexico and Florida, in descending order, had the highest percentages of people without health insurance in 2007.
Hawaii and Massachusetts had the lowest percentage of people without health care, followed by Minnesota.

PERCENT OF THE TOTAL POPULATION WHO ARE 65 YEARS AND OVER, 2007

State	Percent	Rank (1)	State	Percent	Rank (1)
Alabama	13.5%	14	Montana	13.9%	10
Alaska	7.0	51	Nebraska	13.3	18
Arizona	12.9	28	Nevada	11.1	45
Arkansas	14.0	9	New Hampshire	12.6	32
California	11.0	46	New Jersey	13.1	22
Colorado	10.1	47	New Mexico	12.7	30
Connecticut	13.5	14	New York	13.2	21
Delaware	13.6	12	North Carolina	12.2	35
D.C.	11.9	40	North Dakota	14.6	6
Florida	17.0	1	Ohio	13.5	14
Georgia	9.9	49	Oklahoma	13.3	18
Hawaii	14.3	7	Oregon	13.0	24
Idaho	11.7	43	Pennsylvania	15.2	3
Illinois	12.1	39	Rhode Island	13.9	10
Indiana	12.5	33	South Carolina	13.0	24
Iowa	14.7	5	South Dakota	14.3	7
Kansas	13.0	24	Tennessee	12.9	28
Kentucky	13.0	24	Texas	10.0	48
Louisiana	12.2	35	Utah	8.8	50
Maine	14.8	4	Vermont	13.6	12
Maryland	11.8	41	Virginia	11.8	41
Massachusetts	13.3	18	Washington	11.7	43
Michigan	12.7	30	West Virginia	15.5	2
Minnesota	12.2	25	Wisconsin	13.1	22
Mississippi	12.5	33	Wyoming	12.2	35
Missouri	13.4	17	United States	12.6%
(1) States with the same percentages receive the same rank. Source: U.S. Census Bureau.

Florida, West Virginia and Pennsylvania, in descending order, had the highest percentage of people 65 or older in 2007.
Alaska had the lowest percentage of people over 65, followed by Utah and Georgia.