INSURANCE 
PREMIUMS BY LINE

In 2006 commercial lines net premiums written totaled $231.5 billion, or 51.7 percent, of P/c net premiums written. Personal lines totaled $216.3 billion, or 48.3 percent.

NET PREMIUMS WRITTEN BY LINE, PROPERTY/CASUALTY INSURANCE, 2005-2006 (1)

($000)


Lines of insurance
2005
2006
Percent change
Percent of total, 2006
Private passenger auto    
     Liability$94,652,534$95,324,5060.7%21.3%
     Collision and comprehensive64,933,43065,122,1660.314.5
     Total private passenger auto159,585,964160,446,6720.535.8
Commercial auto    
     Liability19,846,86619,702,725-0.74.4
     Collision and comprehensive6,951,1366,949,3550.01.6
     Total commercial auto26,798,00226,652,080-0.56.0
Fire7,937,2009,362,56018.02.1
Allied lines5,945,7186,592,84710.91.5
Multiple peril crop2,234,6302,824,76926.40.6
Federal flood (3)12,30843,083250.0(2)
Farmowners multiple peril2,266,9202,310,6881.90.5
Homeowners multiple peril53,015,54955,821,3155.312.5
Commercial multiple peril29,695,50731,848,8757.37.1
Mortgage guaranty4,454,7114,565,8992.51.0
Ocean marine2,948,3493,133,4186.30.7
Inland marine8,251,4329,215,70411.72.1
Financial guaranty2,014,4672,163,3247.40.5
Medical malpractice9,734,77210,365,8366.52.3
Earthquake1,106,3781,315,49418.90.3
Accident and health (4)9,573,7836,665,536-30.41.5
Workers compensation39,724,35541,825,9795.39.3
Products  liability3,561,2233,623,7961.80.8
Other liability (5)39,363,22242,220,4627.39.4
Aircraft 1,985,8581,990,5930.20.4
Fidelity1,216,7931,240,8222.00.3
Surety3,820,8104,433,26616.01.0
Burglary and theft120,133143,05419.1(2)
Boiler and machinery1,582,9171,675,2965.80.4
Credit936,1081,090,14516.50.2
International230,366193,622-16.0(2)
Reinsurance (6)6,589,80112,862,59495.22.9
Other lines (7)2,918,1253,134,2407.40.7
Total, all lines $427,625,417$447,761,9854.7%100.0%
(1) After reinsurance transactions, excluding state funds.
(2) Less than 0.1 percent.
(3) WYO program.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act. Some examples are contingent liability, errors and omissions, environmental pollution and umbrella and liquor liability insurance.
(6) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(7) Includes miscellaneous coverages.

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.
PREMIUMS WRITTEN BY LINE, PROPERTY/CASUALTY INSURANCE, 2006

($ billions)



(1) After reinsurance transactions, excluding state funds.
(2) Before reinsurance transactions, excluding state funds. May not match total premiums shown elsewhere in this book because of the use of different exhibits from Highline Data LLC.
(3) Includes international and miscellaneous coverages.
(4) Premiums from certain insurers that write health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(6) Coverages protecting against legal liability resulting from negligence, carelessness, or failure to act.

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.