Homeowners and Renters Insurance

Consumer Basics
What is homeowners insurance? Article
What Is Covered by a Standard Homeowners Policy? Article
Are there different types of policies? Article
Insuring a Co-op or Condo Article
Does My Homeowners Insurance Cover Flooding? Article
Flood coverage is provided by the National Flood Insurance Program.
What types of disasters are covered by my homeowners insurance? Article
Can I own a home without homeowners insurance? Article
Home Buyers Insurance Checklist Article
You will be paying insurance on your home for as long as you own it, so you should factor the cost of insurance into the home-buying process.
What You Need to Know About Renters Insurance Article
Renters Insurance Checklist Article
If you are a renter, you still need insurance to cover your belongings.
Renters Insurance Fact & Statistic
What Type of Insurance Do I Need If I’m Renting Out My Home? Article
Before renting out your home, your first step should be to call your insurance agent.
Peer-to Peer Home Rental Article
If you are planning to rent out your home, your first step should be to contact your insurance professional.
Trees and Insurance Article
Are you covered for fallen trees?
Understanding Your Insurance Deductible Article
Understanding the role deductibles play in an auto and/or a homeowners insurance policy is an important part of getting the most out of your insurance policy.
How to Create a Home Inventory Article
Would you be able to remember all the possessions you have accumulated over the years if they were destroyed by a fire?
What's the difference between cancellation and nonrenewal? Article
Tax Deductions for Unreimbursed Losses Article
Buying a Policy
How much homeowners insurance do I need? Article
Floaters and Endorsements: Special Coverage for Valuables Article
I'm installing a pool-what kind of insurance do I need? Article
How do I pick an insurance company? Article
Where can I buy insurance? Article
How much will it cost? Article
How to Save Money on Your Homeowners Insurance Article
Five Insurance Mistakes to Avoid… And Still Save Money Article
Avoid these pitfalls when buying auto, home, flood and renters insurance.
Ten Questions to Help You Assess Changes to Your Insurance Needs Article
Coverage needs change as circumstances in our lives change, so we recommend an annual insurance review.
What information do I need to provide to my agent? Article
What does my credit rating have to do with purchasing insurance? Article
What if I can't get coverage? Article
How often should I review my policy? Article
Should I purchase an umbrella liability policy? Article
Filing a Claim
Insurance Company Claims Filing Telephone Numbers Article
How do I file a homeowners claim? Article
Understanding the Claims Payment Process Article
How is the settlement amount determined? Article
What can I do if I am having trouble settling my claim? Article
How can I avoid scams after a disaster? Article
Asteroids, Meteors and Falling Satellites: Are They Covered By Insurance? Article
Falling objects are covered under standard home, auto, business insurance policies.
Safety and Preparedness Tips
Grilling Safety Article
How to Protect Your Home From Water Damage Article
Lawnmower Safety Article
Lightning Coverage and Safety Article
Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies.
Making Sure Your Home Is Properly Covered for a Disaster Article
For many people, their home is their greatest asset, so it is crucial to avoid being underinsured.
Getting the Right Insurance Coverage for Moving Article
Knowing you have the right insurance to protect your belongings can ease the stress of moving.
Mold and the Insurance Industry Article
Pool Safety Article
Protecting Your House From Mold Article
Social Host Liability Article
Bicycle Safety and Insurance Article
Bicycles are covered under the personal property section of standard homeowners and renters insurance policies.
Remodeling your home Article
Securing Your Home Against Burglary Article
Sewer Backup Article
Tips for Surviving Severe Cold Weather Article
Preparing your home for extreme cold.
Winter Weather Preparation Article
Yard Sale Article
Research and Background Papers
Why Are Homeowners Insurance Rates Rising? Article
Mortgage Insurance Fact & Statistic
Dog Bite Liability Issues Updates
Pet Statistics Fact & Statistic
Sinkholes and Insurance Article
While most insurance policies exclude coverage for earth movement, some states that require insurers to offer optional sinkhole coverage for an additional premium.
Chinese Drywall Fact Sheet Article
Videos and Podcasts
The i's on Insurance: Your Homeowners Coverage Video
Test Your Insurance IQ: Homeowners Policies Video
Renters Insurance Video
Taking a Home Inventory Video
Know Your StuffZ - Home Inventory Software Video
Filing a Homeowners Insurance Claim: Six Steps Video
Paying More for Homeowners Insurance? Here's Why Video
Trees and Insurance: Tips on What Is and Is Not Covered Video
Water and Flood Damage: What Is and Is Not Covered Video
Spring Cleaning the Exterior of Your Home Video
Protecting Your Home from an Earthquake Video
Are You Underinsured? Video
Loss History Reports: Learning About Your New Home Video
Test Your Insurance IQ: Trees and Insurance Video
Informed Citizen: Renters Insurance Video
Informed Citizen: Homeowners Insurance Video
Understanding Trees and Insurance: Tree Maintenance Video