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North Carolina - Hurricane Risk
This PowerPoint presentation at the Insurance Federation of North Carolina’s Legislative Day Conference by the Insurance Information Institute’s chief economist focuses on the impact of hurricane risk on insurance markets in the state of North Carolina. The presentation provides detailed historical information on hurricanes that have affected the state both in terms of dollars and the counties impacted. Several charts show increases of up to 471 percent in population in North Carolina coastal counties since 1960. The historical financial performance in the state’s homeowner, commercial multi-peril and farmowners lines are reviewed, all of which have been significantly adversely impacted by hurricane losses over the years. The latest statistics on the hurricane season of 2005 are included as are statistics on flood penetration rates and recent industrywide financial performance.

The following presentation is called "North Carolina Insurance Markets in an Era of Mega-Catastrophes". It was presented by Dr. Robert P. Hartwig on June 14, 2006.

Please click on the file name below to view the presentation. Once open, you can choose "file" from your menu and then save the PowerPoint presentation to your disk. The presentation also is available in Adobe Acrobat format. The Adobe Acrobat file is smaller and faster to download. However, you do need the appropriate software to view. You can download Adobe Acrobat, free of charge, from their website ( http://www.adobe.com/products/acrobat/ ).

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