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Credit is a financial fact of life. A solid credit history will help when applying for a job, renting an apartment or car. When qualifying for utilities, a good credit history can help you avoid having to pay a large security deposit. It will also help save money on insurance and loans to finance a home, car or small business. In fact, building and maintaining a solid credit history is one of the most important things you can do to insure your financial well being.
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